How Can I Make My Huntington, NY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Huntington, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Huntington, NY Home Insurance Coverage Levels | Back to Top

Huntington, NY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Hayfield Ct, Mary Ct, Hillside Dr, Ingersoll St, Hooper Ct, Truman Pl, Hedgerow Ln, Rusco St, Ln D, E 20 $461,500 $380,000 $400,000-$500,000 $439,500 $380,000 $500,000-$600,000
Albert Pl, Timberline Dr, Plains Ct, Taylor St, Colyer Pl, Wendell Ct, Goldenrod Ave, Arlington St, Primrose Ln, Jesse Dr $481,500 $410,000 $350,000-$400,000 $658,500 $620,000 $600,000-$700,000
Obermueller Dr, E 5th St, Bunkerhill Dr, Hollywood Pl, Ascot Ct, Brandy Rd, Mohawk St, Wave Pl, Summit St, Baylor Pl $356,000 $340,000 $350,000-$400,000 $369,500 $300,000 $400,000-$500,000
Jameson Ct, Forest Pl, Caton St, Centershore Rd, Pheasant Run Ln, Greenhaven Way, Glendale Dr, Co Rd 5, Westwood Ct, Juniper Pl $345,500 $290,000 $350,000-$400,000 $851,500 $770,000 $600,000-$700,000
Nautilus Ave, Chelsea Pl, Kew Ave, Florencia Pl, Wellington Ave, Dix Hills Ct, Waterside Ave, Wright Dr, S Ketay Dr, Tulip St $559,500 $500,000 $400,000-$500,000 $1,065,500 $970,000 $800,000-$900,000
Raspberry Ct, Vandell St, Verton Ct, Elks Ct, Legends Cir, Turnberry Ct, Upper Pond, Frost Pond Rd, Crest Hill Ct, Piermont Ct $841,500 $720,000 $700,000-$800,000 $913,500 $790,000 $800,000-$900,000
Gloria Ln, Knoll Ct, Daly Rd, Charlemagne Rd, Bank Ct, Watch Way, Manchester Rd, Forrest Dr, Alyssum Ave, Blueberry Hill $873,000 $780,000 $700,000-$800,000 $930,000 $780,000 $700,000-$800,000
Pine Pl, Coles Pl, Krisdan Ct, Gabriel Ct, Daly Rd, Elwina Ct, Eastview Dr, Colby Ct, Hastings St, Vandall St $425,500 $350,000 $400,000-$500,000 $572,000 $530,000 $500,000-$600,000
Crown Ave, Winding St, Sellger Ct, Wyman Ave, Mark Ct, Drexel Ave, Sibley Pl, Lewis Rd, Salisbury Dr N, Swarthmore Ln $627,500 $550,000 $500,000-$600,000 $555,000 $490,000 $500,000-$600,000
Corlett Pl, Burroughs Ave, Patrician Dr, Broadview Dr, Cedrus Ave, Fielding Ave, McNultey St, Roxanne Ct, Upper Ln, Webster Pl $277,000 $230,000 $250,000-$300,000 $360,000 $320,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Huntington, NY | Back to Top

This table lists savings for a median home value of $535,500 and an average premium of $2,868

Discount Type Premium After Discount
Multipolicy Discounts $2,667
Superior Protection Discount $2,610
Fire & Security Discounts $2,524

Choose the Right Deductible for your Huntington, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $100 $1,310 $1,410 $1,090 $1,190 $220
Suffolk County, NY $1,000 $1,300 $1,800 $1,080 $2,080 $-280
Huntington, NY $1,000 $2,090 $2,590 $1,840 $2,840 $-250
Old Bethpage, NY $400 $1,950 $2,350 $1,640 $2,040 $310
Stony Brook, NY $1,000 $1,830 $2,330 $1,560 $2,560 $-230
Babylon, NY $200 $1,450 $1,650 $1,210 $1,410 $240
West Hempstead, NY $700 $1,740 $2,240 $1,470 $2,170 $70
Lynbrook, NY $100 $1,540 $1,640 $1,310 $1,410 $230
New York, NY $2,000 $2,340 $2,840 $1,940 $3,940 $-1,100
Old Tappan, NJ $100 $2,140 $2,240 $1,840 $1,940 $300
Newtown, CT $700 $1,440 $1,940 $1,200 $1,900 $40
North Haledon, NJ $200 $1,510 $1,710 $1,300 $1,500 $210
Guilford Center, CT $700 $1,200 $1,700 $990 $1,690 $10

Identify Top Home Insurance Agents near Huntington, NY | Back to Top

Home Insurance Company Huntington, NY Homeowners Insurance Agency Huntington, NY Address Popularity Score Distance from Huntington (miles)
Allstate Al Buglione 35 1/2 W Grand St, Mount Vernon, NY, 10552
24.3
Travelers Newbrook Insurance Agency 14 Roosevelt Ave, Port Jefferson Station, NY, 11776
17.5
Travelers Bracco Agency Inc 514 Larkfield Rd Ste 4b E Northport, East Northport, NY, 11731
3.2
State Farm Jennifer Storm 1044 Suffolk Ave, Brentwood, NY, 11717-4504
10.3
State Farm Cathy Nesselt 842 Route 25a Ste 1, Northport, NY, 11768-2266
5.5
State Farm Erin Demeo 310 Commack Rd Ste 1, Commack, NY, 11725-3451
5.5
Travelers The Halland Companies Llc 88 Sunnyside Blvd Ste 100, Plainview, NY, 11803
7.9
Travelers Browne Insurance Agency 704 Jericho Tpke , New Hyde Park, NY, 11040
19.4
State Farm Marc Tedaldi 312 E 93rd St, New York, NY, 10128-5543
30.7
Allstate Ritesh Dhingra 1556 Myrtle Ave Fl 2, Brooklyn, NY, 11237
30.8

