How Can I Make My Lavaca County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Lavaca County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Lavaca County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $54,000 $50,000 $50,000-$75,000
2 Bedroom $121,500 $110,000 $100,000-$125,000
3 Bedroom $182,500 $160,000 $125,000-$150,000
4 Bedroom $194,000 $170,000 $175,000-$200,000
5 Bedroom $342,000 $300,000 $300,000-$350,000

Choose the Best Lavaca County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 2 Pets, Non-Smoker $200
Full Time Job 650-699 Credit Score $75 to $100,000 3 Pets, Smoker $450
Retired 600-649 Credit Score <$25,000 1 Pet, Smoker $270

Choose the Right Deductible for your Lavaca County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $650 $750 $530 $630 $120
Lavaca County, TX $1,000 $430 $930 $350 $1,350 $-420
Lavaca County, TX $2,500 $470 $970 $390 $2,890 $-1,920
Hallettsville, TX $200 $510 $710 $420 $620 $90
Cost-Wrightsboro, TX $700 $390 $890 $330 $1,030 $-140
DeWitt County, TX $400 $370 $770 $300 $700 $70
Victoria, TX $700 $510 $1,010 $440 $1,140 $-130
Vanderbilt, TX $400 $410 $810 $360 $760 $50
Fayette County, TX $2,500 $590 $1,090 $500 $3,000 $-1,910
Fayetteville, TX $300 $390 $690 $320 $620 $70
East Bernard, TX $2,000 $550 $1,050 $450 $2,450 $-1,400
Nixon, TX $400 $370 $770 $330 $730 $40
Placedo, TX $700 $180 $680 $160 $860 $-180

Identify Top Home Insurance Agents near Lavaca County, TX | Back to Top

Home Insurance Company Lavaca County, TX Homeowners Insurance Agency Lavaca County, TX Address Popularity Score Distance from Lavaca County (miles)
Farmers Cody Edwards 3606 John Stockbauer Dr, Victoria, TX, 77904
36.9
Farmers Tommy Thomas 140 W Milam St, Wharton, TX, 77488
49.9
State Farm Shannon Haskell 204 E 4th St, Hallettsville, TX, 77964-2820
4.4
Liberty Mutual Independent Carter & Company Llp Po Box 672, Luling, TX, 78648
48.2
Liberty Mutual Independent Carter & Company Llp 522 E Crockett St, Luling, TX, 78648
48.3
Travelers Leopold Insurance Agency 900 N Texana St, Hallettsville, TX, 77964
4.9
Allstate Hollas-Duncan Insurance Agency 1033 N Us Highway 77, Schulenburg, TX, 78956
21.8
Travelers The Baumgart Agencies 205 E Main, Eagle Lake, TX, 77434
38.3
State Farm Ken Kram 401 E Saint Charles St, Weimar, TX, 78962-2526
23.5
Allstate Assurance One Of Tx 114 W Main St # 808, Edna, TX, 77957
32.5

Compare Rates for Lavaca County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $730 $480 $1,120 $640
Lavaca County, TX $87,300 $510 $340 $790 $450
Lavaca County, TX $87,300 $510 $340 $790 $450
Hallettsville, TX $107,100 $470 $310 $720 $410
Cost-Wrightsboro, TX $95,400 $390 $260 $600 $340
DeWitt County, TX $76,400 $450 $300 $690 $390
Victoria, TX $107,100 $470 $310 $720 $410
Vanderbilt, TX $76,500 $350 $230 $540 $310
Fayette County, TX $131,000 $710 $470 $1,090 $620
Fayetteville, TX $101,500 $510 $340 $790 $450
East Bernard, TX $108,500 $630 $420 $970 $550
Nixon, TX $71,300 $400 $260 $620 $360
Placedo, TX $48,800 $200 $130 $310 $180