Gavop tells you how to get the best homeowners insurance in Carmi, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $51,000 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $167,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $114,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $690 |
| Superior Protection Discount | -$82 | $739 |
| Fire & Security Discount | -$82 | $739 |
| Hail Resistant Roof Discount | -$25 | $796 |
| Newly Constructed Home Discount | -$197 | $624 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,524 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,887 |
| Home Insurance Company Carmi, IL | Homeowners Insurance Agency Carmi, IL | Address | Popularity Score | Distance from Carmi (miles) |
|---|---|---|---|---|
| State Farm | James Cook | 1340 Il Highway 1 Ste C, Carmi, IL, 62821-4943 | 0.6 | |
| State Farm | Lauren Mcclain | 409 S Whittle Ave, Olney, IL, 62450-2262 | 45.0 | |
| State Farm | Lynn Braden | 301 S Jackson St, Mc Leansboro, IL, 62859-1431 | 17.8 | |
| Liberty Mutual Independent | Blanks Insurance Agency Llc | 515 S Whittle Avenue, Olney, IL, 62450 | 44.9 | |
| State Farm | Hugh Frailey | 1001 N Main St, Benton, IL, 62812-1021 | 39.2 | |
| Farmers | Joyce Odonnell | 303 N Main St, Flora, IL, 62839 | 43.3 | |
| State Farm | Donna Gates | 1520 S 14th St, Herrin, IL, 62948-4126 | 49.1 | |
| Travelers | Runyon Insurance Agency Inc | 629 W Main St, Olney, IL, 62450 | 45.1 | |
| State Farm | Cathy Conley | 222 S West St, Olney, IL, 62450-1142 | 45.0 | |
| Farmers | Scott Bates | 4203 Ilberry Rd Ste 3, Mount Vernon, IL, 62864 | 42.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,160 | $550 |
| White County, IL | $69,700 | $835 | $580 | $1,180 | $600 |
| Carmi, IL | $74,300 | $821 | $580 | $1,120 | $540 |
| Northern, IL | $108,600 | $678 | $450 | $970 | $520 |
| Friendsville, IL | $111,500 | $687 | $470 | $950 | $480 |
| Elk Prairie, IL | $69,600 | $535 | $390 | $750 | $360 |
| Browning, IL | $68,900 | $532 | $390 | $760 | $370 |
| McClellan, IL | $102,900 | $659 | $450 | $940 | $490 |
| Freeman Spur, IL | $73,800 | $553 | $390 | $760 | $370 |
| St. Francisville, IL | $43,300 | $413 | $290 | $570 | $280 |
| Rome, IL | $112,500 | $690 | $490 | $970 | $480 |