Gavop's guide to buying homeowners insurance in Perkins, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Perkins, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Birchwood Dr, Monagan Rd, Christopher Ln, Twp Hwy 11, Highlands Dr, Normandy Ct, Deerlook Ln, Walnut Creek Ln, Chalet Dr, Caldwell St | $376,000 | $310,000 | $350,000-$400,000 | $569,000 | $470,000 | $400,000-$500,000 |
| E Follett St, Woodford Rd, Osborn St, Kay Cir, Huntington Ln, Eastwood Dr, Melody Ln, Sweet Brier Rd, Fairview Ln, C St | $290,000 | $260,000 | $250,000-$300,000 | $503,500 | $420,000 | $400,000-$500,000 |
| Saint James Pl, 46th St, Titus Rd, Co Rd 10, Quail Hollow Ln, Lauren Ct, Tracht Meadows Dr, E Strub Rd, 44th St, Pelton Park Dr | $185,500 | $170,000 | $150,000-$175,000 | $208,500 | $170,000 | $200,000-$250,000 |
| Sweetbriar Dr, E Perkins Ave, Windham Pl N, Mariner Village, Twp Hwy 7, Boardwalk Blvd, Weihur Ln, Lurie Ln, Twp Hwy 106, Division St | $200,000 | $180,000 | $175,000-$200,000 | $173,000 | $160,000 | $175,000-$200,000 |
| King Ave, Dallas Ave, Harbor Ln, Twp Rd 110, Bell Ave, E Beverly Dr, N Bayview Ln, Sunset Ln, Grant Ave, Brian Ln | $143,500 | $130,000 | $100,000-$125,000 | $276,500 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $563 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$75 | $611 |
| Hail Resistant Roof Discount | -$21 | $666 |
| Newly Constructed Home Discount | -$151 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $2,000 | $677 | $2,677 | $492 | $2,492 | $185 |
| Perkins, OH | $1,000 | $678 | $1,678 | $493 | $1,493 | $185 |
| Townsend, OH | $500 | $705 | $1,205 | $513 | $1,013 | $193 |
| Hartland, OH | $2,000 | $694 | $2,694 | $504 | $2,504 | $190 |
| Rocky Ridge, OH | $200 | $581 | $781 | $422 | $622 | $159 |
| Eden, OH | $2,000 | $752 | $2,752 | $546 | $2,546 | $205 |
| Shelby, OH | $200 | $685 | $885 | $498 | $698 | $187 |
| Harrisville, OH | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Galion, OH | $200 | $680 | $880 | $494 | $694 | $186 |
| Crawford, OH | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Chippewa Lake, OH | $300 | $699 | $999 | $508 | $808 | $191 |
| Toledo, OH | $2,500 | $778 | $3,278 | $565 | $3,065 | $213 |
| Home Insurance Company Perkins, OH | Homeowners Insurance Agency Perkins, OH | Address | Popularity Score | Distance from Perkins (miles) |
|---|---|---|---|---|
| Allstate | Bonnie Schmidt | 105 Public Square Apt 2, Lagrange, OH, 44050 | 31.8 | |
| Farmers | Michael Norris | 10950 Pearl Rd Ste A2a, Strongsville, OH, 44136 | 44.8 | |
| Travelers | The Insurance Office | 20325 Center Ridge Road Suite 400, Rocky River, OH, 44116 | 44.2 | |
| State Farm | Trish Mccartney | 1848 E Perry St Ste 120, Port Clinton, OH, 43452-1442 | 14.0 | |
| Allstate | Tonia Maxwell | 4693 Liberty Ave, Vermilion, OH, 44089 | 18.0 | |
| State Farm | Jennifer Hiteshue | 329 N Court St, Medina, OH, 44256-1867 | 46.6 | |
| State Farm | Del Thatcher | 605 E Perkins Ave, Sandusky, OH, 44870-4992 | 2.6 | |
| State Farm | Tammy Steele-Kidd | 9707 Brookpark Rd, Parma, OH, 44129-6813 | 48.9 | |
| Allstate | William Mason | 8419 Snow Rd, Parma, OH, 44129 | 49.4 | |
| Farmers | Daniel Tucker | 785 Pearl Rd, Brunswick, OH, 44212 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Erie County, OH | $132,400 | $685 | $490 | $980 | $490 |
| Perkins, OH | $147,200 | $686 | $490 | $970 | $480 |
| Townsend, OH | $136,100 | $714 | $520 | $1,010 | $490 |
| Hartland, OH | $130,700 | $702 | $500 | $960 | $460 |
| Rocky Ridge, OH | $87,600 | $588 | $430 | $810 | $380 |
| Eden, OH | $158,700 | $761 | $550 | $1,090 | $540 |
| Shelby, OH | $93,700 | $694 | $510 | $950 | $440 |
| Harrisville, OH | $166,200 | $775 | $520 | $1,070 | $550 |
| Galion, OH | $69,300 | $688 | $470 | $960 | $490 |
| Crawford, OH | $110,100 | $651 | $440 | $900 | $460 |
| Chippewa Lake, OH | $133,000 | $707 | $510 | $1,010 | $500 |
| Toledo, OH | $78,600 | $787 | $540 | $1,130 | $590 |