How Can I Make My Coral Springs, FL Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Coral Springs, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Coral Springs, FL Home Insurance Coverage Levels | Back to Top

Coral Springs, FL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Preston Trl, Ginger Ave, Dahoon Ave, NW 69th Pl, Sutton Ct, Blue Ridge Ln, Martello Dr, Thunderbird Dr, NW 106th Dr, Harbor Inn Ct $423,500 $340,000 $400,000-$500,000 $811,000 $720,000 $600,000-$700,000
NW 77th Pl, NW 111th Manor, NW 64th Pl, NW 78th Manor, NW 66th Ln, NW 110th Ln, E Leitner Dr, Pelican Dr, Star Point Cir, NW 124th Way $465,000 $410,000 $350,000-$400,000 $454,000 $400,000 $350,000-$400,000
NW 4th Dr, Pine Island Rd, Mesa Verde, NW 89th Ln, Wyndham Lakes Blvd N, N Brandywine Dr, NW 2nd Dr, Mallards Dr, Upper Ridge Dr N, Cypress St $224,000 $190,000 $200,000-$250,000 $268,000 $240,000 $250,000-$300,000
Forest Hills Blvd, NW 77th Manor, NW 72nd Pl, NW 107th Dr, Green Turtle Pl, Mallards Ct, 115th Way, NW 85th Ln, Falls Ln, Southwind Ln $534,000 $460,000 $500,000-$600,000 $705,000 $610,000 $800,000-$900,000
Parkside Dr, NW 61st Manor, Turtle Creek Dr, Preserve St, NW 53rd Manor, Flamingo Pl, NW 104th Way, NW 48th Pl, NW 59th Pl, NW 60th Dr $389,500 $330,000 $350,000-$400,000 $561,500 $470,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Coral Springs, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$236 $1,241
Superior Protection Discount -$133 $1,345
Fire & Security Discount -$103 $1,374
Hail Resistant Roof Discount -$30 $1,448
Newly Constructed Home Discount -$369 $1,108

Choose your Coral Springs, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,295
Hail Damage $4,948
Wind Damage $6,433
Expensive Claims
Fire $43,336
Smoke $15,884

Identify Top Home Insurance Agents near Coral Springs, FL | Back to Top

Home Insurance Company Coral Springs, FL Homeowners Insurance Agency Coral Springs, FL Address Popularity Score Distance from Coral Springs (miles)
Travelers Insurance Authority Inc 8921 W Oakland Park Blvd, Sunrise, FL, 33351
7.1
Travelers Mack Insurance Group 7251 W Palmetto Park Rd Ste 206, Boca Raton, FL, 33433
8.4
Travelers M & L Insurance Agency Inc 2855 University Dr 110, Coral Springs, FL, 33065
0.7
State Farm Jack Graham 4259 W Commercial Blvd, Tamarac, FL, 33319-3305
6.6
Liberty Mutual Independent Gateway-Acentria Insurance Llc 2430 W Oakland Park Blvd, Oakland Park, FL, 33311
8.9
Travelers The Marcus Group 7797 N University Dr Ste 204, Tamarac, FL, 33321
3.6
Allstate Joseph Mchugh 6060 Sw 18th St Ste 107, Boca Raton, FL, 33433
8.6
Allstate Jose Rivero 6555 Nova Dr Ste 305a, Davie, FL, 33317
12.8
Allstate Lauster Adkins 7537 N State Road 7, Parkland, FL, 33073
5.1
Travelers Frank H Furman Inc 1314 E Atlantic Blvd Pompano Beach, Pompano Beach, FL, 33060
9.7

Compare Rates for Coral Springs, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Broward County, FL $223,400 $1,280 $1,000 $1,720 $720
Coral Springs, FL $313,500 $1,478 $1,150 $1,980 $830
Fort Lauderdale, FL $224,200 $1,284 $1,000 $1,720 $720
Aventura, FL $325,400 $1,475 $1,150 $1,980 $830
Palm Springs North, FL $296,400 $2,353 $1,840 $3,150 $1,310
Opa-locka, FL $106,400 $796 $620 $1,070 $450
Bal Harbour, FL $755,500 $893 $700 $1,200 $500
Pinewood, FL $155,400 $1,450 $1,130 $1,940 $810
Brownsville, FL $124,400 $1,242 $970 $1,660 $690
Tamiami, FL $251,900 $1,133 $880 $1,520 $640
Olympia Heights, FL $288,200 $2,303 $1,800 $3,090 $1,290
Belle Glade, FL $111,400 $820 $640 $1,100 $460

Research Home Insurance Companies Reviews in Coral Springs, FL Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: September 21, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Have been extremely satisfied with customer service. We had hail damage and the CS was very helpful and followed up well.

Date: April 08, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I chose the deductibles for my home insurance policy and very please. On a scale of 1-5 I would rate my insurance company as 4.

Date: January 27, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have only used USAA insurance for my home. I use USAA for all my banking needs including home, car and life insurance and plan to continue using their services because i am satisfied with their home insurance policy offerings.


Date: January 25, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I give USAA insurance a 5 point star rating because they have always been very helpful and quick to provide assistance at any time that we have any questions or concerns.

