Gavop tells you how to get the best homeowners insurance in Oceola, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Oceola, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Farmer Trl, Sherry Ln, Sue Dr, Botsford Cir, Dusty Ln, Aralia Dr, Echo Hills Rd, Sonata Dr, White Cliff Dr, Dunn Rd | $233,500 | $200,000 | $250,000-$300,000 | $248,500 | $230,000 | $200,000-$250,000 |
| Endicott Dr, W Amberly Blvd, Sweet Grass Trl N, N Hughes Rd, Casey Dr, Oceola Farms Ct, Shorewood Ln, Chicago Dr, Callaway Ct, Pepper Tree Ln | $336,500 | $300,000 | $300,000-$350,000 | $362,000 | $330,000 | $300,000-$350,000 |
| Char-Ann Dr, Princewood, Echo Hill, Dwyer Rd, Gentry Ct, Summit Cedar, University Dr, Ravine Pl, Curdy Rd, W Olympian Way | $202,000 | $170,000 | $150,000-$175,000 | $170,000 | $140,000 | $125,000-$150,000 |
| Bent Grass Trl, Eager Pines, Hardy Ln, Vicksburg Way, Lynne Dr, Darlan Dr, Sheffield Dr, Beckley Dr, Harvard Dr, Gulley Rd | $154,500 | $140,000 | $175,000-$200,000 | $227,500 | $200,000 | $200,000-$250,000 |
| Douglas Fir Dr, Skyline Dr, Bootjack Trl, Dault Dr, Hidden Hills Cir, Funnycide Way, Chase Ridge Ln, Desjardin Ln, Katsura Ln, Squires Pl | $253,500 | $210,000 | $200,000-$250,000 | $231,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $618 |
| Superior Protection Discount | -$75 | $678 |
| Fire & Security Discount | -$75 | $678 |
| Hail Resistant Roof Discount | -$23 | $731 |
| Newly Constructed Home Discount | -$181 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Livingston County | $1,500 | $849 | $2,349 | $617 | $2,117 | $232 |
| Oceola, MI | $1,000 | $744 | $1,744 | $541 | $1,541 | $203 |
| Lake Fenton, MI | $200 | $700 | $900 | $509 | $709 | $191 |
| Keego Harbor, MI | $700 | $735 | $1,435 | $534 | $1,234 | $201 |
| Plymouth charter, MI | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Auburn Hills, MI | $700 | $642 | $1,342 | $466 | $1,166 | $175 |
| Lansing, MI | $200 | $652 | $852 | $474 | $674 | $178 |
| DeWitt charter, MI | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
| Clinton, MI | $500 | $763 | $1,263 | $554 | $1,054 | $208 |
| Allen Park, MI | $2,000 | $675 | $2,675 | $491 | $2,491 | $185 |
| Woodhaven, MI | $500 | $652 | $1,152 | $474 | $974 | $178 |
| Brookfield, MI | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Home Insurance Company Oceola, MI | Homeowners Insurance Agency Oceola, MI | Address | Popularity Score | Distance from Oceola (miles) |
|---|---|---|---|---|
| State Farm | Cheryl Kowalczyk | 31613 Gratiot Ave, Roseville, MI, 48066-4553 | 48.9 | |
| Liberty Mutual Independent | Follmer Insurance Services | 5058 S Old Us Highway 23, Brighton, MI, 48114 | 10.0 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 45.0 | |
| State Farm | Lindsay Goebel | 54 E Square Lake Rd, Troy, MI, 48085-3105 | 36.5 | |
| State Farm | Steve Vargo | 1811 Fort St, Wyandotte, MI, 48192-3545 | 46.0 | |
| State Farm | Glenda Mcguire | 26600 Gratiot Ave, Roseville, MI, 48066-3388 | 48.3 | |
| State Farm | John Cash | 19203 Grand River Ave, Detroit, MI, 48223-1706 | 36.4 | |
| Allstate | Michael Blum | 2032 E Square Lake Rd Ste 500, Troy, MI, 48085 | 38.4 | |
| Allstate | Scott Cunningham | 17405 Fort St, Riverview, MI, 48193 | 47.2 | |
| State Farm | Brad Budka | 9278 Highland Rd Ste 7, White Lake, MI, 48386-2385 | 19.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Livingston County, MI | $218,700 | $859 | $590 | $1,220 | $630 |
| Oceola, MI | $226,100 | $753 | $550 | $1,060 | $510 |
| Lake Fenton, MI | $188,500 | $709 | $480 | $1,010 | $530 |
| Keego Harbor, MI | $114,500 | $744 | $510 | $1,030 | $520 |
| Plymouth charter, MI | $272,100 | $820 | $550 | $1,160 | $610 |
| Auburn Hills, MI | $134,600 | $649 | $440 | $900 | $460 |
| Lansing, MI | $77,100 | $660 | $470 | $940 | $470 |
| DeWitt charter, MI | $161,700 | $680 | $490 | $960 | $470 |
| Clinton, MI | $134,000 | $772 | $530 | $1,070 | $540 |
| Allen Park, MI | $108,900 | $684 | $500 | $940 | $440 |
| Woodhaven, MI | $144,000 | $660 | $470 | $940 | $470 |
| Brookfield, MI | $111,000 | $738 | $520 | $1,040 | $520 |