Gavop shows you how to buy homeowners insurance in Wright County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Wright County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Davis Ave, N Main St, 10th St SW, SW 2nd St, 10th St SE, Heginger Dr, 8th St SW, Chestnut St, S Garfield Ave, 5th Ave SW | $90,500 | $80,000 | $75,000-$100,000 | $74,000 | $60,000 | $50,000-$75,000 |
| 2nd St NW, Magloire St, S Lucas Ave, SW 3rd St, Pritchett Ave, Co Rd C62, Ida Ave, 205th St, 100th St, 175th St | $112,000 | $90,000 | $100,000-$125,000 | $60,500 | $50,000 | $50,000-$75,000 |
| River Ave S, 112th St, Wright Ave, 140th St, 4th Ave SE, 8th Ave SW, 1st St NE, Greene Ave, Davis Ave, 4th Ave SW | $85,500 | $80,000 | $50,000-$75,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Emerson Ave, Wizard Rd, 7th Ave SW, Quincy Ave, Elm Lake Dr, 4th St, S Locus St, 275th St, Calhoun Ave, County Line Rd | $142,000 | $120,000 | $125,000-$150,000 | $85,500 | $80,000 | $50,000-$75,000 |
| 143rd St, Wright Ave, Co Rd R45, SW 5th St, Franklin Ave, Co Rd R70, Washington Ave, 10th St NE, W Boone St, 3 Ave SE | $159,500 | $140,000 | $125,000-$150,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $701 |
| Superior Protection Discount | -$81 | $733 |
| Fire & Security Discount | -$81 | $733 |
| Hail Resistant Roof Discount | -$16 | $798 |
| Newly Constructed Home Discount | -$187 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wright County | $2,000 | $805 | $2,805 | $585 | $2,585 | $220 |
| Wright County, IA | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Goldfield, IA | $500 | $525 | $1,025 | $381 | $881 | $143 |
| Rowan, IA | $1,000 | $329 | $1,329 | $239 | $1,239 | $90 |
| Alden, IA | $500 | $623 | $1,123 | $453 | $953 | $170 |
| Iowa Falls, IA | $400 | $598 | $998 | $435 | $835 | $163 |
| Bode, IA | $700 | $477 | $1,177 | $347 | $1,047 | $130 |
| Irvington, IA | $500 | $671 | $1,171 | $488 | $988 | $183 |
| Steamboat Rock, IA | $2,000 | $538 | $2,538 | $391 | $2,391 | $147 |
| Knierim, IA | $300 | $426 | $726 | $309 | $609 | $116 |
| Parkersburg, IA | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Home Insurance Company Wright County, IA | Homeowners Insurance Agency Wright County, IA | Address | Popularity Score | Distance from Wright County (miles) |
|---|---|---|---|---|
| Travelers | 1st Choice Insurance Llc | 304 S Ave, Iowa Falls, IA, 50126 | 28.9 | |
| Travelers | First Gabrielson Agency | 113-115 River Ave N, Belmond, IA, 50421 | 9.9 | |
| Travelers | Triplett Companies | 323 Fifth St, Ames, IA, 50010 | 49.2 | |
| State Farm | Jerry Goebel | 1209 Superior St, Webster City, IA, 50595-2316 | 18.9 | |
| State Farm | Tim Ihlenfeldt | 502 S Jersey Ave, Mason City, IA, 50401-4022 | 39.5 | |
| State Farm | Tim Walker | 2005 Washington Ave, Iowa Falls, IA, 50126-1648 | 27.4 | |
| State Farm | Holly Narber | 114 1st Street Sw, Clarion, IA, 50525-1406 | 0.1 | |
| State Farm | Meg Dobson | 515 Grand Avenue, Ames, IA, 50010-6061 | 49.1 | |
| State Farm | Doug Wigert | 816 Story St, Boone, IA, 50036-2711 | 46.7 | |
| Travelers | First Gabrielson Agency | 113 River Ave N, Belmond, IA, 50421 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,170 | $560 |
| Wright County, IA | $79,200 | $815 | $590 | $1,130 | $540 |
| Wright County, IA | $79,200 | $815 | $580 | $1,130 | $550 |
| Goldfield, IA | $63,100 | $531 | $370 | $750 | $380 |
| Rowan, IA | $29,100 | $333 | $240 | $470 | $230 |
| Alden, IA | $83,800 | $631 | $450 | $900 | $450 |
| Iowa Falls, IA | $88,300 | $605 | $410 | $840 | $430 |
| Bode, IA | $54,200 | $483 | $350 | $660 | $310 |
| Irvington, IA | $95,000 | $679 | $450 | $960 | $510 |
| Steamboat Rock, IA | $65,800 | $545 | $370 | $750 | $380 |
| Knierim, IA | $45,000 | $431 | $300 | $590 | $290 |
| Parkersburg, IA | $139,000 | $834 | $570 | $1,190 | $620 |