Date: July 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
USAA offered the lowest premium out of all of the major competitors and the local providers in my area. The premium was lower than the nearest competitor by over$400.

Date: March 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The USAA mobile app is very user-friendly and allows me to make a hassle-free claim from the app. The process is very easy and USAA handles the rest of the details.

Date: December 24, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service agents at USAA are very helpful and typically have the claim processed and pay the claim or repairs within the week.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
We have had nothing but good experiences with USAA and their communication is superior to other insurance companies that we have used in the past.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
My insurance offers coverage for dwellings, other structures, loss of use, and medical payments in the event of any catastrophe with the exception of a flood.


State Farm Home Insurance Reviews

Date: January 13, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I would say State Farm monthly payment is lower than mostly other companies from my experience from 2 other companies. After so many years the rate goes down when you keep up with payments.


Date: June 16, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
I am highly satisfied with State Farms premiums and deductible. Not only are all costs upfront and early explained, I find that they are much lower than many other companies I've encountered.

Date: December 01, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
I also cover both my cars and both my homes, one a rental. I receive a discount for having 4 accounts with them. I wish they offered per usage insurance as I only use one of the cars sparingly.


Date: October 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like the mobile app because it is easier and friendlier than ever before to me. That makes it fun to use the application as is needed and people want to give that a try.

Date: September 07, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
The website is easy to access and provides me with any and all information that I might need when I have a question.

Date: September 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
My agent is very nice and friendly. She always makes time to answer all of the questions that I have.

Date: July 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
We are covered by damage to our home from fire, accidents, natural disasters, etc. We are not covered for flooding.


Date: December 28, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
If I didn't need home insurance, I wouldn't pay for it. I don't think anyone likes paying for insurance.

Date: December 03, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I feel like we pay about average. State Farm seems to be in the middle in prices for insurance

Farmer's Insurance Home Insurance Reviews

Date: September 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our premium matches the service we receive. Although they are not the lowest in the industry, you are getting what you are paying for and that is the best service and coverage.

Date: September 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website is pretty easy to navigate. I have not used the mobile app and neither cannot comment on how well it works.

Date: September 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
It takes a long time to get a hold of someone on the phone, which I dislike. Otherwise, everything is good.

Date: August 15, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I don't like how long it takes to get a hold of someone on the phone. I have not actually had to file a claim with the company before so cannot comment on that.

Date: July 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The dwelling portion covers damages to the house such as fire damage. the liability portion covers if someone gets injured on the property.


Date: May 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium is standard for around the area I live in. I shopped around before deciding to go with this company.

Liberty Mutual Home Insurance Reviews

Date: October 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
they are always latent and capable, always seeking for helping me out, and they are fast workers

Date: September 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
it needs to be way more organized the information is there but it is really hard to navigate, at least for me

Date: September 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
they always inform me via mail or calls what's going on on everything

Date: August 31, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
health insurance, house, cars, it covers flood, hurricanes, loss of use, it covers my electronics which I use for work and also other minimum stuff


Date: November 19, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
it's a bit high but at least they always cover for my stuff and always delivers and pay

Progressive Home Insurance Reviews

Date: January 07, 2020    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I really like that Progressive home insurance covers my daughter with renter's insurance while she is away at college. It is a little extra perk that I was surprised to find out.


Date: February 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Progressive is not the cheapest insurance we could find, but we did not want to be super cheap with it. We feel paying more for a better quality service is worth it.

Allstate Home Insurance Reviews

Date: December 30, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I consider my insurance to have one of the best policy offerings in the state, as the policy offering covers a large array of incidents.


Date: July 27, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Allstate is different compared to other companies. Unlike Allstate other companies want to force unnecessary policies on you to make money. Allstate has never contacted me about other unnecessary policies.


People's Trust Insurance Home Insurance Reviews

Date: February 01, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have only had to contact People's one time regarding a claim and they were very, very helpful. The specialist was nice and answered all of my questions simply. I had never had to claim anything with home insurance, so I had a lot of questions. She made it very quick and easy for me.

Date: January 21, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
The biggest thing that impressed me about this company, other than the lower rates, is that they periodically send an inspector to check for leaks, compliance to thier standards, and that they have warehouses of supplies ready to move when disaster strikes guaranteeing their clients will be serviced faster than other companies can offer.


Assurant Specialty Property Home Insurance Reviews

Date: August 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Decent customer service. Online and mobile platforms are sub par but getting someone on the phone is pretty quick and easy

American Integrity Insurance Home Insurance Reviews

Date: November 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The policy I chose was very affordable for the amount of coverage. I don't think I have better than average coverage but I do have a less than average premium, so the money for the coverage is very good.


Horace Mann Educators Corporation Home Insurance Reviews

Date: December 20, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
My premiums are below what I have found when I compared rates a few years back. As for the deductible, that is up to me. I chose to raise the deductible in order to reduce the premium.

Kilbride Insurance Home Insurance Reviews

Date: December 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I would give them a rating of 4. I have never needed to report a claim that would have been over my deductible limit. I have been with them for 30 years and they are always able to insure my home which is almost 100 years old.

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