Gavop's guide to buying homeowners insurance in Morgan County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Morgan County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Wiser Ave, Back St, W Morgan St, Taylor Trl, Deck Rd, Nelson Dr, E Bunkerhill Trl, E East St, Parkwood Ct, Co Rd 950 | $166,000 | $140,000 | $150,000-$175,000 | $76,500 | $60,000 | $75,000-$100,000 |
| E Moonlight Ct, Co Rd 350 N, N Colfax St, Co Rd 150, Centenary Rd, S Indiana St, Northfield Dr, E Jessup Way, Westwood Dr, McDaniel Rd | $166,000 | $140,000 | $125,000-$150,000 | $138,500 | $110,000 | $125,000-$150,000 |
| W Wild Flower Ct, Deerfield Blvd, N Lambert Ct, Co Rd 1025 W, Quail Ridge Ct, E Pike St, Carolyne St, N Concord Dr, Co Rd 820W, Jensen Rd | $164,000 | $150,000 | $150,000-$175,000 | $88,500 | $80,000 | $50,000-$75,000 |
| Dehart Dr, N Marion St, Morton Ave, Latta Dr, Arthur Rd, Wanda Ct, Wilbur Rd, Ramsgate Rd, Co Rd 450 E, E Squire Dr | $135,000 | $120,000 | $125,000-$150,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Hillsborough Ct, Templin Rd, E Laurel Ridge Ln, Co Rd 290 E, Oak Knoll Rd, Lewisville Ln, N Chestnut St, E Centenary Rd, S Gayle Dr, Co Rd 50 | $106,500 | $100,000 | $75,000-$100,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Bishop St, Co Rd 480 E, Delwood Dr, East Dr, Old Morgantown Rd, E Highland St, Prospect St, Sanctuary Ln, Co Rd 450 W, Park Pl | $122,000 | $110,000 | $100,000-$125,000 | $68,000 | $60,000 | $75,000-$100,000 |
| Cherokee Ct, N Hobson Dr, Forest Manor Dr, Lamber Ct, McWhorter, Co Rd 575 W, Oak Grove Ct, Clay Rd, Conservation Club Trlee Kenlin Ln, N Gold Rush Dr | $208,000 | $170,000 | $200,000-$250,000 | $160,500 | $140,000 | $150,000-$175,000 |
| N Cooney Rd, Forster Manner Dr, E Elm St, Rosewood Ln, Endsley Dr, E Jensen Rd, Cardis Rd, Co Rd 1150 N, N 2nd St, W Upland Ct | $135,000 | $130,000 | $125,000-$150,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Pitkin Rd, Beth Ann Dr, W Walnut St, N Bray Rd, E Buddy Ln, W Hailey Ln, Widnes Ln, N Gray Rd, Smokey Rd, N Rhodes Rd | $217,500 | $180,000 | $175,000-$200,000 | $136,000 | $130,000 | $125,000-$150,000 |
| W Poston Rd, Sunbury Dr, Peavine Rd, N Western Rd, N Letterman Rd, Meadowbrook Dr, Broadacres Cir, Pine Dr, E Daniel St, Milhon Rd | $169,500 | $160,000 | $125,000-$150,000 | $175,500 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $719 |
| Superior Protection Discount | -$87 | $780 |
| Fire & Security Discount | -$78 | $788 |
| Hail Resistant Roof Discount | -$26 | $840 |
| Newly Constructed Home Discount | -$199 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morgan County | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Morgan County, IN | $2,500 | $856 | $3,356 | $622 | $3,122 | $234 |
| Bean Blossom, IN | $400 | $851 | $1,251 | $618 | $1,018 | $232 |
| Johnson County, IN | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Ellettsville, IN | $300 | $686 | $986 | $498 | $798 | $187 |
| Warren Park, IN | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Warren, IN | $300 | $734 | $1,034 | $533 | $833 | $201 |
| Clifford, IN | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
| Hope, IN | $400 | $643 | $1,043 | $467 | $867 | $176 |
| Dick Johnson, IN | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Haw Creek, IN | $500 | $740 | $1,240 | $538 | $1,038 | $202 |
| Sand Creek, IN | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Home Insurance Company Morgan County, IN | Homeowners Insurance Agency Morgan County, IN | Address | Popularity Score | Distance from Morgan County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Shepherd Insurance | 111 Congressional Blvd Ste 100, Carmel, IN, 46032 | 36.4 | |
| Travelers | Killion Insurance Agency | 6316 W Thompson Road, Indianapolis, IN, 46221 | 17.3 | |
| State Farm | Joe Gonzalez | 8440 Wdfld Xing Blvd Ste 470, Indianapolis, IN, 46240-4399 | 34.3 | |
| Travelers | Capitol Insurance | 8395 Keystone Crossing Ste 315, Indianapolis, IN, 46240 | 34.3 | |
| State Farm | Dick Laird | 1111 W Main St Ste I, Greenfield, IN, 46140-1954 | 41.0 | |
| Liberty Mutual Independent | Insurance Pros Llc | 770 E Morgan St # 299, Spencer, IN, 47460 | 21.2 | |
| State Farm | Bruce Richardson | 356 S Indiana St, Mooresville, IN, 46158-2733 | 9.5 | |
| State Farm | Lamont Perry | 6208 Allisonville Rd, Indianapolis, IN, 46220-4544 | 32.5 | |
| Allstate | Brooke Hubler | 8202 Us 31 S, Indianapolis, IN, 46227 | 20.2 | |
| State Farm | Keith Eberg | 7550 South Meridian St, Indianapolis, IN, 46217-2912 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $600 | $1,190 | $590 |
| Morgan County, IN | $147,200 | $866 | $600 | $1,190 | $590 |
| Morgan County, IN | $147,200 | $866 | $580 | $1,200 | $620 |
| Bean Blossom, IN | $135,300 | $861 | $620 | $1,180 | $560 |
| Johnson County, IN | $149,700 | $863 | $630 | $1,190 | $560 |
| Ellettsville, IN | $123,100 | $694 | $510 | $990 | $480 |
| Warren Park, IN | $124,000 | $829 | $600 | $1,140 | $540 |
| Warren, IN | $104,600 | $743 | $500 | $1,060 | $560 |
| Clifford, IN | $67,800 | $620 | $420 | $880 | $460 |
| Hope, IN | $74,800 | $651 | $440 | $890 | $450 |
| Dick Johnson, IN | $106,800 | $773 | $560 | $1,070 | $510 |
| Haw Creek, IN | $99,800 | $749 | $500 | $1,030 | $530 |
| Sand Creek, IN | $136,000 | $863 | $630 | $1,200 | $570 |