Gavop shows you how to buy homeowners insurance in Huron County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $101,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $230,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $126,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $596 |
| Superior Protection Discount | -$62 | $630 |
| Fire & Security Discount | -$55 | $637 |
| Hail Resistant Roof Discount | -$21 | $672 |
| Newly Constructed Home Discount | -$145 | $547 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Huron County | $1,500 | $684 | $2,184 | $497 | $1,997 | $187 |
| Huron County, MI | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Bloomfield, MI | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Bad Axe, MI | $1,000 | $683 | $1,683 | $496 | $1,496 | $187 |
| Chandler, MI | $200 | $732 | $932 | $532 | $732 | $200 |
| Greenleaf, MI | $1,500 | $744 | $2,244 | $541 | $2,041 | $203 |
| Winsor, MI | $200 | $683 | $883 | $496 | $696 | $187 |
| Caseville, MI | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| Bridgehampton, MI | $400 | $673 | $1,073 | $489 | $889 | $184 |
| Juniata, MI | $1,000 | $727 | $1,727 | $528 | $1,528 | $199 |
| Rich, MI | $200 | $738 | $938 | $536 | $736 | $202 |
| Melvin, MI | $2,000 | $690 | $2,690 | $501 | $2,501 | $188 |
| Home Insurance Company Huron County, MI | Homeowners Insurance Agency Huron County, MI | Address | Popularity Score | Distance from Huron County (miles) |
|---|---|---|---|---|
| State Farm | Chris Barrios | 1230 Cleaver Rd, Caro, MI, 48723-9376 | 38.6 | |
| Allstate | Tawas Bay Agency | 108 W State St, East Tawas, MI, 48730 | 40.8 | |
| State Farm | Sean Clarke | 120 S State St, Oscoda, MI, 48750-1633 | 42.5 | |
| Allstate | Jeff Babisz | 5590 Main St Ste F&G, Lexington, MI, 48450 | 46.6 | |
| State Farm | Andy Preston | 4988 N Van Dyke Rd, Kinde, MI, 48445-9617 | 7.7 | |
| State Farm | Autumn Fibranz | 104 W Huron Ave, Bad Axe, MI, 48413-1101 | 10.2 | |
| State Farm | Mary Otto | 775 N Van Dyke Rd, Bad Axe, MI, 48413-9175 | 9.7 | |
| State Farm | Terry Ball | 26 N Center St, Sebewaing, MI, 48759-1407 | 32.1 | |
| Farmers | William Case | 197 Main St, Kinde, MI, 48445 | 7.3 | |
| State Farm | Andy Preston | 2484 Black River Street, Deckerville, MI, 48427 | 27.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,070 | $520 |
| Huron County, MI | $96,200 | $693 | $480 | $980 | $500 |
| Huron County, MI | $96,200 | $693 | $470 | $990 | $520 |
| Bloomfield, MI | $87,600 | $700 | $500 | $990 | $490 |
| Bad Axe, MI | $83,000 | $691 | $500 | $980 | $480 |
| Chandler, MI | $113,000 | $741 | $510 | $1,050 | $540 |
| Greenleaf, MI | $120,700 | $753 | $530 | $1,060 | $530 |
| Winsor, MI | $82,900 | $691 | $490 | $950 | $460 |
| Caseville, MI | $153,000 | $798 | $570 | $1,110 | $540 |
| Bridgehampton, MI | $77,600 | $681 | $460 | $940 | $480 |
| Juniata, MI | $109,400 | $736 | $540 | $1,020 | $480 |
| Rich, MI | $116,500 | $747 | $520 | $1,070 | $550 |
| Melvin, MI | $86,700 | $698 | $500 | $990 | $490 |