Gavop's guide to buying homeowners insurance in Troup-Arp, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Troup-Arp, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Main St, Co Rd 256, Westwood Dr, Northwest Rd, Co Rd 2101, Co Rd 289, Allen St, S Georgia St, Sunrise Lake Ct, Co Rd 258 | $141,500 | $120,000 | $125,000-$150,000 | $116,500 | $100,000 | $75,000-$100,000 |
| Co Rd 285, Co Rd 2147, Jessie Hale Rd, Fairmont Oaks Dr, S Lowry St, Front St, Hodge, Giles, Twin St, Co Rd 2153 | $119,000 | $100,000 | $100,000-$125,000 | $75,500 | $70,000 | $75,000-$100,000 |
| Co Rd 227, Kates St, Driver St, Lake Meadow Rd, Red Oak Rd, FM 3341, Sinclair Rd, Pin Oak Ridge, Cr 2159, Oakwood Dr | $105,500 | $90,000 | $75,000-$100,000 | $135,000 | $110,000 | $125,000-$150,000 |
| W Ross St, E Bradford St, County Line Rd, Cardinal Ln, N Price St, W Melton St, Co Rd 2110, N Railroad Ave, Nitz St, Co Rd 2168 | $82,000 | $70,000 | $50,000-$75,000 | $95,000 | $80,000 | $75,000-$100,000 |
| N Alabama St, Co Rd 2220, Co Rd 257, Co Rd 287, Co Rd 281, W Tarbutton St, Co Rd 263, Co Rd 2106, Co Rd 283 E, Co Rd 2169 | $181,000 | $160,000 | $175,000-$200,000 | $124,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $807 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$76 | $873 |
| Hail Resistant Roof Discount | -$28 | $921 |
| Newly Constructed Home Discount | -$228 | $721 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Smith County | $2,000 | $1,502 | $3,502 | $1,091 | $3,091 | $410 |
| Troup-Arp, TX | $1,500 | $938 | $2,438 | $681 | $2,181 | $256 |
| Henderson, TX | $100 | $993 | $1,093 | $721 | $821 | $271 |
| Shadybrook, TX | $2,000 | $1,493 | $3,493 | $1,085 | $3,085 | $408 |
| Laneville, TX | $200 | $1,421 | $1,621 | $1,032 | $1,232 | $388 |
| Gladewater, TX | $1,500 | $1,000 | $2,500 | $727 | $2,227 | $273 |
| Hallsville, TX | $400 | $967 | $1,367 | $703 | $1,103 | $264 |
| Murchison, TX | $700 | $1,403 | $2,103 | $1,020 | $1,720 | $383 |
| Panola County, TX | $100 | $994 | $1,094 | $723 | $823 | $272 |
| Grand Saline, TX | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Quitman, TX | $300 | $987 | $1,287 | $717 | $1,017 | $270 |
| Van Zandt County, TX | $700 | $1,399 | $2,099 | $1,016 | $1,716 | $382 |
| Home Insurance Company Troup-Arp, TX | Homeowners Insurance Agency Troup-Arp, TX | Address | Popularity Score | Distance from Troup-Arp (miles) |
|---|---|---|---|---|
| State Farm | Scott Bird | 4909 North St Ste 209, Nacogdoches, TX, 75965-1808 | 46.5 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 N. Wood St, Gilmer, TX, 75644 | 36.2 | |
| Liberty Mutual Independent | Bosworth & Associates | 1818 Wsw Loop Suite 323, Tyler, TX, 75701 | 18.0 | |
| Liberty Mutual Independent | Hibbs-Hallmark & Company | 501 Shelley Drive, Tyler, TX, 75701 | 14.3 | |
| State Farm | Johnny Thompson | 202 W Frank St, Grand Saline, TX, 75140-1758 | 48.2 | |
| State Farm | Yvette Brunette | 6760 Old Jcksnvl Hwy Ste 104, Tyler, TX, 75703-0569 | 15.6 | |
| Allstate | Sharie Withers | 510 S Broadway Ave, Tyler, TX, 75702 | 15.4 | |
| Travelers | Bruner Insurance Agency | 301 W Broad, Mineola, TX, 75773 | 38.8 | |
| Travelers | Billy R Martin Insurance Agency | 2032 Republic Dr, Tyler, TX, 75701 | 15.4 | |
| Travelers | Insurance One Agency | 202 E Henderson St, Overton, TX, 75684 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Smith County, TX | $144,800 | $1,520 | $1,000 | $2,340 | $1,340 |
| Troup-Arp, TX | $137,100 | $949 | $630 | $1,460 | $830 |
| Henderson, TX | $120,700 | $1,005 | $660 | $1,550 | $890 |
| Shadybrook, TX | $98,300 | $1,511 | $1,000 | $2,330 | $1,330 |
| Laneville, TX | $83,400 | $1,438 | $950 | $2,210 | $1,260 |
| Gladewater, TX | $123,900 | $1,012 | $670 | $1,560 | $890 |
| Hallsville, TX | $153,600 | $979 | $650 | $1,510 | $860 |
| Murchison, TX | $80,000 | $1,420 | $940 | $2,190 | $1,250 |
| Panola County, TX | $97,200 | $1,006 | $660 | $1,550 | $890 |
| Grand Saline, TX | $104,500 | $1,006 | $660 | $1,550 | $890 |
| Quitman, TX | $118,300 | $999 | $660 | $1,540 | $880 |
| Van Zandt County, TX | $112,600 | $1,416 | $930 | $2,180 | $1,250 |