Gavop's guide to buying homeowners insurance in Waggaman, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waggaman, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Latigue Rd, Davenport St, Reynolds St, Fortier Hts, Acadia Dr, Linden Loop, Rusty Rd, N Kelly Ln, Butler Dr, Morgan Ct | $151,000 | $120,000 | $175,000-$200,000 | $239,500 | $200,000 | $200,000-$250,000 |
| N Daryl Ct, Bluebell Ln, Congress Dr, S Daryl Ct, Dillard Dr, Honeysuckle Ln, Camellia Ln, Richelle St, Ambassador Dr, Rosa St | $132,000 | $120,000 | $125,000-$150,000 | $230,000 | $210,000 | $200,000-$250,000 |
| Travis Dr, Clifford Ct, S Dexter Dr, Herman St, District Dr, Carolyn St, Willard Pl, Dome Dr, Fortier, Adrian Ct | $90,500 | $80,000 | $100,000-$125,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Dewberry Ct, Blair Dr, Rotunda Dr, Imogene St, Dexter Dr, Gambino Rd, Senate Dr, Gardenia Ln, Oleander Ln, Reynolds Dr | $145,500 | $120,000 | $150,000-$175,000 | $139,000 | $120,000 | $150,000-$175,000 |
| Cathedral Dr, Lanyon Ln, Lucille St, Petunia Ct, Treasury Dr, Evergold Ln, Council Dr, Holmes, Mission Ct, Lauve Ln | $107,500 | $90,000 | $75,000-$100,000 | $139,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $778 |
| Superior Protection Discount | -$94 | $843 |
| Fire & Security Discount | -$103 | $834 |
| Hail Resistant Roof Discount | -$28 | $909 |
| Newly Constructed Home Discount | -$262 | $675 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson Parish | $700 | $1,201 | $1,901 | $873 | $1,573 | $328 |
| Waggaman, LA | $2,000 | $926 | $2,926 | $673 | $2,673 | $253 |
| Terrytown, LA | $200 | $958 | $1,158 | $697 | $897 | $262 |
| Reserve, LA | $400 | $1,000 | $1,400 | $726 | $1,126 | $273 |
| Garyville, LA | $2,000 | $1,408 | $3,408 | $1,023 | $3,023 | $385 |
| Mathews, LA | $200 | $1,816 | $2,016 | $1,320 | $1,520 | $496 |
| North Vacherie, LA | $700 | $1,626 | $2,326 | $1,182 | $1,882 | $444 |
| Lacombe, LA | $300 | $955 | $1,255 | $694 | $994 | $261 |
| Covington, LA | $1,500 | $1,052 | $2,552 | $764 | $2,264 | $287 |
| Paincourtville, LA | $1,000 | $1,478 | $2,478 | $1,074 | $2,074 | $404 |
| Home Insurance Company Waggaman, LA | Homeowners Insurance Agency Waggaman, LA | Address | Popularity Score | Distance from Waggaman (miles) |
|---|---|---|---|---|
| State Farm | Mendy Dunn | 401 Veterans Blvd Ste 101, Metairie, LA, 70005-2957 | 7.6 | |
| State Farm | Kert Leblanc | 6820 Vetrns Meml Blvd Ste B, Metairie, LA, 70003-8408 | 4.7 | |
| Travelers | Eagan Insurance Agency | 2629 North Causeway, Metairie, LA, 70002 | 6.3 | |
| Liberty Mutual Independent | Carmouche Insurance Inc | 516 N Burnside Ave, Gonzales, LA, 70737 | 46.2 | |
| Allstate | Stacy Lodrigues | 1501 Edwards Ave Ste 10, Harahan, LA, 70123 | 2.7 | |
| State Farm | Laura Craven | 3600 Williams Blvd Ste 5, Kenner, LA, 70065-3462 | 5.8 | |
| Allstate | Fontenelle & Goodreau Insurance, Llc | 4508 Clearview Pkwy Ste 200, Metairie, LA, 70006 | 6.1 | |
| Allstate | John Chappetta | 401 Veterans Blvd Ste 104, Metairie, LA, 70005 | 7.6 | |
| State Farm | Josh Lorando | 4200 Canal St Ste C, New Orleans, LA, 70119-5986 | 8.2 | |
| State Farm | Nancy Miller | 3505 Clearview Pkwy, Metairie, LA, 70006-4005 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Jefferson Parish, LA | $176,000 | $1,216 | $850 | $1,750 | $900 |
| Waggaman, LA | $109,500 | $937 | $660 | $1,350 | $690 |
| Terrytown, LA | $158,500 | $970 | $680 | $1,400 | $720 |
| Reserve, LA | $121,000 | $1,012 | $710 | $1,460 | $750 |
| Garyville, LA | $121,200 | $1,425 | $1,000 | $2,050 | $1,050 |
| Mathews, LA | $183,200 | $1,838 | $1,290 | $2,650 | $1,360 |
| North Vacherie, LA | $150,000 | $1,646 | $1,150 | $2,370 | $1,220 |
| Lacombe, LA | $157,300 | $966 | $680 | $1,390 | $710 |
| Covington, LA | $210,300 | $1,064 | $750 | $1,530 | $780 |
| Paincourtville, LA | $129,700 | $1,496 | $1,050 | $2,150 | $1,100 |