Gavop's guide to buying homeowners insurance in Meriden, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $49,500 | $50,000 | $25,000-$50,000 |
2 Bedroom | $113,500 | $110,000 | $100,000-$125,000 |
3 Bedroom | $173,500 | $150,000 | $175,000-$200,000 |
4 Bedroom | $227,000 | $190,000 | $200,000-$250,000 |
5 Bedroom | $241,000 | $220,000 | $175,000-$200,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$138 | $784 |
Superior Protection Discount | -$92 | $830 |
Fire & Security Discount | -$83 | $840 |
Hail Resistant Roof Discount | -$28 | $895 |
Newly Constructed Home Discount | -$203 | $720 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,794 |
Physical Damage | $2,344 |
Hail Damage | $4,759 |
Wind Damage | $6,560 |
Expensive Claims | |
Fire | $46,463 |
Smoke | $16,051 |
Home Insurance Company Meriden, CT | Homeowners Insurance Agency Meriden, CT | Address | Popularity Score | Distance from Meriden (miles) |
---|---|---|---|---|
State Farm | Jon D. Racow | 50 S Main St Ste 2c, Wallingford, CT, 06492-4219 | 5.9 | |
Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 5.9 | |
Travelers | Sachs Walsh Insurance | 728 Post Rd E, Westport, CT, 6880 | 39.6 | |
Travelers | Insurance Associates | 74 Vine St 2nd Fl, New Britain, CT, 6052 | 8.8 | |
Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 5.9 | |
State Farm | Derek Gromko | 366 S Main St, Cheshire, CT, 06410-8100 | 6.4 | |
Allstate | Philip Newton | 500 S Main St, Cheshire, CT, 6410 | 6.6 | |
Liberty Mutual Independent | H D Segur Insurance | 156 Knotter Dr, Cheshire, CT, 6410 | 6.4 | |
Allstate | Abraham Rosado | 87 W Main St, New Britain, CT, 6051 | 9.0 | |
Nationwide | The Sig Insurance Agencies | 1484 Highland Ave Unit 8b, Cheshire, CT, 06410-1268 | 5.1 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Connecticut | $270,100 | $1,253 | $910 | $1,740 | $830 |
New Haven County, CT | $244,400 | $1,183 | $820 | $1,630 | $810 |
Meriden, CT | $173,100 | $923 | $660 | $1,310 | $650 |
Southington, CT | $271,900 | $1,170 | $780 | $1,650 | $870 |
Naugatuck, CT | $179,900 | $946 | $690 | $1,350 | $660 |
East Haven, CT | $206,900 | $901 | $660 | $1,250 | $590 |
East Haddam, CT | $268,800 | $888 | $590 | $1,270 | $680 |
Woodbury, CT | $350,800 | $1,048 | $740 | $1,500 | $760 |
Hebron, CT | $302,900 | $953 | $640 | $1,310 | $670 |
Niantic, CT | $281,500 | $1,283 | $890 | $1,760 | $870 |
Canterbury, CT | $220,000 | $791 | $540 | $1,090 | $550 |
Terryville, NY | $352,000 | $1,004 | $710 | $1,440 | $730 |
Golden's Bridge, NY | $596,100 | $2,681 | $1,820 | $3,830 | $2,010 |
Date: September 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 15, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: July 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married