Gavop's guide to buying homeowners insurance in Lyndhurst, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lyndhurst, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 3rd Ave, Bogle Dr, Brisbane St, Prospect Pl, Clay Ave, Peabody Ave, Sollas Ct, Van Buren St, 1st Ave, Chase Ave | $257,500 | $210,000 | $250,000-$300,000 | $317,000 | $290,000 | $250,000-$300,000 |
| Tyler St, Milton Ave, Stuyvesant Ave, Watson Ave, Anthony Ct, Summer Ave, Olive St, Regina Ct, Disposal Rd, Octavia Pl | $304,000 | $250,000 | $300,000-$350,000 | $374,000 | $340,000 | $350,000-$400,000 |
| Alder St, Jenness Pl, Polito Ave, Livingston Ave, Meyer Ave, Page Ave, Chase Ave, Pennsylvania Ave, Chubb Ave, Chase Ave | $281,000 | $230,000 | $250,000-$300,000 | $306,500 | $270,000 | $350,000-$400,000 |
| Lewandowski St, 2nd Ave, Weiderman Pl, Post Ave, Tontine Ave, Stuyvesant Ave, Clinton Ter, Third St, Weiderman Ave, Bloomfield Pl | $184,500 | $150,000 | $150,000-$175,000 | $393,500 | $320,000 | $400,000-$500,000 |
| Lyndhurst Ave, Court Ave, Paul St, Mountain Way, 1st Ave, Post Ave, Watson Ave, Page Ave, Gutheil Pl, Sanford Ave | $303,500 | $260,000 | $350,000-$400,000 | $308,500 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $730 |
| Superior Protection Discount | -$85 | $764 |
| Fire & Security Discount | -$59 | $789 |
| Hail Resistant Roof Discount | -$25 | $823 |
| Newly Constructed Home Discount | -$221 | $628 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $700 | $1,332 | $2,032 | $968 | $1,668 | $364 |
| Lyndhurst, NJ | $1,500 | $839 | $2,339 | $610 | $2,110 | $229 |
| Brookdale, NJ | $300 | $822 | $1,122 | $597 | $897 | $225 |
| Hoboken, NJ | $1,500 | $1,425 | $2,925 | $1,035 | $2,535 | $389 |
| Viola, NY | $500 | $841 | $1,341 | $611 | $1,111 | $230 |
| Mount Arlington, NJ | $2,500 | $856 | $3,356 | $622 | $3,122 | $234 |
| Mount Kisco, NY | $300 | $987 | $1,287 | $717 | $1,017 | $270 |
| Monmouth Junction, NJ | $1,000 | $1,228 | $2,228 | $892 | $1,892 | $336 |
| Shark River Hills, NJ | $400 | $1,116 | $1,516 | $811 | $1,211 | $305 |
| Glen Gardner, NJ | $2,500 | $845 | $3,345 | $614 | $3,114 | $231 |
| North Bay Shore, NY | $500 | $1,126 | $1,626 | $819 | $1,319 | $308 |
| Saltaire, NY | $1,000 | $1,035 | $2,035 | $752 | $1,752 | $283 |
| Home Insurance Company Lyndhurst, NJ | Homeowners Insurance Agency Lyndhurst, NJ | Address | Popularity Score | Distance from Lyndhurst (miles) |
|---|---|---|---|---|
| Travelers | Adp Statewide Insurance Agencies Inc | 325 Columbia Tpke Ste 106, Florham Park, NJ, 7932 | 15.6 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 21.5 | |
| State Farm | Paul Spera | 255 Old New Brnswk Rd, Piscataway, NJ, 08854-3734 | 25.5 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 2.2 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 14.0 | |
| Travelers | Durkin Agency Inc | 106 Grand Ave 3rd Fl, Englewood, NJ, 7631 | 9.9 | |
| Allstate | Daniel Tichio | 405 Rochelle Ave Fl 2, Rochelle Park, NJ, 7662 | 7.9 | |
| Travelers | Dynasty Agency | 83 Kearny Avenue, Kearny, NJ, 7032 | 3.7 | |
| State Farm | Chris Sules | 780 Northfield Avenue, West Orange, NJ, 7052 | 9.9 | |
| State Farm | Suzanne Ro | 559 Bergen Blvd, Ridgefield, NJ, 07657-2020 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,550 | $780 |
| Bergen County, NJ | $451,200 | $1,348 | $920 | $1,910 | $990 |
| Lyndhurst, NJ | $368,100 | $849 | $620 | $1,210 | $590 |
| Brookdale, NJ | $359,000 | $832 | $560 | $1,160 | $600 |
| Hoboken, NJ | $652,200 | $1,442 | $1,040 | $2,030 | $990 |
| Viola, NY | $638,400 | $851 | $620 | $1,180 | $560 |
| Mount Arlington, NJ | $296,600 | $867 | $620 | $1,230 | $610 |
| Mount Kisco, NY | $402,500 | $999 | $690 | $1,430 | $740 |
| Monmouth Junction, NJ | $384,800 | $1,243 | $890 | $1,770 | $880 |
| Shark River Hills, NJ | $343,100 | $1,130 | $780 | $1,550 | $770 |
| Glen Gardner, NJ | $199,400 | $855 | $580 | $1,220 | $640 |
| North Bay Shore, NY | $288,300 | $1,140 | $820 | $1,560 | $740 |
| Saltaire, NY | $1,875,000 | $1,048 | $700 | $1,500 | $800 |