Gavop's guide to buying homeowners insurance in Huntingdon County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Huntingdon County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cider Press Rd, Walnut Dr, T427, Campbell Cir, Woodland Dr, Shaw Ln, Richvale Rd, 23rd St, Whitetail Ridge Dr, Gilbo Rd | $167,500 | $160,000 | $175,000-$200,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Bankstown Rd, W Maxwell St, Shale Hill Ln, Dominick Dr, Wisteria Ln, Shade Ln, Scellini St, Marengo Rd, T346, Briar Ln | $146,500 | $140,000 | $150,000-$175,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Rose Ln, Bark Ridge Rd, Gifford Rd, Alder St, Fairview Church Rd, T394, T447, T377, Edgewood Dr, T373 | $190,000 | $170,000 | $150,000-$175,000 | $124,000 | $100,000 | $125,000-$150,000 |
| Sandy Hill Ln, Smith Valley Rd, Hill St, Hawns Bridge Rd, T516, Valley View Rd, Chester Furnace Rd, Goldenrod Dr, Pieghtel Rd, Summit Vista Ln | $154,500 | $140,000 | $175,000-$200,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Carol Way, State Rte 26, Parsons Farm Rd, Bear Bottom, Logging Rd 31024, Fern Hollow Ln, Bryan St, T336, Tannery Loop, T508 | $181,000 | $150,000 | $150,000-$175,000 | $141,000 | $120,000 | $150,000-$175,000 |
| Awkerman Rd, Sinaquepe Rd, Tuscarora Creek Rd, T 604, Tr614, T367, Brookeville Rd, Logan Ln, Hogan Rd, Colerain Rd | $193,500 | $180,000 | $200,000-$250,000 | $194,500 | $160,000 | $175,000-$200,000 |
| T343, Fox Lair Dr, McHugh St, Wagner Rd, Halls Dairy Ln, Oesireich Ln, Pine Grove Rd, Wikes Rd, Logging Rd 31054, T387 | $130,000 | $120,000 | $125,000-$150,000 | $104,000 | $90,000 | $75,000-$100,000 |
| Tr394, Station Rd, 352, S Jefferson, Fulcomer Rd, T474, Creek Rd, Wright Rd, Keefertown Rd, Sr3014 | $175,500 | $160,000 | $200,000-$250,000 | $122,000 | $110,000 | $125,000-$150,000 |
| Bouquet St, N Jefferson, T335, Harrison St, Dry Valley Rd, Washington St, Kensinger Dr, Cramer Hill Dr, Meadow St, Big Buck Dr | $187,000 | $160,000 | $200,000-$250,000 | $133,500 | $110,000 | $100,000-$125,000 |
| Shady Ln, Smiley Ln, Sedona Dr, Slope Dr, Huntingdon Byp, Champaign Ln, 8th St, Coddington Ln, Wiley Rd, Eden Hill Rd | $155,500 | $150,000 | $125,000-$150,000 | $164,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $514 |
| Superior Protection Discount | -$63 | $564 |
| Fire & Security Discount | -$44 | $583 |
| Hail Resistant Roof Discount | -$13 | $614 |
| Newly Constructed Home Discount | -$175 | $451 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Huntingdon County | $1,500 | $619 | $2,119 | $450 | $1,950 | $169 |
| Huntingdon County, PA | $2,000 | $619 | $2,619 | $450 | $2,450 | $169 |
| Cedar Crest, PA | $300 | $480 | $780 | $349 | $649 | $131 |
| Juniata Terrace, PA | $1,000 | $447 | $1,447 | $325 | $1,325 | $122 |
| East Freedom, PA | $200 | $664 | $864 | $482 | $682 | $181 |
| Letterkenny, PA | $1,500 | $726 | $2,226 | $528 | $2,028 | $198 |
| Rush, PA | $100 | $621 | $721 | $452 | $552 | $170 |
| Wallaceton, PA | $2,500 | $534 | $3,034 | $388 | $2,888 | $146 |
| Hastings, PA | $400 | $516 | $916 | $375 | $775 | $141 |
| Rebersburg, PA | $700 | $627 | $1,327 | $456 | $1,156 | $171 |
| Clearfield County, PA | $100 | $814 | $914 | $592 | $692 | $222 |
| Hyde, PA | $1,000 | $527 | $1,527 | $383 | $1,383 | $144 |
| Home Insurance Company Huntingdon County, PA | Homeowners Insurance Agency Huntingdon County, PA | Address | Popularity Score | Distance from Huntingdon County (miles) |
|---|---|---|---|---|
| Erie | Deibler Insurance Associates Inc | 26 Westminster Drive, Carlisle, PA, 17013 | 45.4 | |
| Travelers | Don Jacobs Insurance Services Inc | 200 Barnett Woods Rd New , Bloomfield, PA, 17068 | 41.4 | |
| State Farm | Tracy Rush | 472 Wayne Avenue, Chambersburg, PA, 17201-3793 | 38.3 | |
| State Farm | Jim Bair | 303 8th St, Huntingdon, PA, 16652-1711 | 5.1 | |
| Nationwide | Tammy V Watt | 710 Scalp Ave, Johnstown, PA, 15904 | 48.4 | |
| State Farm | Jon Fetterman | 805 E High St, Carlisle, PA, 17013-2610 | 44.7 | |
| State Farm | Gary Okorn | Po Box 218, Huntingdon, PA, 16652-0218 | 7.6 | |
| State Farm | Rod Secrest | 335 Washington St, Huntingdon, PA, 16652-1449 | 4.8 | |
| State Farm | Brian Kolander | 1117 Logan Blvd, Altoona, PA, 16602-4029 | 23.1 | |
| Erie | Carl L Cramer Insurance Llc | 833 W King Street, Shippensburg, PA, 17257 | 34.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,060 | $550 |
| Huntingdon County, PA | $121,900 | $627 | $430 | $870 | $440 |
| Huntingdon County, PA | $121,900 | $627 | $430 | $860 | $430 |
| Cedar Crest, PA | $61,200 | $486 | $330 | $690 | $360 |
| Juniata Terrace, PA | $50,700 | $452 | $320 | $650 | $330 |
| East Freedom, PA | $133,500 | $672 | $450 | $950 | $500 |
| Letterkenny, PA | $165,300 | $735 | $520 | $1,010 | $490 |
| Rush, PA | $114,200 | $629 | $430 | $900 | $470 |
| Wallaceton, PA | $79,300 | $540 | $380 | $760 | $380 |
| Hastings, PA | $73,200 | $522 | $350 | $720 | $370 |
| Rebersburg, PA | $117,100 | $635 | $430 | $880 | $450 |
| Clearfield County, PA | $90,300 | $824 | $580 | $1,160 | $580 |
| Hyde, PA | $76,900 | $533 | $380 | $750 | $370 |