Gavop shows you how to buy homeowners insurance in Beardstown, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Beardstown, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Waggoner Bridge Rd, W 15th St, W 10th St, Lost Rd, Kircher Rd, N Bay St, E 7th St, State Rte 125, Oak Grove Dr, Combes St | $120,500 | $100,000 | $125,000-$150,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Cox Ln, Monroe St, W St Peters Church Rd, S Hagener Rd, Looker Ln, Oak Ct, Pankey Ln, N Hagener Rd, Candle Tree Cir, Bethel Church Rd | $130,000 | $110,000 | $125,000-$150,000 | $77,000 | $70,000 | $50,000-$75,000 |
| W 3rd St, Co Rd 7, Oak St, W 17th St, E 2nd St, Boulevard Rd, Six Mile Rd, W Hagener Rd, Bay St, Stock Ln | $148,000 | $130,000 | $150,000-$175,000 | $57,000 | $50,000 | $50,000-$75,000 |
| State Rte 100, W 2nd St, W 13th St, Elm St, Thurman Ln, Brockhouse Ln, Oak Grove Ct, Honey Point Rd, 12th St, Kent Feed Rd | $63,500 | $50,000 | $50,000-$75,000 | $55,000 | $50,000 | $50,000-$75,000 |
| Appaloosa Ln, W 8th St, Co Rd 8, Sweatman Rd, Levee Rd S, Shiloh Rd, Dey St, Rohn Ln, Peck Rd, Saint Lukes Dr | $135,500 | $120,000 | $125,000-$150,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $754 |
| Home and Two Car | -$133 | $696 |
| Home and Three Car | -$207 | $621 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,533 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $8,403 |
| Home Insurance Company Beardstown, IL | Homeowners Insurance Agency Beardstown, IL | Address | Popularity Score | Distance from Beardstown (miles) |
|---|---|---|---|---|
| Travelers | Gillmore-Allen Insurance Agency Inc | 605 Old Salem Rd, Petersburg, IL, 62675 | 31.2 | |
| State Farm | Russ Ramsey | 3255 W Iles Ave, Springfield, IL, 62711-9671 | 41.3 | |
| State Farm | Bill Mcgee | 201 N Grand Ave W, Springfield, IL, 62702-2550 | 43.3 | |
| State Farm | Carolyn Wright | 1 Charles St, Rushville, IL, 62681-9396 | 10.3 | |
| Travelers | Town & Country Insurance Agency Ltd | 301 North Main, Canton, IL, 61520 | 43.8 | |
| State Farm | Bob Masten | 10054 Us Highway 67, Beardstown, IL, 62618 | 0.1 | |
| State Farm | Jeff Elston | 1405 Adl Stevenson Dr, Springfield, IL, 62703-4255 | 45.8 | |
| State Farm | Sara Freitag | 1200 W Jefferson St Ste A, Springfield, IL, 62702-3695 | 42.7 | |
| Farmers | Daniel Watson | 562 N Main St, Canton, IL, 61520 | 44.0 | |
| State Farm | Tony Ensenberger | 509 N Lafayette Street, Macomb, IL, 61455-1597 | 34.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,200 | $630 |
| Cass County, IL | $76,800 | $828 | $550 | $1,180 | $630 |
| Beardstown, IL | $66,600 | $828 | $570 | $1,140 | $570 |
| Bluffs, IL | $64,900 | $515 | $370 | $710 | $340 |
| Jacksonville No. 3, IL | $54,300 | $467 | $340 | $650 | $310 |
| Jacksonville No. 7, IL | $85,300 | $598 | $400 | $820 | $420 |
| Pleasant Plains, IL | $120,400 | $713 | $490 | $980 | $490 |
| Columbus, IL | $209,300 | $901 | $620 | $1,270 | $650 |
| Cantrall, IL | $142,500 | $771 | $560 | $1,070 | $510 |
| Harmony, IL | $64,600 | $514 | $350 | $710 | $360 |
| Barr, IL | $79,000 | $573 | $380 | $800 | $420 |
| Hurlbut, IL | $98,800 | $646 | $440 | $920 | $480 |