How Can I Make My Huntington, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Huntington, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Huntington, NY Home Insurance Coverage Levels | Back to Top
| Huntington, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hayfield Ct, Mary Ct, Hillside Dr, Ingersoll St, Hooper Ct, Truman Pl, Hedgerow Ln, Rusco St, Ln D, E 20 | $461,500 | $380,000 | $400,000-$500,000 | $439,500 | $380,000 | $500,000-$600,000 |
| Albert Pl, Timberline Dr, Plains Ct, Taylor St, Colyer Pl, Wendell Ct, Goldenrod Ave, Arlington St, Primrose Ln, Jesse Dr | $481,500 | $410,000 | $350,000-$400,000 | $658,500 | $620,000 | $600,000-$700,000 |
| Obermueller Dr, E 5th St, Bunkerhill Dr, Hollywood Pl, Ascot Ct, Brandy Rd, Mohawk St, Wave Pl, Summit St, Baylor Pl | $356,000 | $340,000 | $350,000-$400,000 | $369,500 | $300,000 | $400,000-$500,000 |
| Jameson Ct, Forest Pl, Caton St, Centershore Rd, Pheasant Run Ln, Greenhaven Way, Glendale Dr, Co Rd 5, Westwood Ct, Juniper Pl | $345,500 | $290,000 | $350,000-$400,000 | $851,500 | $770,000 | $600,000-$700,000 |
| Nautilus Ave, Chelsea Pl, Kew Ave, Florencia Pl, Wellington Ave, Dix Hills Ct, Waterside Ave, Wright Dr, S Ketay Dr, Tulip St | $559,500 | $500,000 | $400,000-$500,000 | $1,065,500 | $970,000 | $800,000-$900,000 |
| Raspberry Ct, Vandell St, Verton Ct, Elks Ct, Legends Cir, Turnberry Ct, Upper Pond, Frost Pond Rd, Crest Hill Ct, Piermont Ct | $841,500 | $720,000 | $700,000-$800,000 | $913,500 | $790,000 | $800,000-$900,000 |
| Gloria Ln, Knoll Ct, Daly Rd, Charlemagne Rd, Bank Ct, Watch Way, Manchester Rd, Forrest Dr, Alyssum Ave, Blueberry Hill | $873,000 | $780,000 | $700,000-$800,000 | $930,000 | $780,000 | $700,000-$800,000 |
| Pine Pl, Coles Pl, Krisdan Ct, Gabriel Ct, Daly Rd, Elwina Ct, Eastview Dr, Colby Ct, Hastings St, Vandall St | $425,500 | $350,000 | $400,000-$500,000 | $572,000 | $530,000 | $500,000-$600,000 |
| Crown Ave, Winding St, Sellger Ct, Wyman Ave, Mark Ct, Drexel Ave, Sibley Pl, Lewis Rd, Salisbury Dr N, Swarthmore Ln | $627,500 | $550,000 | $500,000-$600,000 | $555,000 | $490,000 | $500,000-$600,000 |
| Corlett Pl, Burroughs Ave, Patrician Dr, Broadview Dr, Cedrus Ave, Fielding Ave, McNultey St, Roxanne Ct, Upper Ln, Webster Pl | $277,000 | $230,000 | $250,000-$300,000 | $360,000 | $320,000 | $350,000-$400,000 |
Bundle your Huntington, NY Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $780 |
| Home and Two Car | -$144 | $703 |
| Home and Three Car | -$195 | $653 |
Choose the Right Deductible for your Huntington, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Huntington, NY | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Old Bethpage, NY | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Stony Brook, NY | $1,000 | $1,091 | $2,091 | $793 | $1,793 | $298 |
| Babylon, NY | $200 | $1,290 | $1,490 | $938 | $1,138 | $353 |
| West Hempstead, NY | $700 | $1,986 | $2,686 | $1,443 | $2,143 | $543 |
| Lynbrook, NY | $100 | $1,078 | $1,178 | $783 | $883 | $295 |
| New York, NY | $2,000 | $1,093 | $3,093 | $794 | $2,794 | $299 |
| Old Tappan, NJ | $100 | $1,162 | $1,262 | $844 | $944 | $318 |
| Newtown, CT | $700 | $928 | $1,628 | $674 | $1,374 | $254 |
| North Haledon, NJ | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Guilford Center, CT | $700 | $1,504 | $2,204 | $1,093 | $1,793 | $411 |
Identify Top Home Insurance Agents near Huntington, NY | Back to Top
| Home Insurance Company Huntington, NY | Homeowners Insurance Agency Huntington, NY | Address | Popularity Score | Distance from Huntington (miles) |
|---|---|---|---|---|
| Allstate | Al Buglione | 35 1/2 W Grand St, Mount Vernon, NY, 10552 | 24.3 | |
| Travelers | Newbrook Insurance Agency | 14 Roosevelt Ave, Port Jefferson Station, NY, 11776 | 17.5 | |
| Travelers | Bracco Agency Inc | 514 Larkfield Rd Ste 4b E Northport, East Northport, NY, 11731 | 3.2 | |
| State Farm | Jennifer Storm | 1044 Suffolk Ave, Brentwood, NY, 11717-4504 | 10.3 | |
| State Farm | Cathy Nesselt | 842 Route 25a Ste 1, Northport, NY, 11768-2266 | 5.5 | |
| State Farm | Erin Demeo | 310 Commack Rd Ste 1, Commack, NY, 11725-3451 | 5.5 | |
| Travelers | The Halland Companies Llc | 88 Sunnyside Blvd Ste 100, Plainview, NY, 11803 | 7.9 | |
| Travelers | Browne Insurance Agency | 704 Jericho Tpke , New Hyde Park, NY, 11040 | 19.4 | |
| State Farm | Marc Tedaldi | 312 E 93rd St, New York, NY, 10128-5543 | 30.7 | |
| Allstate | Ritesh Dhingra | 1556 Myrtle Ave Fl 2, Brooklyn, NY, 11237 | 30.8 |
Compare Rates for Huntington, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,650 | $850 |
| Suffolk County, NY | $379,400 | $1,509 | $1,030 | $2,140 | $1,110 |
| Huntington, NY | $520,600 | $847 | $570 | $1,170 | $600 |
| Old Bethpage, NY | $570,000 | $852 | $620 | $1,210 | $590 |
| Stony Brook, NY | $447,600 | $1,104 | $750 | $1,580 | $830 |
| Babylon, NY | $343,700 | $1,306 | $950 | $1,820 | $870 |
| West Hempstead, NY | $428,000 | $2,010 | $1,370 | $2,870 | $1,500 |
| Lynbrook, NY | $426,800 | $1,091 | $740 | $1,490 | $750 |
| New York, NY | $538,700 | $1,106 | $740 | $1,580 | $840 |
| Old Tappan, NJ | $760,000 | $1,176 | $850 | $1,610 | $760 |
| Newtown, CT | $403,400 | $939 | $690 | $1,310 | $620 |
| North Haledon, NJ | $424,100 | $981 | $720 | $1,360 | $640 |
| Guilford Center, CT | $366,400 | $1,522 | $1,030 | $2,120 | $1,090 |
Research Home Insurance Companies Reviews in Huntington, NY Before Buying | Back to Top
Share a review on your home insurance company
Travelers Home Insurance Reviews
Date: September 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I don't hear much from the company directly. I also haven't needed to. I reach out to my agent when I need to know something specific and he is very responsive.
Date: August 02, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I can't speak much to the bad side of this since, fortunately, we have not had a claim since having this insurance. We took a few quotes at the beginning and went with the one that offered the same coverage at the lowest price.
