Gavop's guide to buying homeowners insurance in Skaneateles, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $162,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $295,500 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $236,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $520,000 | $420,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $752 |
| Home and Two Car | -$139 | $678 |
| Home and Three Car | -$204 | $613 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,887 |
| Home Insurance Company Skaneateles, NY | Homeowners Insurance Agency Skaneateles, NY | Address | Popularity Score | Distance from Skaneateles (miles) |
|---|---|---|---|---|
| Travelers | Delmonico Insurance Agency | 39 Jordan St, Skaneateles, NY, 13152 | 4.1 | |
| Erie | Nolans Insurance Agency Inc. | 33 William Street Suite 6a, Auburn, NY, 13021 | 8.3 | |
| Travelers | Masterpole Murphy Agency Inc | 1524 W Fayette St, Syracuse, NY, 13204 | 16.1 | |
| Erie | J James Wolfe Agency Inc. | 196 S Main Street, Canandaigua, NY, 14424 | 44.0 | |
| Liberty Mutual Independent | Ashley Insurance | 6336 State Route 21, Williamson, NY, 14589 | 45.7 | |
| State Farm | Doug Hill | 657 W Genesee Street Rd, Skaneateles, NY, 13152-9363 | 4.3 | |
| State Farm | Steve Robinson | 237 Pittsford Palmyra Rd Ste A, Macedon, NY, 14502-9150 | 49.8 | |
| State Farm | Mary Andrews | 171 Grant Ave Ste 4, Auburn, NY, 13021-1505 | 8.0 | |
| State Farm | Matt Roe | 2530 James St, Syracuse, NY, 13206-2823 | 19.6 | |
| State Farm | Matt Johnson | 9642 Brewerton Rd, Brewerton, NY, 13029-8717 | 27.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,620 | $780 |
| Onondaga County, NY | $139,400 | $607 | $430 | $840 | $410 |
| Skaneateles, NY | $290,100 | $817 | $560 | $1,170 | $610 |
| Auburn, NY | $97,800 | $952 | $650 | $1,350 | $700 |
| Clay, NY | $142,300 | $612 | $440 | $850 | $410 |
| Hastings, NY | $118,700 | $952 | $690 | $1,300 | $610 |
| Benton, NY | $157,000 | $657 | $450 | $940 | $490 |
| Lenox, NY | $117,100 | $943 | $680 | $1,340 | $660 |
| Morrisville, NY | $121,900 | $605 | $430 | $850 | $420 |
| Oswego County, NY | $97,800 | $1,226 | $890 | $1,700 | $810 |
| Barrington, NY | $169,000 | $683 | $460 | $940 | $480 |
| Crystal Beach, NY | $137,200 | $623 | $420 | $860 | $440 |
| Ontario County, NY | $156,500 | $636 | $430 | $870 | $440 |