Gavop tells you how to get the best homeowners insurance in Upper Freehold, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $144,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $359,000 | $330,000 | $250,000-$300,000 |
| 3 Bedroom | $503,500 | $440,000 | $400,000-$500,000 |
| 4 Bedroom | $582,500 | $510,000 | $600,000-$700,000 |
| 5 Bedroom | $528,000 | $490,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $799 |
| Superior Protection Discount | -$97 | $877 |
| Fire & Security Discount | -$107 | $867 |
| Hail Resistant Roof Discount | -$19 | $955 |
| Newly Constructed Home Discount | -$224 | $751 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $2,000 | $1,175 | $3,175 | $854 | $2,854 | $321 |
| Upper Freehold, NJ | $700 | $963 | $1,663 | $700 | $1,400 | $263 |
| Florence, NJ | $300 | $753 | $1,053 | $547 | $847 | $206 |
| Woodbourne, PA | $2,500 | $1,533 | $4,033 | $1,114 | $3,614 | $419 |
| Beachwood, NJ | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Richboro, PA | $700 | $978 | $1,678 | $711 | $1,411 | $267 |
| Sea Girt, NJ | $100 | $789 | $889 | $574 | $674 | $216 |
| Jenkintown, PA | $1,500 | $930 | $2,430 | $676 | $2,176 | $254 |
| Whitpain, PA | $100 | $990 | $1,090 | $720 | $820 | $271 |
| City of Orange, NJ | $2,500 | $746 | $3,246 | $542 | $3,042 | $204 |
| Lower Providence, PA | $200 | $879 | $1,079 | $639 | $839 | $240 |
| Parsippany-Troy Hills, NJ | $2,000 | $963 | $2,963 | $700 | $2,700 | $263 |
| Home Insurance Company Upper Freehold, NJ | Homeowners Insurance Agency Upper Freehold, NJ | Address | Popularity Score | Distance from Upper Freehold (miles) |
|---|---|---|---|---|
| Farmers | Agency Plus By Marcy Maguire | 590s Highway 130, East Windsor, NJ, 8520 | 7.6 | |
| Liberty Mutual Independent | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 28.3 | |
| Travelers | The Bixler Group Llc | 758 Kearny Ave, Kearny, NJ, 7032 | 47.7 | |
| Allstate | John J Leonard Jr | 665 Hwy 35, Middletown, NJ, 7748 | 28.0 | |
| Travelers | Alpha Agency Llc | 89 Elmora Ave, Elizabeth, NJ, 7202 | 38.3 | |
| Allstate | Kevin Zola | 2273 Route 33 Ste 205, Hamilton, NJ, 8690 | 7.5 | |
| State Farm | Rick Duran | 9 S Main St Ste 2, Marlboro, NJ, 07746-1539 | 18.5 | |
| State Farm | Kevin Baez | 1325 Route 206 Ste 19, Skillman, NJ, 08558-1922 | 18.5 | |
| State Farm | Ted Jiggetts | 13 Main St, Robbinsville, NJ, 08691-1420 | 6.6 | |
| State Farm | Christine Karpack | 141 New Rd Ste 104, Parsippany, NJ, 07054-4230 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,540 | $760 |
| Monmouth County, NJ | $396,200 | $1,189 | $820 | $1,700 | $880 |
| Upper Freehold, NJ | $490,700 | $975 | $710 | $1,380 | $670 |
| Florence, NJ | $227,100 | $762 | $530 | $1,060 | $530 |
| Woodbourne, PA | $443,000 | $1,552 | $1,130 | $2,130 | $1,000 |
| Beachwood, NJ | $233,300 | $771 | $560 | $1,090 | $530 |
| Richboro, PA | $412,300 | $990 | $660 | $1,400 | $740 |
| Sea Girt, NJ | $1,404,000 | $799 | $570 | $1,090 | $520 |
| Jenkintown, PA | $273,700 | $941 | $680 | $1,310 | $630 |
| Whitpain, PA | $433,500 | $1,002 | $670 | $1,370 | $700 |
| City of Orange, NJ | $222,800 | $755 | $540 | $1,030 | $490 |
| Lower Providence, PA | $321,900 | $890 | $630 | $1,220 | $590 |
| Parsippany-Troy Hills, NJ | $421,800 | $975 | $710 | $1,350 | $640 |