Gavop tells you how to get the best homeowners insurance in Geneva, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $163,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $117,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $182,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $809 |
| Superior Protection Discount | -$86 | $866 |
| Fire & Security Discount | -$95 | $857 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$238 | $714 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
| Home Insurance Company Geneva, NY | Homeowners Insurance Agency Geneva, NY | Address | Popularity Score | Distance from Geneva (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Crowley Insurance Agency Inc | 202 North Center St, East Syracuse, NY, 13057 | 48.3 | |
| Allstate | Gregory Lewis | 647 Pittsford Victor Rd, Pittsford, NY, 14534 | 28.6 | |
| Allstate | Jacob Sanabria | 65 E Main St, Avon, NY, 14414 | 38.7 | |
| Nationwide | Van Dyke Steve Agency Inc | 61 E Main St, Victor, NY, 14564-1301 | 23.1 | |
| Travelers | Cig Insurance Agency | 470 South Pearl St, Canandaigua, NY, 14424 | 15.3 | |
| Allstate | Christina Avery | 14 Perinton Hills Mall, Fairport, NY, 14450 | 27.4 | |
| State Farm | Mike Callan | 1555 E Henrietta Rd, Rochester, NY, 14623-3115 | 35.5 | |
| Allstate | Finger Lakes Partners Llc | 62 Reed St, Geneva, NY, 14456 | 1.1 | |
| State Farm | Lisa Cottone | 57 E South St, Geneseo, NY, 14454-1379 | 41.8 | |
| State Farm | John Manser | 2121 E Main St, Rochester, NY, 14609-7506 | 35.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Ontario County, NY | $156,500 | $636 | $430 | $900 | $470 |
| Geneva, NY | $93,700 | $952 | $660 | $1,350 | $690 |
| Seneca, NY | $138,300 | $625 | $460 | $870 | $410 |
| Romulus, NY | $99,400 | $591 | $430 | $850 | $420 |
| Galen, NY | $83,900 | $591 | $420 | $830 | $410 |
| South Bristol, NY | $230,000 | $875 | $600 | $1,250 | $650 |
| Genoa, NY | $143,000 | $632 | $450 | $870 | $420 |
| Moravia, NY | $117,300 | $601 | $400 | $820 | $420 |
| Geddes, NY | $128,300 | $943 | $640 | $1,330 | $690 |
| North Gates, NY | $115,200 | $599 | $430 | $850 | $420 |
| Fulton, NY | $78,200 | $960 | $680 | $1,330 | $650 |
| Hornby, NY | $98,900 | $591 | $400 | $820 | $420 |