Gavop shows you how to buy homeowners insurance in Wayne County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $159,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $239,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $393,500 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $596 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$77 | $624 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$182 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,500 | $693 | $3,193 | $504 | $3,004 | $189 |
| Wayne County, OH | $700 | $693 | $1,393 | $504 | $1,204 | $189 |
| Boston, OH | $200 | $899 | $1,099 | $653 | $853 | $246 |
| Kent, OH | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Boston Heights, OH | $300 | $1,079 | $1,379 | $784 | $1,084 | $295 |
| Middleburg Heights, OH | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Linndale, OH | $400 | $446 | $846 | $324 | $724 | $122 |
| Homeworth, OH | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Amherst, OH | $200 | $682 | $882 | $495 | $695 | $186 |
| Shalersville, OH | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Rocky River, OH | $500 | $721 | $1,221 | $524 | $1,024 | $197 |
| Fallsbury, OH | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Home Insurance Company Wayne County, OH | Homeowners Insurance Agency Wayne County, OH | Address | Popularity Score | Distance from Wayne County (miles) |
|---|---|---|---|---|
| State Farm | Jill Gaba | 1129 E Aurora Rd Ste 203, Macedonia, OH, 44056-1992 | 39.1 | |
| State Farm | Margo Jackson | 3806 Tusc St W # B, Canton, OH, 44708-5507 | 23.9 | |
| Liberty Mutual Independent | Insurance Consultants Group Llc | 20180 Center Ridge Rd, Rocky River, OH, 44116 | 43.8 | |
| Allstate | Evarts Tremaine | 1111 Superior Ave E Ste 420, Cleveland, OH, 44114 | 47.6 | |
| Travelers | The Insurance Centre Agency | 347 W Milltown Rd Ste A, Wooster, OH, 44691 | 3.2 | |
| State Farm | Jeff Shamp | 3562 Commerce Pkwy Ste C, Wooster, OH, 44691-7128 | 3.3 | |
| State Farm | Mike Faught | 3880 Cleveland Rd Ste A, Wooster, OH, 44691-6106 | 2.4 | |
| Allstate | David Spencer | 20800 Center Ridge Rd Ste 115, Rocky River, OH, 44116 | 43.7 | |
| State Farm | Zach Myers | 13117 Prospect Rd, Strongsville, OH, 44149-3849 | 33.7 | |
| Allstate | Angela Williams | 16360 Broadway Ave Ste A107, Maple Heights, OH, 44137 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Wayne County, OH | $140,100 | $701 | $480 | $990 | $510 |
| Wayne County, OH | $140,100 | $701 | $500 | $970 | $470 |
| Boston, OH | $250,000 | $910 | $660 | $1,290 | $630 |
| Kent, OH | $141,300 | $674 | $460 | $950 | $490 |
| Boston Heights, OH | $347,500 | $1,092 | $750 | $1,520 | $770 |
| Middleburg Heights, OH | $158,300 | $638 | $430 | $890 | $460 |
| Linndale, OH | $48,300 | $451 | $320 | $630 | $310 |
| Homeworth, OH | $115,000 | $664 | $450 | $920 | $470 |
| Amherst, OH | $149,400 | $690 | $490 | $990 | $500 |
| Shalersville, OH | $129,100 | $649 | $470 | $930 | $460 |
| Rocky River, OH | $223,100 | $730 | $520 | $1,000 | $480 |
| Fallsbury, OH | $98,800 | $621 | $450 | $880 | $430 |