Gavop shows you how to buy homeowners insurance in Pitman, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $127,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $255,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $290,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $526,500 | $460,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $567 |
| Superior Protection Discount | -$62 | $629 |
| Fire & Security Discount | -$62 | $629 |
| Hail Resistant Roof Discount | -$14 | $677 |
| Newly Constructed Home Discount | -$187 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gloucester County | $700 | $846 | $1,546 | $615 | $1,315 | $231 |
| Pitman, NJ | $1,000 | $683 | $1,683 | $496 | $1,496 | $187 |
| Elmer, NJ | $300 | $843 | $1,143 | $612 | $912 | $230 |
| Woolwich, NJ | $1,500 | $914 | $2,414 | $664 | $2,164 | $250 |
| Victory Lakes, NJ | $500 | $785 | $1,285 | $571 | $1,071 | $215 |
| Maple Shade, NJ | $1,500 | $675 | $2,175 | $490 | $1,990 | $184 |
| Lima, PA | $500 | $896 | $1,396 | $651 | $1,151 | $245 |
| Jenkintown, PA | $700 | $930 | $1,630 | $676 | $1,376 | $254 |
| Eastampton, NJ | $100 | $808 | $908 | $587 | $687 | $221 |
| West Bradford, PA | $2,000 | $1,072 | $3,072 | $779 | $2,779 | $293 |
| Somers Point, NJ | $400 | $739 | $1,139 | $537 | $937 | $202 |
| Linwood, NJ | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Home Insurance Company Pitman, NJ | Homeowners Insurance Agency Pitman, NJ | Address | Popularity Score | Distance from Pitman (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 44.0 | |
| Farmers | Lisa Carney | 190 N Evergreen Ave Ste 206, Woodbury, NJ, 8096 | 7.4 | |
| Allstate | Pat Egberts | 1575 Almonesson Rd, Deptford, NJ, 8096 | 6.5 | |
| Allstate | Jennifer Ward | 1201 Black Horse Pike, Glendora, NJ, 8029 | 8.2 | |
| Travelers | Harrah & Associates | 2426 Nottingham Way, Mercerville, NJ, 8619 | 41.6 | |
| Farmers | William Boldizar | 1119 S Black Horse Pike, Blackwood, NJ, 8012 | 5.4 | |
| Allstate | Kevin Zola | 2273 Route 33 Ste 205, Hamilton, NJ, 8690 | 42.6 | |
| Allstate | Susan Gilmer Layton | 2741 Nottingham Way, Mercerville, NJ, 8619 | 42.0 | |
| Liberty Mutual Independent | Matlack & Company | 903 Black Horse Pike, Glendora, NJ, 8029 | 8.1 | |
| Travelers | Tanover Professional Associates Inc | 239 E Clements Bridge Rd, Runnemede, NJ, 8078 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,520 | $770 |
| Gloucester County, NJ | $213,800 | $857 | $630 | $1,220 | $590 |
| Pitman, NJ | $183,900 | $691 | $500 | $980 | $480 |
| Elmer, NJ | $198,700 | $853 | $590 | $1,220 | $630 |
| Woolwich, NJ | $330,400 | $925 | $660 | $1,270 | $610 |
| Victory Lakes, NJ | $171,100 | $795 | $550 | $1,090 | $540 |
| Maple Shade, NJ | $179,300 | $683 | $480 | $950 | $470 |
| Lima, PA | $257,400 | $907 | $660 | $1,280 | $620 |
| Jenkintown, PA | $273,700 | $941 | $680 | $1,340 | $660 |
| Eastampton, NJ | $265,100 | $818 | $590 | $1,150 | $560 |
| West Bradford, PA | $331,200 | $1,085 | $750 | $1,530 | $780 |
| Somers Point, NJ | $217,600 | $748 | $540 | $1,040 | $500 |
| Linwood, NJ | $285,300 | $849 | $570 | $1,210 | $640 |