Gavop's guide to buying homeowners insurance in Ripon, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $266,500 | $220,000 | $300,000-$350,000 |
| 3 Bedroom | $272,500 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $389,500 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $372,500 | $310,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $840 |
| Home and Two Car | -$155 | $758 |
| Home and Three Car | -$228 | $685 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,051 |
| Home Insurance Company Ripon, CA | Homeowners Insurance Agency Ripon, CA | Address | Popularity Score | Distance from Ripon (miles) |
|---|---|---|---|---|
| State Farm | Thang Vo | 391 Jacklin Rd, Milpitas, CA, 95035-3225 | 49.1 | |
| Farmers | Paul Curiel | 2670 S White Rd Ste 90, San Jose, CA, 95148 | 48.9 | |
| State Farm | Rich Castro | 39500 Stevenson Pl Ste 105, Fremont, CA, 94539-3101 | 48.7 | |
| Allstate | Robert J. Varich | 1313 N Milpitas Blvd Ste 179, Milpitas, CA, 95035 | 49.3 | |
| State Farm | Nhut Ho | 2048 Tully Rd, San Jose, CA, 95122-1357 | 50.0 | |
| State Farm | Aman Kashyap | 3900 Union St, Fremont, CA, 94538-4331 | 49.3 | |
| State Farm | Richard Navarro | 2937 Veneman Ave Ste A101, Modesto, CA, 95356-0639 | 7.6 | |
| Travelers | Goh Insurance Agency | 4047 First St Ste 115, Livermore, CA, 94551 | 35.2 | |
| State Farm | Frank Shao | 3467 Mckee Rd, San Jose, CA, 95127-2233 | 48.0 | |
| State Farm | Michael Yoo | 7950 Dublin Blvd Ste 103c, Dublin, CA, 94568-2936 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Joaquin County, CA | $281,100 | $746 | $550 | $1,010 | $460 |
| Ripon, CA | $398,600 | $913 | $680 | $1,240 | $560 |
| Riverdale Park, CA | $197,000 | $647 | $480 | $880 | $400 |
| Lodi, CA | $286,500 | $756 | $560 | $1,030 | $470 |
| Collierville, CA | $362,900 | $961 | $710 | $1,310 | $600 |
| Clay, CA | $452,400 | $1,340 | $990 | $1,820 | $830 |
| Columbia, CA | $224,000 | $683 | $510 | $930 | $420 |
| Camino Tassajara, CA | $1,127,800 | $2,754 | $2,040 | $3,750 | $1,710 |
| East Sonora, CA | $253,300 | $724 | $540 | $980 | $440 |
| Elk Grove, CA | $349,500 | $885 | $650 | $1,200 | $550 |
| Milpitas, CA | $704,300 | $1,332 | $990 | $1,810 | $820 |