Gavop shows you how to buy homeowners insurance in Middleburg-Clay Hill, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $168,500 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $156,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $287,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $520,500 | $480,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $922 |
| Home and Two Car | -$160 | $842 |
| Home and Three Car | -$230 | $771 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $1,000 | $1,348 | $2,348 | $980 | $1,980 | $368 |
| Clay Hill, FL | $700 | $990 | $1,690 | $719 | $1,419 | $270 |
| Clay County, FL | $500 | $1,348 | $1,848 | $980 | $1,480 | $368 |
| Raiford, FL | $700 | $986 | $1,686 | $717 | $1,417 | $269 |
| Brooker, FL | $300 | $890 | $1,190 | $647 | $947 | $243 |
| Nassau Village-Ratliff, FL | $2,500 | $1,242 | $3,742 | $903 | $3,403 | $339 |
| Waldo, FL | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| Callahan, FL | $700 | $1,379 | $2,079 | $1,002 | $1,702 | $377 |
| Callahan-Hilliard, FL | $500 | $1,390 | $1,890 | $1,010 | $1,510 | $380 |
| Neptune Beach, FL | $2,000 | $926 | $2,926 | $673 | $2,673 | $253 |
| St. Johns County, FL | $500 | $1,481 | $1,981 | $1,076 | $1,576 | $405 |
| Yulee, FL | $1,500 | $967 | $2,467 | $703 | $2,203 | $264 |
| Home Insurance Company Clay Hill, FL | Homeowners Insurance Agency Clay Hill, FL | Address | Popularity Score | Distance from Clay Hill (miles) |
|---|---|---|---|---|
| State Farm | Katherine Baustert | 2219 County Road 220, Middleburg, FL, 32068-8518 | 9.8 | |
| Allstate | Mandy Bowers | 11018 Old Saint Augustine Rd Ste 112, Jacksonville, FL, 32257 | 19.1 | |
| Travelers | Brightway Insurance | 1515 County Rd 210 W Ste 103 Jacksonsville, St Johns, FL, 32259 | 25.8 | |
| State Farm | Joe Mcghee | 7855 Argl Frst Blvd Ste 201, Jacksonville, FL, 32244-5598 | 9.6 | |
| Allstate | Randall Bogani | 12276 San Jose Blvd Ste 603, Jacksonville, FL, 32223 | 17.2 | |
| Travelers | Beach Insurance Llc | 100 Corridor Road South Suite 250, Ponte Vedra Beach, FL, 32082 | 32.5 | |
| State Farm | Jim Love | 2730 College Street, Jacksonville, FL, 32205-7412 | 18.6 | |
| State Farm | Bill Pool Chfc | 7025 Normandy Boulevard, Jacksonville, FL, 32205-6209 | 15.4 | |
| Travelers | Augustyniak Insurance Group Inc | 12058 San Jose Blvd Ste 304, Jacksonville, FL, 32223 | 17.2 | |
| Travelers | Salameh Ins Group | 1637 Race Track Rd Ste 102, Jacksonville, FL, 32259 | 17.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |
| Clay Hill, FL | $162,700 | $1,002 | $780 | $1,340 | $560 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |
| Raiford, FL | $88,500 | $998 | $780 | $1,340 | $560 |
| Brooker, FL | $74,200 | $901 | $700 | $1,210 | $510 |
| Nassau Village-Ratliff, FL | $126,700 | $1,257 | $980 | $1,680 | $700 |
| Waldo, FL | $122,800 | $875 | $680 | $1,170 | $490 |
| Callahan, FL | $147,300 | $1,396 | $1,090 | $1,870 | $780 |
| Callahan-Hilliard, FL | $149,000 | $1,407 | $1,100 | $1,890 | $790 |
| Neptune Beach, FL | $349,800 | $937 | $730 | $1,260 | $530 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| Yulee, FL | $195,700 | $979 | $760 | $1,310 | $550 |