How Can I Make My Sedalia, CO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Sedalia, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Sedalia, CO Home Insurance Coverage Levels | Back to Top
| Sedalia, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Queenscliffe Dr, Missouri Peak Pl, Westside Cir, Castle Pointe Dr, S Whitecliff Pl, S Hollyhock Ct, S Alexa Ln, Rivington Ct, E Estack Pl, Co Rd 29 | $694,000 | $630,000 | $600,000-$700,000 | $975,500 | $850,000 | More than 10,000,000 |
| Clovervale Cir, Village Square Ln, Capulin Pl, Wagon Box Way, Hickory Ridge St, Kelliwood Way, Lavaun Dr, Sagecrest St, Maple Dr, Nugget Ct | $396,500 | $330,000 | $400,000-$500,000 | $481,500 | $390,000 | $400,000-$500,000 |
| Shadowbrook Cir, Utica Dr, S Dampler Way, Greensborough Dr, Cheyenne Dr, Seramonte Dr, S Jimson Weed Way, E Penrose Pl, Skyreach Rd, Brighton Ct | $481,500 | $410,000 | $400,000-$500,000 | $735,500 | $650,000 | $700,000-$800,000 |
| S Fox Fire St, Country Club Pkwy, W Foxhill Pl, Honeysuckle Pl, Maroon Peak Pl, E Waverly Way, Foxpaw Trl, Plaza Dr, W Cove Creek Ct, Exeter Dr | $521,500 | $430,000 | $600,000-$700,000 | $490,000 | $440,000 | $500,000-$600,000 |
| S Chestnut Hill Pl, S Shadow Hill Ct, Bears Den Trl, Moffat Ct, Eagle Rock Dr, Hidden Point Blvd, E Edgewood Trl, Ocaso Dr, E Heywood Way, S Hyacinth Ct | $396,500 | $350,000 | $400,000-$500,000 | $575,500 | $510,000 | $400,000-$500,000 |
| Chariss Glen Cir, Southpark Ln, Bexley Dr, E 2nd Ave, S Huntwick St, Wood Lilly Ln, Rangeview Ln, Berganot Trl, Crooked Stick Pl, Astoria Ct | $413,000 | $330,000 | $400,000-$500,000 | $593,500 | $530,000 | $500,000-$600,000 |
| S Dowling Way, Chatford Ct, S Mulberry Ln, Bentwood Pl, E Canyon Ranch Rd, Southern Hills Cir, Klingengate Ln, W Phillips Peak, S Florence Pl, Whitby Ct | $839,000 | $670,000 | $900,000-$1,000,000 | $576,000 | $480,000 | $600,000-$700,000 |
| Collinsville Pl, Old Tom Morris Cir, Greenridge Ln, Grande Vista Ct, Yucca Ln, Tiger Run, Kendall Ct, Longwood Way, N Chippewa Cir, Lehigh Ln | $870,000 | $740,000 | $700,000-$800,000 | $1,137,500 | $1,080,000 | More than 10,000,000 |
| Tracewood Cir, Rimrock Ct, E Laredo Ct S, Catarata Pl, Castle Grove Pl, W Yucca, Autumn Blaze Trl, Clare Dr, State Hwy 67, Homestake Ct | $704,000 | $580,000 | $600,000-$700,000 | $913,000 | $780,000 | $800,000-$900,000 |
| N Keith Ct, Lead King Dr, E Tarcoola Ln, Kings Mill Ln, Adelaide Pl, E Kingston Ave, Waterton Rd, S Spring Water Peak, Figwood St, S Cheshire Ct | $277,000 | $230,000 | $300,000-$350,000 | $351,000 | $320,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Sedalia, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $888 |
| Superior Protection Discount | -$107 | $963 |
| Fire & Security Discount | -$107 | $963 |
| Hail Resistant Roof Discount | -$21 | $1,048 |
| Newly Constructed Home Discount | -$267 | $802 |
Choose the Right Deductible for your Sedalia, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $700 | $1,235 | $1,935 | $898 | $1,598 | $338 |
