Gavop's guide to buying homeowners insurance in Ashland, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ashland, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 170th Ave, Via Granada, Harmony Dr, Kent Ave, Linnea Ave, Langton Way, Rutgers St, E Lewelling Blvd, Haven St, 153rd Ave | $134,500 | $130,000 | $100,000-$125,000 | $223,000 | $200,000 | $200,000-$250,000 |
| Brockton Way, Esteban St, Wagner St, Maubert Ct, Genevieve Pl, Green Ct, Cornell St, Yale Ave, Empire St, Liberty Pointe Way | $176,000 | $150,000 | $150,000-$175,000 | $353,500 | $290,000 | $300,000-$350,000 |
| Vassar Ave, Mattox Rd, Deanne Ct, 171st Ave, Fir Ave, Elgin St, Ashland Ave, Paradise Blvd, Mateo St, Heritage Cir | $139,500 | $120,000 | $125,000-$150,000 | $165,000 | $150,000 | $125,000-$150,000 |
| 173rd Ave, Thrush Ave, Elgin Way, Sharon St, 168th Ave, Mono Ave, Tulsa St, Delano St, Ragland St, Bertero Ave | $152,000 | $140,000 | $125,000-$150,000 | $264,000 | $230,000 | $250,000-$300,000 |
| Olivia Ct, Elgin Ct, Usher St, Carriage Ln, Silverleaf Dr, Elgin St, Drew St, Ria Dr, Penn Ave, Ronda St | $249,000 | $230,000 | $250,000-$300,000 | $228,000 | $200,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $833 |
| Home and Two Car | -$145 | $761 |
| Home and Three Car | -$217 | $688 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alameda County | $2,500 | $1,235 | $3,735 | $898 | $3,398 | $338 |
| Ashland, CA | $700 | $895 | $1,595 | $650 | $1,350 | $244 |
| Sunol, CA | $500 | $2,608 | $3,108 | $1,896 | $2,396 | $713 |
| Reliez Valley, CA | $1,000 | $2,361 | $3,361 | $1,716 | $2,716 | $645 |
| West Menlo Park, CA | $100 | $815 | $915 | $592 | $692 | $223 |
| Richmond, CA | $700 | $939 | $1,639 | $682 | $1,382 | $257 |
| Clyde, CA | $500 | $877 | $1,377 | $638 | $1,138 | $240 |
| Sausalito, CA | $2,000 | $927 | $2,927 | $674 | $2,674 | $253 |
| Santa Venetia, CA | $400 | $1,955 | $2,355 | $1,421 | $1,821 | $534 |
| San Anselmo, CA | $1,000 | $939 | $1,939 | $682 | $1,682 | $256 |
| Paradise Park, CA | $300 | $734 | $1,034 | $533 | $833 | $201 |
| Eldridge, CA | $1,000 | $1,807 | $2,807 | $1,313 | $2,313 | $494 |
| Home Insurance Company Ashland, CA | Homeowners Insurance Agency Ashland, CA | Address | Popularity Score | Distance from Ashland (miles) |
|---|---|---|---|---|
| State Farm | Joanne Bryant | 2570 S R Valley Blvd # A201, San Ramon, CA, 94583-1637 | 9.4 | |
| State Farm | Kelly Lux | 564 Park St, Alameda, CA, 94501-6233 | 8.5 | |
| State Farm | Mat Dahms | 4400 Keller Ave Ste 260, Oakland, CA, 94605-4232 | 5.7 | |
| State Farm | Denise Granville | 370 San Bruno Ave W Ste G, San Bruno, CA, 94066-3164 | 16.9 | |
| State Farm | Kim Holland | 897 E Lewelling Blvd, Hayward, CA, 94541-1107 | 0.7 | |
| Travelers | Llamas Insurance Agency | 1630 Contra Costa Blvd Ste 220, Pleasant Hill, CA, 94523 | 18.2 | |
| Allstate | Michele Bolstad | 1485 El Camino Real Ste 101, Belmont, CA, 94002 | 14.9 | |
| State Farm | Kristen Law | 3940 High St Ste C, Oakland, CA, 94619-2212 | 7.7 | |
| State Farm | Ken Ericson | 201 Macarthur Blvd, San Leandro, CA, 94577-2108 | 3.7 | |
| State Farm | David Pena | 1290 B St Ste 105, Hayward, CA, 94541-2952 | 2.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Ashland, CA | $396,400 | $906 | $670 | $1,230 | $560 |
| Sunol, CA | $1,055,200 | $2,640 | $1,950 | $3,590 | $1,640 |
| Reliez Valley, CA | $911,800 | $2,390 | $1,770 | $3,250 | $1,480 |
| West Menlo Park, CA | $1,862,500 | $825 | $610 | $1,120 | $510 |
| Richmond, CA | $371,900 | $950 | $700 | $1,290 | $590 |
| Clyde, CA | $336,900 | $888 | $660 | $1,210 | $550 |
| Sausalito, CA | $1,191,700 | $938 | $690 | $1,280 | $590 |
| Santa Venetia, CA | $706,800 | $1,979 | $1,460 | $2,690 | $1,230 |
| San Anselmo, CA | $963,300 | $950 | $700 | $1,290 | $590 |
| Paradise Park, CA | $265,700 | $743 | $550 | $1,010 | $460 |
| Eldridge, CA | $638,900 | $1,829 | $1,350 | $2,490 | $1,140 |