How Can I Make My Sherman, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Sherman, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Sherman, TX Home Insurance Coverage Levels | Back to Top
| Sherman, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| White Mound Cemetery Rd, Brockett St, Baker Rd, W Brockett St, S Hwy 91, Fairway Dr, Red Maple Rd, Burgin Rd, E Alma Ave, N Jones St | $174,500 | $150,000 | $150,000-$175,000 | $116,000 | $100,000 | $100,000-$125,000 |
| E Leslie Ln, Mayes Dr, Stratton Rd, Bounds Ranch Rd, Skyline Dr, Butterfield Trl, E Wall St, Smith St, Western Hills Dr, Martinek Rd | $115,500 | $110,000 | $125,000-$150,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Kelsoe Dr, W Staples St, Macomb Cemetery Rd, Verdi Ln, Wood Dr, Scott Rd, Rice Rd, S 6th St, E Hilton St, Rivercrest Dr | $138,500 | $110,000 | $125,000-$150,000 | $126,000 | $110,000 | $125,000-$150,000 |
| Pheasant, Hackleman Rd, Airport Dr, Dauphine Dr, Valerie Ln, W Oak St, E Wells Ave, Sherman St, Northcreek Dr, Poco Redondo Dr | $107,000 | $90,000 | $100,000-$125,000 | $105,000 | $90,000 | $75,000-$100,000 |
| Nelson Rd, Burgandy Dr, E Wells Ave, S Branch St, N 9th St, Odneal St, Airport Rd, Collins Rd, E Lake Ave, S Throckmorton St | $61,500 | $50,000 | $50,000-$75,000 | $50,500 | $50,000 | $25,000-$50,000 |
| Cypress Grove Rd W, Brookhollow St, Collinsville St, N Branch St, Bennett Ave, Winn Rd, John Fielder Dr, Canyon Creek, Peachtree Pl, N Hurt St | $124,000 | $110,000 | $100,000-$125,000 | $118,000 | $100,000 | $75,000-$100,000 |
| Broken Bow Dr, Tutt St, Cimmaron Trl, Collins Dr, Lakeview Cir, Berend Rd, N Travis St, W Mulberry St, Dover Dr, Watkins | $131,500 | $110,000 | $125,000-$150,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Morman Grove Rd, Atkinson Dr, N Maxey St, Henry Snow Rd, E Williams St, Mountain Climb Rd, W Sycamore St, Comino Des Logos, Fawn Ln, Shepherd Dr | $144,000 | $140,000 | $100,000-$125,000 | $101,000 | $90,000 | $75,000-$100,000 |
| S Willow St, Elder St, E Nall St, Waldon Ln, Kusch Rd, Cutler St, Martin Rd, Southridge Ln, Old Southmayd Rd, Hall Rd | $188,000 | $150,000 | $175,000-$200,000 | $125,500 | $100,000 | $125,000-$150,000 |
| S Gordon St, Pacific St, Beaver Run Rd, S Cleveland Ave, N Rusk St, Walden Ln, E Brockett St, Monte Cristo Dr, Pearce St, Hog Town Rd | $110,500 | $90,000 | $100,000-$125,000 | $99,500 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Sherman, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$223 | $1,169 |
| Superior Protection Discount | -$125 | $1,266 |
| Fire & Security Discount | -$111 | $1,280 |
| Hail Resistant Roof Discount | -$42 | $1,350 |
| Newly Constructed Home Discount | -$362 | $1,030 |
Choose the Right Deductible for your Sherman, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grayson County | $700 | $1,414 | $2,114 | $1,027 | $1,727 | $386 |
| Sherman, TX | $1,500 | $1,375 | $2,875 | $999 | $2,499 | $376 |
| East Grayson, TX | $500 | $1,524 | $2,024 | $1,108 | $1,608 | $417 |
| Tom Bean, TX | $1,000 | $1,515 | $2,515 | $1,101 | $2,101 | $414 |
| Westminster, TX | $500 | $1,675 | $2,175 | $1,217 | $1,717 | $458 |
| Marshall County, OK | $2,500 | $823 | $3,323 | $598 | $3,098 | $225 |
| Krugerville, TX | $300 | $1,844 | $2,144 | $1,340 | $1,640 | $504 |
| Paloma Creek, TX | $1,500 | $1,749 | $3,249 | $1,271 | $2,771 | $478 |
| Dodd City, TX | $200 | $1,558 | $1,758 | $1,132 | $1,332 | $426 |
| Shady Shores, TX | $2,000 | $2,017 | $4,017 | $1,466 | $3,466 | $551 |
| Lake Dallas, TX | $100 | $956 | $1,056 | $695 | $795 | $261 |
| Argyle, TX | $2,500 | $2,413 | $4,913 | $1,753 | $4,253 | $659 |
Identify Top Home Insurance Agents near Sherman, TX | Back to Top
| Home Insurance Company Sherman, TX | Homeowners Insurance Agency Sherman, TX | Address | Popularity Score | Distance from Sherman (miles) |
|---|---|---|---|---|