Compare Rates for Huntington, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,450 $1,040 $2,040 $1,000
Suffolk County, NY $395,200 $1,420 $1,020 $1,960 $940
Huntington, NY $535,500 $2,570 $1,770 $3,520 $1,750
Old Bethpage, NY $525,200 $1,680 $1,130 $2,400 $1,270
Stony Brook, NY $475,200 $1,430 $990 $2,040 $1,050
Babylon, NY $363,200 $1,160 $850 $1,590 $740
West Hempstead, NY $433,200 $1,390 $990 $1,930 $940
Lynbrook, NY $431,000 $1,380 $920 $1,960 $1,040
New York, NY $501,500 $1,550 $1,120 $2,120 $1,000
Old Tappan, NJ $804,000 $2,170 $1,560 $3,020 $1,460
Newtown, CT $446,700 $2,140 $1,460 $3,060 $1,600
North Haledon, NJ $468,900 $1,880 $1,260 $2,670 $1,410
Guilford Center, CT $412,700 $1,530 $1,100 $2,110 $1,010

Research Home Insurance Companies Reviews in Huntington, NY Before Buying | Back to Top

Share a review on your home insurance company


Travelers Home Insurance Reviews

Date: September 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I don't hear much from the company directly. I also haven't needed to. I reach out to my agent when I need to know something specific and he is very responsive.

Date: August 02, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I can't speak much to the bad side of this since, fortunately, we have not had a claim since having this insurance. We took a few quotes at the beginning and went with the one that offered the same coverage at the lowest price.

Date: June 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
It is showing it ages and a little behind the times. It could be updated. It can also be slow at times.

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
All belongings inside the walls of the primary structure and outside structures. Also covers damages to the outside of the structures.


Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
So far I have not dealt directly with the insurance company themselves. My insurance agent is a good friend so I go through him if there are any issues and he has been fantastic for every request.

Safeco Insurance Home Insurance Reviews

Date: September 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
Honestly, I like the fact that they don't bother me with unnecessary emails or promotions or sales calls. They only send out reminders and relevant account info. This I feel is a big reason why I like them and remain with them.

Date: September 20, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I have not compared premiums recently as I have had Safeco for about 6 years now. I feel as if their premium is fair. But I will be doing a comparison before the next renewal just to make sure.

Date: September 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have had great experiences with their customer service. Everybody on the phone has been helpful. There is always someone in the USA who answers the phone so there is no loss in communication.

Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I have not used their mobil app. However, Safeco's website is fairly easy to use and straightforward. Making premium payments is easy to do and so is downloading any documents which I need.

Date: May 12, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have a two bedroom two bath condo which is covered in my policy, along with 100K in personal property coverage.


USAA Home Insurance Reviews

Date: April 13, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I really like USAA. They are very kind and knowledgeable.Anytime that I have reached out to their customer service department, they use my name, they resolve my reason for calling.

Date: April 03, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I think the premium is on par with other insurances, even though I have never shopped around.

Date: March 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
My experience with them has been minimal. The set up was quick and easy. Also they were able to bundle with one of our car insurance policies.

Progressive Home Insurance Reviews

Date: April 26, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The coverage options are everything I need and fell cover home home well for anything that might happen. The price was the best choice from among the companies I compared.

Date: April 17, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I am very satisfied with the premium I pay and feel it is a great value. The deductible amount is reasonable and I am quite satisfied with it as well.

Date: April 07, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I have shopped around a little and the amount of the deductible and premium seem fair compared to companies. I believe I am getting a good deal for my money.

Allstate Home Insurance Reviews

Date: December 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Very good response from the customer care team. Observing very good support before taking the insurance and afterwards. It's really helpful. Polite customer care staff assures a very good service

Date: November 11, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
im statisfied with the website it is easy to use and navigate through out

State Farm Home Insurance Reviews

Date: March 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
state farm has excellent customer service. they are always there when you need them and return phone calls. whenever i have a question or walk in to the location it is always a short wait time.

Date: February 13, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium is a bit higher than other companies for the same coverage and it seems to go up every year.

MetLife Home Insurance Reviews

Date: March 27, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I love working for MetLife fun environment great people. What I love the most when the opportunity comes we can work from home on bad weather days .

Erie Insurance Home Insurance Reviews

Date: April 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The customer service is exceptional. They are personable, friendly, and hard working. They never leave me confused or questions unanswered. They sincerely want to help and are always professional.

Arrow Financial Corporation Home Insurance Reviews

Date: December 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
They take a lot of time to process payments versus other companies that I pay bills to, it seems like a large company like this would be able to process payments. Each year they always seem to take over 10 days after my payment is sent to even receive it.

Homesite Insurance Home Insurance Reviews

Date: March 10, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Homesite has always been available and friendly 24/7 when I have called. They are real people who seem down to earth. They've always been helpful and attentive to my needs.

Amica Mutual Insurance Home Insurance Reviews

Date: November 19, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service can be difficult to deal with when you call in. They are really hard to get information from

Farmer's Insurance Home Insurance Reviews

Date: December 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I've called them a couple times and they've been awesome. Hold times are minimal, people speak English in a way I can hear, their people seem knowledgeable