| Sedalia, CO | $1,500 | $1,057 | $2,557 | $768 | $2,268 | $289 |
| Ken Caryl, CO | $100 | $991 | $1,091 | $720 | $820 | $271 |
| Palmer Lake, CO | $1,500 | $1,307 | $2,807 | $950 | $2,450 | $357 |
| West Pleasant View, CO | $300 | $1,360 | $1,660 | $989 | $1,289 | $372 |
| Applewood, CO | $2,500 | $1,063 | $3,563 | $773 | $3,273 | $291 |
| Aetna Estates, CO | $300 | $618 | $918 | $449 | $749 | $169 |
| West Adams, CO | $2,000 | $1,298 | $3,298 | $943 | $2,943 | $355 |
| Thornton, CO | $300 | $1,224 | $1,524 | $890 | $1,190 | $335 |
| Cripple Creek, CO | $2,500 | $1,136 | $3,636 | $826 | $3,326 | $311 |
| St. Mary's, CO | $200 | $1,287 | $1,487 | $936 | $1,136 | $352 |
| Victor, CO | $1,500 | $916 | $2,416 | $666 | $2,166 | $250 |
Identify Top Home Insurance Agents near Sedalia, CO | Back to Top
| Home Insurance Company Sedalia, CO | Homeowners Insurance Agency Sedalia, CO | Address | Popularity Score | Distance from Sedalia (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Co-West Insurance Group | 4348 Woodlands Blvd. 4348 Woodlands Blvd. , Castle Rock, CO, 80104 | 11.9 | |
| State Farm | Pamela Buckland | 6600 S Broadway, Centennial, CO, 80121-2308 | 17.1 | |
| Travelers | Hample Insurance Service | 9250 E Costilla Ave Ste 200 Greenwood Village, Greenwood Village, CO, 80112 | 18.9 | |
| Travelers | Trailstone Insurance Group | 8357 N Rampart Range Rd A201, Littleton, CO, 80125 | 8.7 | |
| Allstate | Susan Eagle | 5601 S Broadway Ste 308, Littleton, CO, 80121 | 18.2 | |
| Allstate | Michelle Mcrae | 8223 S Quebec St Ste C, Centennial, CO, 80112 | 16.9 | |
| Liberty Mutual Independent | The Young Insurance Group | 7200 E Dry Crk Rd Unit A-205, Centennial, CO, 80112 | 17.6 | |
| Travelers | Trailstone Insurance Group | 8357 N Rampart Range Rd 8357 N Rampart Range Rd , Littleton, CO, 80125 | 8.8 | |
| Travelers | Mountain High Insurance | 10841 S Crossroads Dr Ste 206, Parker, CO, 80134 | 19.6 | |
| State Farm | Tim Sexton | 550 Thornton Pkwy Unit 174, Thornton, CO, 80229-2166 | 35.7 |
Compare Rates for Sedalia, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Sedalia, CO | $428,700 | $1,070 | $750 | $1,400 | $650 |
| Ken Caryl, CO | $310,900 | $1,003 | $700 | $1,310 | $610 |
| Palmer Lake, CO | $239,300 | $1,323 | $930 | $1,730 | $800 |
| West Pleasant View, CO | $262,200 | $1,377 | $960 | $1,800 | $840 |
| Applewood, CO | $430,800 | $1,076 | $750 | $1,410 | $660 |
| Aetna Estates, CO | $44,400 | $626 | $440 | $820 | $380 |
| West Adams, CO | $235,500 | $1,314 | $920 | $1,720 | $800 |
| Thornton, CO | $262,100 | $1,239 | $870 | $1,620 | $750 |
| Cripple Creek, CO | $170,700 | $1,150 | $810 | $1,510 | $700 |
| St. Mary's, CO | $230,600 | $1,303 | $910 | $1,710 | $800 |
| Victor, CO | $105,100 | $927 | $650 | $1,210 | $560 |
Research Home Insurance Companies Reviews in Sedalia, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible of my policy compared to the other home insurance policies for the same coverage are the best in the market I really like the low premium that USSA offer me.