| Travelers | Mike Leonard Insurance Agency | 1930 Rosemeade Ste 215, Carrollton, TX, 75007 | 43.7 | |
| State Farm | Ryan Klibert | 2501 N Josey Ln Ste 100, Carrollton, TX, 75006-1600 | 45.6 | |
| State Farm | Dale Johnson | 800 E Campbell Rd Ste 203, Richardson, TX, 75081-1862 | 43.8 | |
| Farmers | Ann Demoya | 1311 E Belt Line Rd Ste 5, Carrollton, TX, 75006 | 47.8 | |
| Farmers | Chad Underwood | 1010 La Salle Dr Ste 1ea, Sherman, TX, 75090 | 4.6 | |
| Travelers | Insurance Connection | 2925 Country Club Rd Suite 105, Denton, TX, 76210 | 42.3 | |
| Travelers | Consolidated Insurance Agency | 2624 Long Prairie Rd Ste 100, Flower Mound, TX, 75028 | 47.9 | |
| Allstate | Terry Everett | 1425 W Houston St, Sherman, TX, 75092 | 1.9 | |
| Farmers | David Coleman | 1300 W Audie Murphy Pkwy Ste 6, Farmersville, TX, 75442 | 33.8 | |
| Allstate | Justin Slocum | 811 E Yellowjacket Ln Ste 117, Rockwall, TX, 75087 | 48.7 |
Compare Rates for Sherman, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Grayson County, TX | $116,600 | $1,431 | $940 | $2,200 | $1,260 |
| Sherman, TX | $106,100 | $1,391 | $920 | $2,140 | $1,220 |
| East Grayson, TX | $105,400 | $1,543 | $1,020 | $2,380 | $1,360 |
| Tom Bean, TX | $103,000 | $1,533 | $1,010 | $2,360 | $1,350 |
| Westminster, TX | $146,700 | $1,695 | $1,120 | $2,610 | $1,490 |
| Marshall County, OK | $86,600 | $833 | $590 | $1,190 | $600 |
| Krugerville, TX | $214,400 | $1,866 | $1,230 | $2,870 | $1,640 |
| Paloma Creek, TX | $173,600 | $1,770 | $1,170 | $2,730 | $1,560 |
| Dodd City, TX | $113,400 | $1,577 | $1,040 | $2,430 | $1,390 |
| Shady Shores, TX | $288,000 | $2,042 | $1,350 | $3,140 | $1,790 |
| Lake Dallas, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| Argyle, TX | $381,600 | $2,442 | $1,610 | $3,760 | $2,150 |
Research Home Insurance Companies Reviews in Sherman, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
They have been exceptionally helpful to us and provided us assistance with working through insurance options when others wouldn't even talk to us due to having 3 insurance claims in the last year and a half.
Date: August 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The deductible is good.I got to work and choose a deductible that worked for me, so I was very happy with that. It made me happy to have control over that and a lot of other insurance companies don't offer that option.
Date: July 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premiums are slightly higher than some other companies but I gladly pay it because of the higher level of service and competency of the staff.
Date: March 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
best policy of this insurance company.this policy is very use of future. every person take one policy insurance. the company is satisfied.
Date: December 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
State farm company insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. You may be able to purchase separate insurance policies to help protect your home and belongings against those types of risks unless compared to other insurance providers.
Date: November 08, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
I really like the way the company interacts because they're able to keep it friendly and answer my questions in a timely manner and they also make sure that we resolve any issues that I'm calling about.
Liberty Mutual Home Insurance Reviews
Date: February 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
In my experience, Liberty Mutual offers great services for a slightly higher price than other companies. I am willing to pay a bit more for the quality of the customer service, and the quality of the policy itself.
MAPFRE Insurance Home Insurance Reviews
Date: October 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
It provides coverage for the personal belongings, dwelling protection, increased liability coverage limits by adding a personal umbrella policy