Gavop's guide to buying homeowners insurance in Camp Lejeune, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $150,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $102,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $175,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $262,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $731 |
| Superior Protection Discount | -$77 | $774 |
| Fire & Security Discount | -$68 | $782 |
| Hail Resistant Roof Discount | -$17 | $833 |
| Newly Constructed Home Discount | -$213 | $638 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onslow County | $700 | $833 | $1,533 | $605 | $1,305 | $228 |
| Camp Lejeune, NC | $1,000 | $840 | $1,840 | $611 | $1,611 | $230 |
| Burgaw, NC | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Porters Neck, NC | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| Newport, NC | $200 | $692 | $892 | $503 | $703 | $189 |
| Ogden, NC | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| Havelock, NC | $500 | $671 | $1,171 | $487 | $987 | $183 |
| Hightsville, NC | $1,000 | $1,040 | $2,040 | $756 | $1,756 | $284 |
| Jackson Heights, NC | $100 | $626 | $726 | $455 | $555 | $171 |
| Beaufort, NC | $700 | $829 | $1,529 | $603 | $1,303 | $227 |
| Northwest, NC | $100 | $656 | $756 | $477 | $577 | $179 |
| Seven Springs, NC | $1,500 | $452 | $1,952 | $328 | $1,828 | $123 |
| Home Insurance Company Camp Lejeune, NC | Homeowners Insurance Agency Camp Lejeune, NC | Address | Popularity Score | Distance from Camp Lejeune (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Conway & Co. Insurers | 2914 N Herritage St, Kinston, NC, 28501 | 47.8 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 11.4 | |
| Travelers | The Insurance Center | 1320 Commerce Dr, New Bern, NC, 28562 | 37.4 | |
| Nationwide | Ashlie Fortune Insurance | 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852 | 10.8 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 10.5 | |
| State Farm | Henry Brown | 2816a S College Rd, Wilmington, NC, 28412-6827 | 40.3 | |
| Travelers | Preferred Choice Insurance | 616 New Bridge St, Jacksonville, NC, 28540 | 9.3 | |
| Allstate | Tammy Fry | 638 W Corbett Ave, Swansboro, NC, 28584 | 16.4 | |
| Liberty Mutual Independent | W A Moore & Company | 510 Plaza Blvd, Kinston, NC, 28501 | 47.2 | |
| Nationwide | Jonathan Gavigan Agency | 2002 S Glenburnie Rd Executive Sq Ste 5-C, New Bern, NC, 28562 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,240 | $590 |
| Onslow County, NC | $154,400 | $843 | $620 | $1,160 | $540 |
| Camp Lejeune, NC | $257,500 | $850 | $620 | $1,170 | $550 |
| Burgaw, NC | $137,200 | $671 | $480 | $930 | $450 |
| Porters Neck, NC | $380,700 | $1,001 | $720 | $1,420 | $700 |
| Newport, NC | $145,700 | $701 | $480 | $970 | $490 |
| Ogden, NC | $289,000 | $914 | $670 | $1,300 | $630 |
| Havelock, NC | $139,300 | $679 | $490 | $940 | $450 |
| Hightsville, NC | $208,300 | $1,053 | $710 | $1,440 | $730 |
| Jackson Heights, NC | $102,000 | $634 | $450 | $870 | $420 |
| Beaufort, NC | $191,100 | $839 | $580 | $1,170 | $590 |
| Northwest, NC | $118,300 | $664 | $480 | $940 | $460 |
| Seven Springs, NC | $70,800 | $457 | $320 | $640 | $320 |