How Can I Make My Novato, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Novato, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Novato, CA Home Insurance Coverage Levels | Back to Top
| Novato, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clausing Ave, Germaine Pl, Romero Ct, Aronia Ln, N Oakwood Dr, Sutro Ct, Alconbury Way, Sun Ln, Piper Ct, Green Oak Dr | $331,500 | $280,000 | $350,000-$400,000 | $280,500 | $240,000 | $300,000-$350,000 |
| San Miguel Ct, Ruth Ct, Romar Ct, Holiday Dr, Grande Vis, Goldfinch Ct, Figtree Ln, Conchita Ct, Ulloa Dr, Shevelin Rd | $409,000 | $390,000 | $400,000-$500,000 | $612,000 | $540,000 | $600,000-$700,000 |
| Hickox Rd, Clay Ct, Wintergreen Ct, Virginia Ave, Laurie Ct, Plz Hermosa, Nave Dr, Harbor Dr, Dorothy Way, Donnelly Ct | $379,000 | $340,000 | $400,000-$500,000 | $988,000 | $860,000 | More than 10,000,000 |
| 6th St, Cll Empinado, Shon Ct, Newport Landing Dr, Syosset Ln, Rosemary Ct, Baca Vis, Posada del Sol, Somerset Pl, Jade Ct | $607,500 | $500,000 | $500,000-$600,000 | $536,500 | $450,000 | $600,000-$700,000 |
| Diablo Ave, Donna St, Meadow Ln, Palomino Rd, Isabella Ct, Saddle Wood Dr, Shannon Ct, Coronado Ct, George St, Redhawk Rd | $645,000 | $600,000 | $600,000-$700,000 | $526,500 | $430,000 | $500,000-$600,000 |
| Mildenhall St, Monte Maria Ave, Presidio Dr, Highland Dr, Glenhill Ct, Adrienne Ct, Pinewood Ln, Bugeia Ln, Lambert Way, Silver Maple Pl | $479,000 | $450,000 | $400,000-$500,000 | $574,000 | $500,000 | $500,000-$600,000 |
| Denlyn St, Erica Ct, Kaden Ct, Caribe Isle, Las Lomas Dr, Jennifer Ln, Adele St, Sunny Cove Dr, San Miguel Way, Dickson Dr | $387,000 | $310,000 | $350,000-$400,000 | $790,500 | $720,000 | $700,000-$800,000 |
| Wild Horse Valley Dr, Corte Escuela, Plz Loma, Armstrong Ave, Plz Demira, Cherry St, Nave Ct, Wentworth Ln, Trumbull Ave, Tan Oak Way | $477,000 | $390,000 | $500,000-$600,000 | $531,500 | $480,000 | $400,000-$500,000 |
| Malobar Dr, Acme Ct, Leafwood Hts, Carob Way, Madison Ct, Oak Ridge Ter, Diablo Ave, Diablo Ct, Via del Plano, Plumas Cir | $306,500 | $270,000 | $300,000-$350,000 | $567,000 | $510,000 | $600,000-$700,000 |
| Rena Ct, Flicker Dr, Fieldstone Dr, Railroad Ave, Mosswood Ct, Marin Oaks Dr, Zandra Pl, Raccoon Dr, Bahia Dr, Burning Tree Dr | $485,000 | $440,000 | $500,000-$600,000 | $770,500 | $670,000 | $800,000-$900,000 |
Estimate your Savings with Home Insurance Discounts in Novato, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $1,146 |
| Superior Protection Discount | -$120 | $1,213 |
| Fire & Security Discount | -$147 | $1,186 |
| Hail Resistant Roof Discount | -$40 | $1,293 |
| Newly Constructed Home Discount | -$320 | $1,013 |
Choose your Novato, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Novato, CA | Back to Top
| Home Insurance Company Novato, CA | Homeowners Insurance Agency Novato, CA | Address | Popularity Score | Distance from Novato (miles) |
|---|---|---|---|---|
| State Farm | Bal Claire | 25 Mitchell Blvd Ste 4, San Rafael, CA, 94903-2013 | 5.6 | |
| State Farm | Joe Freund | 1734 Divisadero St, San Francisco, CA, 94115-3012 | 22.2 | |
| Travelers | Larry Tencer Insurance Agency | 191 Lynch Creek Way Ste 203, Petaluma, CA, 94954 | 11.8 | |
| Allstate | Ray Sullivan | 742 El Camino Real, San Carlos, CA, 94070 | 43.7 | |
| State Farm | Kris Kelson | 50 Greenfield Ave, San Anselmo, CA, 94960-2415 | 8.5 | |
| Travelers | Mcnamara Insurance Service Inc | 1010 B St Suite 317, San Rafael, CA, 94901 | 8.6 | |
| State Farm | Kelly Sopak | 1225 Solano Ave Ste A, Albany, CA, 94706-1734 | 19.6 | |
| Allstate | Harold Lorber | 770 Menlo Ave Ste 223, Menlo Park, CA, 94025 | 48.8 | |
| State Farm | Ross Lopez | 71 Sand Creek Rd Ste K, Brentwood, CA, 94513-7320 | 47.2 | |
| State Farm | Darren Reuter | 525 Mendocino Ave, Santa Rosa, CA, 95401-5241 | 25.6 |
Compare Rates for Novato, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Marin County, CA | $908,800 | $1,199 | $890 | $1,630 | $740 |
| Novato, CA | $705,000 | $1,333 | $990 | $1,810 | $820 |
| Corte Madera, CA | $1,144,800 | $944 | $700 | $1,280 | $580 |
| Pinole, CA | $431,800 | $877 | $650 | $1,190 | $540 |
| Tiburon, CA | $1,922,000 | $946 | $700 | $1,290 | $590 |
| Penngrove, CA | $718,500 | $2,004 | $1,480 | $2,730 | $1,250 |
| Fetters Hot Springs-Agua Caliente, CA | $506,500 | $1,520 | $1,120 | $2,070 | $950 |
| Silverado Resort, CA | $1,203,700 | $2,864 | $2,120 | $3,900 | $1,780 |
| Moraga, CA | $1,035,000 | $944 | $700 | $1,280 | $580 |
| Belmont, CA | $1,174,200 | $936 | $690 | $1,270 | $580 |
| Emerald Lake Hills, CA | $1,547,300 | $790 | $580 | $1,070 | $490 |
Research Home Insurance Companies Reviews in Novato, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 11, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
my home insurance company's customer service a 5, because they have always been very courteous and knowledgeable any time I have worked with them. When I moved they helped me set up the policy on my new home.
Horace Mann Educators Corporation Home Insurance Reviews
Date: May 22, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
They typically respond quickly via email but are slower to return my phone messages. They are good about following-up with me if I don't respond right away in case I forget.
Farmer's Insurance Home Insurance Reviews
Date: July 12, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
affordable and efficient compared to other home policies. I honestly get value for my money as opposed to others I have used before.
GEICO Home Insurance Reviews
Date: September 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
My insurance company offers many different coverage for example in the event something happens to my home. For instance a flood, theft, hail damage and many more.