How Can I Make My Johnstown, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Johnstown, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Johnstown, PA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $27,500 $20,000 $25,000-$50,000
2 Bedroom $38,500 $30,000 $25,000-$50,000
3 Bedroom $75,500 $70,000 $75,000-$100,000
4 Bedroom $109,500 $100,000 $75,000-$100,000
5 Bedroom $111,000 $100,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Johnstown, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$121 $592
Superior Protection Discount -$64 $649
Fire & Security Discount -$50 $663
Hail Resistant Roof Discount -$14 $699
Newly Constructed Home Discount -$178 $535

Choose your Johnstown, PA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,319
Hail Damage $4,853
Wind Damage $6,560
Expensive Claims
Fire $44,229
Smoke $17,054

Identify Top Home Insurance Agents near Johnstown, PA | Back to Top

Home Insurance Company Johnstown, PA Homeowners Insurance Agency Johnstown, PA Address Popularity Score Distance from Johnstown (miles)
State Farm Stacie Hickman 311 S Main St, Davidsville, PA, 15928-8319
7.1
State Farm Bo Pierce 6518 Route 22 Ste 462, Delmont, PA, 15626-2410
35.2
Allstate Neil Lehman 1766 Lyter Dr, Johnstown, PA, 15905
2.0
Erie Klingensmith Insurance Agency Inc. 4709 Walnut Street, Mc Keesport, PA, 15132
48.3
Erie Jaci Dolhi Agency 7890 Saltsburg Road, Pittsburgh, PA, 15239
45.6
Erie Hershberger Insurance Agency Llc 440 Ferndale Avenue, Johnstown, PA, 15905
2.5
Allstate Jeffrey A. Gore 3787 William Penn Ave, Johnstown, PA, 15909
9.2
State Farm Donna Christopher 339 Main St, Johnstown, PA, 15901-1640
0.1
State Farm Bill Weber 110 Kinzey St, Johnstown, PA, 15904-1306
2.8
State Farm Darrick Huber 570 Locust St, Saint Michael, PA, 15951
8.0

Compare Rates for Johnstown, PA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $510 $1,020 $510
Cambria County, PA $88,900 $846 $600 $1,200 $600
Johnstown, PA $41,500 $713 $520 $1,010 $490
Lower Yoder, PA $68,000 $507 $360 $700 $340
Heilwood, PA $77,500 $535 $380 $730 $350
Youngstown, PA $107,700 $613 $440 $870 $430
Rainsburg, PA $87,500 $562 $390 $780 $390
Williamsburg, PA $93,400 $578 $390 $790 $400
Connellsville, PA $82,400 $732 $490 $1,010 $520
Ursina, PA $75,000 $527 $350 $720 $370
Gaskill, PA $121,000 $644 $440 $900 $460
Lenape Heights, PA $118,600 $639 $450 $910 $460
Cadogan, PA $66,800 $503 $360 $700 $340