Gavop shows you how to buy homeowners insurance in Ridgeville, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $121,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $110,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $224,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $399,500 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $617 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$72 | $646 |
| Hail Resistant Roof Discount | -$14 | $703 |
| Newly Constructed Home Discount | -$194 | $524 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
| Home Insurance Company Ridgeville, SC | Homeowners Insurance Agency Ridgeville, SC | Address | Popularity Score | Distance from Ridgeville (miles) |
|---|---|---|---|---|
| State Farm | Katelyn Aldridge | 605 W 5th North St, Summerville, SC, 29483-6164 | 10.0 | |
| Allstate | Harry Blake | 1668 Trolley Rd Ste 104, Summerville, SC, 29485 | 10.2 | |
| Allstate | Mccain-Atkinson | 18478 Heritage Hwy, Denmark, SC, 29042 | 49.8 | |
| Allstate | Kaelyn Agency - Scott Labarowski | 421 Old Trolley Rd, Summerville, SC, 29485 | 10.7 | |
| State Farm | Troy Herndon | 1711 Savannah Hwy, Charleston, SC, 29407-6200 | 25.9 | |
| Allstate | Stephen M. Chellis | 123a S Goose Creek Blvd, Goose Creek, SC, 29445 | 18.4 | |
| Travelers | Absolute Insurance Agency Llc | 435 Old Trolley Rd, Summerville, SC, 29485 | 10.7 | |
| Travelers | The Steadman Agency | 465 Spruce St, Walterboro, SC, 29488 | 20.4 | |
| Nationwide | Thomas M. Richardson Agency Inc. | 1628 Saint Matthews Rd Ne, Orangeburg, SC, 29118-2439 | 44.2 | |
| Allstate | Bill Baker | 4892 Ashley Phosphate Rd Ste B, Charleston, SC, 29418 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,350 | $650 |
| Dorchester County, SC | $177,500 | $1,056 | $730 | $1,490 | $760 |
| Ridgeville, SC | $125,200 | $717 | $520 | $1,000 | $480 |
| Cottageville, SC | $82,500 | $802 | $550 | $1,140 | $590 |
| Lincolnville, SC | $117,400 | $806 | $570 | $1,110 | $540 |
| Wando, SC | $386,200 | $1,011 | $720 | $1,430 | $710 |
| Kiawah Island, SC | $1,382,200 | $769 | $530 | $1,100 | $570 |
| Rowesville, SC | $85,300 | $585 | $390 | $840 | $450 |
| Brookdale, SC | $83,500 | $572 | $420 | $820 | $400 |
| Varnville, SC | $83,200 | $570 | $390 | $790 | $400 |
| Manning East, SC | $82,400 | $564 | $400 | $780 | $380 |
| Paxville, SC | $76,200 | $516 | $370 | $720 | $350 |
| Ulmer, SC | $55,000 | $343 | $250 | $470 | $220 |