Gavop's guide to buying homeowners insurance in Shawnee, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
2 Bedroom | $123,000 | $100,000 | $125,000-$150,000 |
3 Bedroom | $124,000 | $120,000 | $125,000-$150,000 |
4 Bedroom | $242,500 | $200,000 | $200,000-$250,000 |
5 Bedroom | $223,500 | $210,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$198 | $1,037 |
Superior Protection Discount | -$123 | $1,111 |
Fire & Security Discount | -$123 | $1,111 |
Hail Resistant Roof Discount | -$25 | $1,210 |
Newly Constructed Home Discount | -$333 | $901 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Pottawatomie County | $2,500 | $1,203 | $3,703 | $874 | $3,374 | $329 |
Shawnee, OK | $2,000 | $1,220 | $3,220 | $887 | $2,887 | $333 |
McLoud, OK | $300 | $1,422 | $1,722 | $1,033 | $1,333 | $389 |
Spencer, OK | $2,500 | $1,063 | $3,563 | $773 | $3,273 | $291 |
Davenport, OK | $200 | $891 | $1,091 | $648 | $848 | $244 |
Valley Brook, OK | $1,500 | $744 | $2,244 | $541 | $2,041 | $203 |
Francis, OK | $400 | $1,006 | $1,406 | $731 | $1,131 | $275 |
Northeast Lincoln, OK | $2,000 | $1,300 | $3,300 | $945 | $2,945 | $355 |
Holdenville, OK | $300 | $868 | $1,168 | $631 | $931 | $237 |
Ada, OK | $2,500 | $1,043 | $3,543 | $758 | $3,258 | $285 |
Coyle, OK | $300 | $701 | $1,001 | $510 | $810 | $192 |
Gerty, OK | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
Home Insurance Company Shawnee, OK | Homeowners Insurance Agency Shawnee, OK | Address | Popularity Score | Distance from Shawnee (miles) |
---|---|---|---|---|
State Farm | Ann Smith | 3705 N Meridian Ave, Oklahoma City, OK, 73112-2817 | 39.5 | |
State Farm | Randy Willingham | 2600 Nw Expwy, Oklahoma City, OK, 73112-7213 | 37.8 | |
Allstate | Randy Stansel | 1208 Lindsey Plaza Dr, Norman, OK, 73071 | 27.9 | |
State Farm | Jeff Jantz | 3740 Nw 166th St, Edmond, OK, 73012-9017 | 42.9 | |
State Farm | David Buoy | 4130 Nw Expressway Ste 102, Oklahoma City, OK, 73116-1685 | 39.9 | |
Allstate | Gerald Jeter | 11723 S Western Ave, Oklahoma City, OK, 73170 | 33.2 | |
State Farm | Phil Dame | 4805 Se 44th St, Del City, OK, 73135-4007 | 28.3 | |
State Farm | Dennis Chaumont | 325 N Bryant Ave, Edmond, OK, 73034-6276 | 37.8 | |
State Farm | Mai Mccoy | 2800 N Classen Blvd Ste 105, Oklahoma City, OK, 73106-5435 | 35.7 | |
Farmers | Michael Thomas | 3500 S Boulevard Ste 4c, Edmond, OK, 73013 | 37.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Oklahoma | $125,800 | $1,489 | $1,030 | $2,100 | $1,070 |
Pottawatomie County, OK | $108,400 | $1,218 | $820 | $1,730 | $910 |
Shawnee, OK | $110,800 | $1,235 | $840 | $1,700 | $860 |
McLoud, OK | $119,300 | $1,439 | $1,050 | $1,990 | $940 |
Spencer, OK | $75,700 | $1,076 | $740 | $1,540 | $800 |
Davenport, OK | $56,600 | $902 | $600 | $1,240 | $640 |
Valley Brook, OK | $41,100 | $753 | $550 | $1,030 | $480 |
Francis, OK | $69,200 | $1,018 | $730 | $1,440 | $710 |
Northeast Lincoln, OK | $103,900 | $1,316 | $960 | $1,830 | $870 |
Holdenville, OK | $72,300 | $879 | $620 | $1,250 | $630 |
Ada, OK | $129,600 | $1,056 | $760 | $1,490 | $730 |
Coyle, OK | $36,800 | $710 | $480 | $1,020 | $540 |
Gerty, OK | $45,000 | $791 | $540 | $1,100 | $560 |
Date: July 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married