Gavop's guide to buying homeowners insurance in Waynesboro, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waynesboro, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Buford Gandy Rd, Tommy Conner Dr, Mangum Pitt, NE Timber Ridge Dr, Patton Creek Rd, Wells St, Eastwood Dr, Eugene Worsham Dr, Beech St, Dura Dyess Rd | $87,500 | $80,000 | $75,000-$100,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Rankin Dr, Joe Taylor Rd, E Robinson Junction Rd, State Hwy 184, First St S, Miller Dr, Owen Dr, Warren Walker Dr, Beach Pitts Dr, US Hwy 45 | $88,000 | $80,000 | $50,000-$75,000 | $48,500 | $40,000 | $50,000-$75,000 |
| Ben Fleming Rd, Creekdale Loop Rd, Old US Hwy 84, Ace Evans Dr, I C Jones Dr, John Taylor Dr, Mineral Springs Dr, Chester Dyess Dr, Central Lake Dr, Sullivan Dr | $95,000 | $90,000 | $75,000-$100,000 | $56,500 | $50,000 | $25,000-$50,000 |
| Hwy 510, Spring St, Norton Dr, E Fairview 2nd St, Highland Dr, Jones Walker Loop Rd, Oscar Jordan Dr, Hayes Nute Rd, Mason Annex St, Gretna Dr | $80,500 | $70,000 | $75,000-$100,000 | $93,500 | $90,000 | $75,000-$100,000 |
| Gatlin Rd, Hardy St, Slater West Dr, Briarwood Dr, Tradis St, West Ave, McGay St, Victor Dr, Mitchell St, Bryant St | $89,500 | $80,000 | $75,000-$100,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $694 |
| Superior Protection Discount | -$73 | $743 |
| Fire & Security Discount | -$65 | $751 |
| Hail Resistant Roof Discount | -$24 | $792 |
| Newly Constructed Home Discount | -$237 | $580 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $700 | $799 | $1,499 | $581 | $1,281 | $218 |
| Waynesboro, MS | $1,500 | $807 | $2,307 | $586 | $2,086 | $220 |
| Quitman, MS | $400 | $1,054 | $1,454 | $766 | $1,166 | $288 |
| Sharon, MS | $2,500 | $1,008 | $3,508 | $732 | $3,232 | $275 |
| Choctaw County, AL | $100 | $647 | $747 | $470 | $570 | $177 |
| Stonewall, MS | $2,000 | $776 | $2,776 | $564 | $2,564 | $212 |
| Fruitdale, AL | $100 | $765 | $865 | $556 | $656 | $209 |
| Ellisville, MS | $2,000 | $976 | $2,976 | $709 | $2,709 | $267 |
| Wagarville, AL | $300 | $1,037 | $1,337 | $754 | $1,054 | $284 |
| Leroy, AL | $1,000 | $1,112 | $2,112 | $808 | $1,808 | $304 |
| Bay Springs, MS | $300 | $925 | $1,225 | $672 | $972 | $253 |
| Pennington, AL | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Home Insurance Company Waynesboro, MS | Homeowners Insurance Agency Waynesboro, MS | Address | Popularity Score | Distance from Waynesboro (miles) |
|---|---|---|---|---|
| Travelers | Advantage One Insurance Inc | 206 W Central Ave, Petal, MS, 39465 | 43.8 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street 1910 Hardy Street, Hattiesburg, MS, 39401 | 47.2 | |
| State Farm | Ted Cannon | 2 Professional Pkwy, Petal, MS, 39465-2952 | 43.5 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street, Hattiesburg, MS, 39401 | 47.3 | |
| State Farm | Dale Rayborn | 2017 Hardy St, Hattiesburg, MS, 39401-4985 | 47.4 | |
| Allstate | David Niezgoda | 103b W Holly St, Ellisville, MS, 39437 | 33.5 | |
| State Farm | Clyde Bryant | 500 Broadway Dr, Hattiesburg, MS, 39401-6325 | 47.0 | |
| Nationwide | David M. Smith | 6218 U S Hwy 49, Hattiesburg, MS, 39401-4748 | 47.5 | |
| Liberty Mutual Independent | Stewart Sneed Hewes | 16 Thompson Park, Hattiesburg, MS, 39401 | 46.4 | |
| State Farm | Howard Coon | 304b N Front St, Richton, MS, 39476 | 28.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,590 | $740 |
| Wayne County, MS | $80,100 | $809 | $560 | $1,120 | $560 |
| Waynesboro, MS | $81,300 | $816 | $590 | $1,150 | $560 |
| Quitman, MS | $95,200 | $1,067 | $780 | $1,500 | $720 |
| Sharon, MS | $88,300 | $1,020 | $700 | $1,460 | $760 |
| Choctaw County, AL | $69,000 | $654 | $460 | $900 | $440 |
| Stonewall, MS | $56,000 | $785 | $540 | $1,090 | $550 |
| Fruitdale, AL | $68,300 | $774 | $570 | $1,110 | $540 |
| Ellisville, MS | $83,600 | $988 | $660 | $1,350 | $690 |
| Wagarville, AL | $110,300 | $1,050 | $700 | $1,500 | $800 |
| Leroy, AL | $124,100 | $1,126 | $750 | $1,540 | $790 |
| Bay Springs, MS | $76,300 | $936 | $630 | $1,280 | $650 |
| Pennington, AL | $60,800 | $717 | $490 | $1,010 | $520 |