Date: June 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
It is showing it ages and a little behind the times. It could be updated. It can also be slow at times.
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
All belongings inside the walls of the primary structure and outside structures. Also covers damages to the outside of the structures.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
So far I have not dealt directly with the insurance company themselves. My insurance agent is a good friend so I go through him if there are any issues and he has been fantastic for every request.
Safeco Insurance Home Insurance Reviews
Date: September 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
Honestly, I like the fact that they don't bother me with unnecessary emails or promotions or sales calls. They only send out reminders and relevant account info. This I feel is a big reason why I like them and remain with them.
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I have not compared premiums recently as I have had Safeco for about 6 years now. I feel as if their premium is fair. But I will be doing a comparison before the next renewal just to make sure.
Date: September 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have had great experiences with their customer service. Everybody on the phone has been helpful. There is always someone in the USA who answers the phone so there is no loss in communication.
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I have not used their mobil app. However, Safeco's website is fairly easy to use and straightforward. Making premium payments is easy to do and so is downloading any documents which I need.
Date: May 12, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
I have a two bedroom two bath condo which is covered in my policy, along with 100K in personal property coverage.
USAA Home Insurance Reviews
Date: April 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I really like USAA. They are very kind and knowledgeable.Anytime that I have reached out to their customer service department, they use my name, they resolve my reason for calling.
Date: April 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I think the premium is on par with other insurances, even though I have never shopped around.
Date: March 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
My experience with them has been minimal. The set up was quick and easy. Also they were able to bundle with one of our car insurance policies.
Progressive Home Insurance Reviews
Date: April 26, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The coverage options are everything I need and fell cover home home well for anything that might happen. The price was the best choice from among the companies I compared.
Date: April 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I am very satisfied with the premium I pay and feel it is a great value. The deductible amount is reasonable and I am quite satisfied with it as well.
Date: April 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I have shopped around a little and the amount of the deductible and premium seem fair compared to companies. I believe I am getting a good deal for my money.
Allstate Home Insurance Reviews
Date: December 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Very good response from the customer care team. Observing very good support before taking the insurance and afterwards. It's really helpful. Polite customer care staff assures a very good service
Date: November 11, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
im statisfied with the website it is easy to use and navigate through out
State Farm Home Insurance Reviews
Date: March 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
state farm has excellent customer service. they are always there when you need them and return phone calls. whenever i have a question or walk in to the location it is always a short wait time.
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium is a bit higher than other companies for the same coverage and it seems to go up every year.
MetLife Home Insurance Reviews
Date: March 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I love working for MetLife fun environment great people. What I love the most when the opportunity comes we can work from home on bad weather days .
Erie Insurance Home Insurance Reviews
Date: April 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The customer service is exceptional. They are personable, friendly, and hard working. They never leave me confused or questions unanswered. They sincerely want to help and are always professional.
Arrow Financial Corporation Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
They take a lot of time to process payments versus other companies that I pay bills to, it seems like a large company like this would be able to process payments. Each year they always seem to take over 10 days after my payment is sent to even receive it.
Homesite Insurance Home Insurance Reviews
Date: March 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Homesite has always been available and friendly 24/7 when I have called. They are real people who seem down to earth. They've always been helpful and attentive to my needs.
Amica Mutual Insurance Home Insurance Reviews
Date: November 19, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
The customer service can be difficult to deal with when you call in. They are really hard to get information from
Farmer's Insurance Home Insurance Reviews
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I've called them a couple times and they've been awesome. Hold times are minimal, people speak English in a way I can hear, their people seem knowledgeable