Gavop's guide to buying homeowners insurance in Bedford County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedford County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sixth Ave, Kingston Corner Rd, State Rte 269, Holt Ave, Cunningham Ln, Turtle Cir, Hinkle Hill St, Chickadee Ln, Dow Dr, Clardy Rd | $146,500 | $130,000 | $150,000-$175,000 | $132,500 | $110,000 | $125,000-$150,000 |
| Justice Hollow Rd, Anchor Mill Rd, Edgemont Dr, Wartrace Pike, Burnt Hill Rd, Miller Cemetery Rd, Temple Ford Rd, King Arthur Ct, Honeysuckle Ln, Anderton Rd | $221,500 | $200,000 | $200,000-$250,000 | $160,500 | $150,000 | $125,000-$150,000 |
| Fay Creek Rd, Sunset Dr, Laurelwood Dr, Dye Rd, Davis St, Cedar Grove Rd, N Cannon Blvd, Harrison Ln, Hight St, W End Cir | $130,500 | $110,000 | $150,000-$175,000 | $145,500 | $130,000 | $125,000-$150,000 |
| Bridgeview Ave, Bryant Rd, Rolling Rd, Mullins Mill Rd, Cedar King Rd, Vine St, Thurman St, Shelbyview Dr, Kimmins Rd, Main St E | $210,500 | $180,000 | $175,000-$200,000 | $118,000 | $100,000 | $100,000-$125,000 |
| Choctaw Ct, Fairway Grn, Ernest Campbell Rd, April Ln, Winners Cr S, Old Rover Rd, Sandusky Rd, Sinking Creek Rd, Ledbetter Rd, Big Springs Rd | $148,000 | $130,000 | $125,000-$150,000 | $106,500 | $90,000 | $100,000-$125,000 |
| Hickerson Rd, Skyview Ter, Richdale Ln, Thompson Creek Rd, Taylor Rd, Scott Ln, Mill St, Clay Hill Rd, Kennan Dr, Walker St | $165,500 | $160,000 | $150,000-$175,000 | $111,000 | $110,000 | $125,000-$150,000 |
| Hords Chapel Rd, Fairlane Dr, White Rd, Kennedy Rd, Drake Dr, Jennings Ln, Lindbergh Ln, Pleasant Way, Scudder Dr, Bell Buckle Wartrace Rd | $137,000 | $120,000 | $125,000-$150,000 | $71,000 | $70,000 | $75,000-$100,000 |
| Wheel Rd, Ridgeway Ave, John Shaw Rd, Lorien Cir, Kingree Rd, Calsonic Way, Cartwright Hts, Cumberland St, Henderson Rd, Manire Rd | $148,500 | $130,000 | $150,000-$175,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Corder Ln, Brookhaven Cir, Baptist Church Rd, Lee Ann Dr, State Rte 270, Bridge St, Coney Island Rd, Greenbrier Swamp Rd, Haunt Hollow Rd, Whiteside Rd | $161,500 | $130,000 | $150,000-$175,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Hoover St, Tulip Tree Rd, Hummingbird Ln, Follin Ln, Shapard St, McCullough Ln, Mountain View Dr, Kinder Dr, Valley Rd, Abernathy St | $96,500 | $80,000 | $100,000-$125,000 | $115,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $789 |
| Superior Protection Discount | -$94 | $845 |
| Fire & Security Discount | -$94 | $845 |
| Hail Resistant Roof Discount | -$28 | $911 |
| Newly Constructed Home Discount | -$253 | $685 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bedford County | $2,000 | $928 | $2,928 | $674 | $2,674 | $253 |
| Bedford County, TN | $2,500 | $928 | $3,428 | $674 | $3,174 | $253 |
| Wartrace, TN | $200 | $824 | $1,024 | $599 | $799 | $225 |
| Lakewood Park, TN | $2,500 | $611 | $3,111 | $444 | $2,944 | $167 |
| Manchester, TN | $100 | $761 | $861 | $553 | $653 | $208 |
| Murfreesboro, TN | $2,000 | $1,064 | $3,064 | $773 | $2,773 | $291 |
| Flintville, TN | $300 | $744 | $1,044 | $541 | $841 | $203 |
| Cowan, TN | $2,000 | $760 | $2,760 | $552 | $2,552 | $208 |
| Auburntown, TN | $500 | $948 | $1,448 | $689 | $1,189 | $259 |
| Sewanee, TN | $1,500 | $1,357 | $2,857 | $986 | $2,486 | $371 |
| Alexandria, TN | $200 | $887 | $1,087 | $645 | $845 | $242 |
| Smithville, TN | $2,000 | $957 | $2,957 | $696 | $2,696 | $262 |
| Home Insurance Company Bedford County, TN | Homeowners Insurance Agency Bedford County, TN | Address | Popularity Score | Distance from Bedford County (miles) |
|---|---|---|---|---|
| Farmers | Cory Jacobs | 231 Barfield Crescent Rd # C1, Murfreesboro, TN, 37128 | 19.0 | |
| State Farm | Darian Horne | 2614 N Mt Juliet Rd, Mount Juliet, TN, 37122-8015 | 47.9 | |
| Travelers | Mills Insurance Agency | 4525 Harding Rd 244, Nashville, TN, 37205 | 46.6 | |
| Liberty Mutual Independent | Robins Insurance Agency Inc | 30 Burton Hills Blvd Ste 300, Nashville, TN, 37215 | 45.0 | |
| State Farm | Barbara Stewart | Bldg 2 3055 Lebanon Pike Ste 2103, Nashville, TN, 37214-2240 | 47.0 | |
| State Farm | Hilton Horne | 3538 Murfreesboro Pike Ste 308, Antioch, TN, 37013-2579 | 38.2 | |
| Travelers | My Team Insurance Services Llc | 1507 Memorial Blvd, Murfreesboro, TN, 37129 | 24.5 | |
| State Farm | Bobby Saine | 106 E Lincoln St, Tullahoma, TN, 37388-3632 | 17.5 | |
| State Farm | Phil Hardeman | 3708 Nolensville Pike Ste C, Nashville, TN, 37211-3329 | 43.0 | |
| Farmers | James Lewis | 9927 Sam Donald Ct, Nolensville, TN, 37135 | 32.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,490 | $740 |
| Bedford County, TN | $129,700 | $939 | $680 | $1,300 | $620 |
| Bedford County, TN | $129,700 | $939 | $690 | $1,300 | $610 |
| Wartrace, TN | $91,100 | $834 | $580 | $1,160 | $580 |
| Lakewood Park, TN | $48,500 | $618 | $410 | $870 | $460 |
| Manchester, TN | $112,100 | $770 | $530 | $1,070 | $540 |
| Murfreesboro, TN | $198,800 | $1,077 | $740 | $1,520 | $780 |
| Flintville, TN | $73,500 | $753 | $540 | $1,040 | $500 |
| Cowan, TN | $76,800 | $769 | $550 | $1,050 | $500 |
| Auburntown, TN | $124,200 | $960 | $690 | $1,320 | $630 |
| Sewanee, TN | $297,700 | $1,373 | $920 | $1,960 | $1,040 |
| Alexandria, TN | $107,000 | $898 | $610 | $1,250 | $640 |
| Smithville, TN | $126,900 | $969 | $650 | $1,390 | $740 |