How Can I Make My Pine Knot, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Pine Knot, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Pine Knot, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $36,500 $30,000 $25,000-$50,000
2 Bedroom $62,000 $50,000 $50,000-$75,000
3 Bedroom $123,500 $100,000 $125,000-$150,000
4 Bedroom $134,500 $120,000 $150,000-$175,000
5 Bedroom $251,000 $200,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Pine Knot, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$104 $506
Superior Protection Discount -$55 $555
Fire & Security Discount -$61 $549
Hail Resistant Roof Discount -$18 $592
Newly Constructed Home Discount -$146 $464

Choose the Right Deductible for your Pine Knot, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
McCreary County $2,000 $848 $2,848 $616 $2,616 $232
Pine Knot, KY $1,000 $603 $1,603 $438 $1,438 $165
Coopersville, KY $1,000 $600 $1,600 $436 $1,436 $164
La Follette, TN $400 $626 $1,026 $455 $855 $171
Pulaski County, KY $700 $788 $1,488 $572 $1,272 $215
Nancy, KY $500 $661 $1,161 $481 $981 $181
Colony, KY $2,000 $782 $2,782 $569 $2,569 $214
Middlesborough, KY $200 $643 $843 $467 $667 $176
Anderson County, TN $1,500 $941 $2,441 $684 $2,184 $257
Dewitt, KY $200 $470 $670 $342 $542 $129
New Tazewell, TN $2,500 $875 $3,375 $636 $3,136 $239

Identify Top Home Insurance Agents near Pine Knot, KY | Back to Top

Home Insurance Company Pine Knot, KY Homeowners Insurance Agency Pine Knot, KY Address Popularity Score Distance from Pine Knot (miles)
Travelers First Insurance Group 2520 S Hwy 27, Somerset, KY, 42501
30.5
State Farm Justin Mays 1509 Us Highway 25 E, Middlesboro, KY, 40965-1862
39.5
State Farm Chad Smallwood 645 S Highway 27 Ste 6, Somerset, KY, 42501-3507
32.1
Allstate Charles Cromer 705 W Highway 80, Somerset, KY, 42503
32.8
Allstate Kelly Horseman 312b Sallee St, Somerset, KY, 42501
31.9
Travelers Mathis Insurance Agency Inc 1340 S Hwy 27 Ste A, Somerset, KY, 42501
31.4
Travelers Davis Insurance Agency 6040 North Highway 127, Albany, KY, 42602
41.9
State Farm Tom Shelton 1260 S Highway 25 W, Williamsburg, KY, 40769-1690
15.1
State Farm Lisa Beard 106 Plaza Dr, Albany, KY, 42602-1659
40.2
State Farm Jeffrey Branum 109 Union St, Barbourville, KY, 40906-1348
33.2

Compare Rates for Pine Knot, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $640 $1,280 $640
McCreary County, KY $61,300 $858 $610 $1,230 $620
Pine Knot, KY $71,300 $610 $430 $840 $410
Coopersville, KY $61,800 $607 $410 $860 $450
La Follette, TN $59,600 $633 $440 $870 $430
Pulaski County, KY $109,100 $797 $580 $1,100 $520
Nancy, KY $102,800 $669 $480 $960 $480
Colony, KY $101,400 $792 $530 $1,090 $560
Middlesborough, KY $80,400 $651 $440 $920 $480
Anderson County, TN $134,100 $952 $680 $1,300 $620
Dewitt, KY $39,100 $476 $330 $680 $350
New Tazewell, TN $103,800 $886 $590 $1,220 $630