How Can I Make My Fort Dodge, IA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Fort Dodge, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Fort Dodge, IA Home Insurance Coverage Levels | Back to Top
| Fort Dodge, IA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 9th St, N 10th St, N 5th St, Charles St, Charmill Dr, 2nd Ave NW, S 5th St, Mary St, A St, N 31st St | $110,000 | $100,000 | $75,000-$100,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Riverside Dr, 18th St SW, N 16th St, Ave M, 1st St NW, S 16th St, Johnson Pl, 1st Ave N, Oakwood Rd, 25th Ave N | $51,500 | $40,000 | $25,000-$50,000 | $111,500 | $100,000 | $75,000-$100,000 |
| 6th Ave S, Riverside Trl, 10th Ave N, Richmill Rd, S 17th St, Soldier Creek Dr, Patterson Field Rd, Coats Dr, 7th Ave N, Loomis Park Dr | $73,000 | $70,000 | $50,000-$75,000 | $153,000 | $140,000 | $125,000-$150,000 |
| N 21st St, 27th Ave N, Commerce St, N 24th Pl, Avenue E, Liberty Ln, S 12th St, Stadium Dr, 13th Ave N, Walnut Cir | $104,500 | $90,000 | $100,000-$125,000 | $126,000 | $110,000 | $100,000-$125,000 |
| N 15th Pl, 234th Ave, Fountain Cir, Hoyt St, Scenic Dr, N 32nd St, N 8th St, Tower Dr, Madson Dr, 190th St | $121,000 | $110,000 | $125,000-$150,000 | $114,500 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Fort Dodge, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $509 |
| Superior Protection Discount | -$61 | $552 |
| Fire & Security Discount | -$68 | $546 |
| Hail Resistant Roof Discount | -$18 | $595 |
| Newly Constructed Home Discount | -$123 | $491 |
Choose your Fort Dodge, IA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Fort Dodge, IA | Back to Top
| Home Insurance Company Fort Dodge, IA | Homeowners Insurance Agency Fort Dodge, IA | Address | Popularity Score | Distance from Fort Dodge (miles) |
|---|---|---|---|---|
| Travelers | 1st Choice Insurance Llc | 304 S Ave, Iowa Falls, IA, 50126 | 47.4 | |
| State Farm | Jerry Goebel | 1209 Superior St, Webster City, IA, 50595-2316 | 18.6 | |
| State Farm | Jeff Haupts | 116 N 15th St, Fort Dodge, IA, 50501-4212 | 0.2 | |
| State Farm | Mitch Lunn | 616 N 15th St, Fort Dodge, IA, 50501-3322 | 0.2 | |
| State Farm | Tracy Wetter | 216 N Main Street, Pocahontas, IA, 50574 | 29.6 | |
| State Farm | Doug Wigert | 816 Story St, Boone, IA, 50036-2711 | 34.3 | |
| State Farm | Mark Doyle | 2701 Stange Rd., Ames, IA, 50010-3959 | 41.9 | |
| Travelers | First Gabrielson Agency | 113 River Ave N, Belmond, IA, 50421 | 36.7 | |
| Travelers | Kingsgate Insurance Center Inc | 114 N 25th St, Fort Dodge, IA, 50501 | 0.6 | |
| Farmers | Jay Lindahl Cic | 1026 8th St, Boone, IA, 50036 | 34.4 |
Compare Rates for Fort Dodge, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,190 | $630 |
| Webster County, IA | $95,300 | $660 | $470 | $900 | $430 |
| Fort Dodge, IA | $90,500 | $614 | $450 | $870 | $420 |
| Manson, IA | $85,400 | $638 | $430 | $890 | $460 |
| Rockwell City, IA | $65,500 | $543 | $370 | $750 | $380 |
| Yell, IA | $105,100 | $719 | $480 | $990 | $510 |
| Gilbert, IA | $187,800 | $956 | $640 | $1,360 | $720 |
| Alden, IA | $83,800 | $631 | $450 | $900 | $450 |
| Glidden, IA | $100,400 | $701 | $510 | $970 | $460 |
| Fern Valley, IA | $209,600 | $999 | $680 | $1,390 | $710 |
| Boyer Valley, IA | $80,500 | $616 | $440 | $880 | $440 |
Research Home Insurance Companies Reviews in Fort Dodge, IA Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: December 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
This company has been a blessing to our family. Every time there is a problem, they are fast to fix the situation. This has been the best experience with an insurance company i have ever had. Friendly helpful people can really make a difference.
Liberty Mutual Home Insurance Reviews
Date: November 02, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
My interactions with customer service have always been good. Generally, my issues are resolved while i m on the phone and I am not forced to track the resolution on an issue.
State Farm Home Insurance Reviews
Date: February 28, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I think I have a $500 deductible, which is good. However, the premiums are very high. Every time I decide to check another insurance company, their rates are even higher. So I stick with State Farm.