Date: February 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I honestly haven't looked at other insurance providers because it's so inexpensive and easy to work with USAA. I think they have great affordable rental insurance options.
Date: February 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I enjoy my home insurance company, they are the same as my car insurance company as well. They always answer questions in a timely manner if I have any and are always able to be reached.
Date: January 28, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
I don't know that I would keep home insurance once I pay off my house. I think I would probably check he premiums for fire insurance and then use that as a baseline to put funds in a S & P 500 index fund so that I could basically self insure.
Date: September 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
The company's customer service is exceptional. They are always helpful and respond quickly to any questions that I may have.
Date: September 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
The company provides several ways of contact with them. My favorite is the Chat option that they have. It's easy to connect and to get the answers that I need right away.
Date: September 19, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
The website for my homeowner's insurance policy is very user-friendly. It is easy to navigate. Their chat option is most helpful when I need to ask some quick questions.
Date: August 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance covers fire, theft, vandalism, and even identity theft. My policy also covers the weather-related damage. They also cover liability
Date: June 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium that I pay for homeowner's insurance is pretty comparable to other companies that offer it. The company that I use did offer me some good discounts though.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
The customer service department with State Farm was very helpful and knowledgeable when I had to contact them regarding a potential claim.
Date: December 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
the deductible on our house is a little e high, but it allows us a lower rate which is nice. I would like it to cover some personal articles that we have to have separate insurance for. i think that it should cover everything for that price.
Date: October 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
the website freezes a lot and is very clunky. certain pages take long to load and don't load completely all at once. I think the design could be better.
Date: October 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I like that he responds quickly to every call made to him but his dealings with the public are not very good, they have to improve on that
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I like that the fast and reliable son at the time of doing his work respond quickly and everything that is called what I do not like is the way he is treated at one time
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
It is of high irrigation by fire destruction and damage to the house for all kinds of things and it is valued increases when you make renovations
Date: July 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like it because it helps me with everything I keep informed of the payments and fees I can see that they offer me and their discounts are very good
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
compared to other companies it is relatively well compared to the prices of others and it is good in total
Liberty Mutual Home Insurance Reviews
Date: October 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
They do a good job with follow up after I contact them with a question. Otherwise, they just contact me annually when my premium is due. I suppose they could do a better job of communicating to see if any of my needs have changed and whether I need to make changes to coverage.
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Escape of Water (Building/Spec Contents), Personal Liability (each occurrence), Dwelling
with Expanded Replacement Cost, Personal Property
with Replacement Cost, Other Structures on Insured Location
Date: August 23, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
The few times I have needed to contact their customer service they have been friendly professional and efficient. They have provided me with the correct information in a very timely manner and followed up with me to see if I needed anything else.
Date: August 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Our premium has increased a bit over the past several years, and we have had only one claim. I think it is increasing more than what is fair for the market.
Date: May 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
I find their website a little hard to navigate to where I want to go, and difficult to find what I am looking for. When I want to review my coverage, I wish it was easier to see a definition of what is included in that coverage.
Allstate Home Insurance Reviews
Date: January 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I would rate it a 3. In terms of being satisfied on the premium. I would have to say it is fair. They offer premium coverage. I would recommend it to friends and family
GEICO Home Insurance Reviews
Date: January 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
This insurance is rather expensive but it very reliable for home, car, and life. I recommend to anyone. You will pay a arm and a leg but it is totally worth it
Farmer's Insurance Home Insurance Reviews
Date: November 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Farmers insurance company's customer service is pretty good. I would rate it a 4, they are very easy to communicate with and are willing to answer any questions that I may have about my policy.