Gavop tells you how to get the best homeowners insurance in Salem, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Salem, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Delaware St, Sears Rd, N Colorado St, Tremont Rd, Arch St, Hawthorn Rd, Monroe St, Lynchburg Tpke, Keesling Ave NW, 2nd St | $156,000 | $140,000 | $150,000-$175,000 | $103,500 | $80,000 | $100,000-$125,000 |
| Commerce St, Mill Ln, Broome St, S Broad St, Links View Dr, Deacon St, Freeman Ln, Woods Hill, Bland St, Short St | $186,000 | $160,000 | $200,000-$250,000 | $134,000 | $110,000 | $100,000-$125,000 |
| Penley Blvd, Medford Rd, S Bruffey St, Walnut St, Manchester Dr, Freedman Ln, Fairview Ave, S Electric Rd, Fairway Forest Dr, Hill Ave | $142,500 | $130,000 | $125,000-$150,000 | $134,500 | $110,000 | $150,000-$175,000 |
| Walker Ln, McClung St, Stevens St SW, Kessler Mill Rd, Chamberlain Ln, Morwanda St NW, Watts St, Sunset Rd, Thompson Memorial Hwy, Harrison Ave | $225,000 | $180,000 | $175,000-$200,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Wildwood Rd, Deep Dell Rd, Heatherwood Ln, Fisher Ave, Brad Ct, Gardner Dr, Richards Ln, Stonegate Ct, Murrell Ave, State Rte 419 | $245,000 | $200,000 | $250,000-$300,000 | $142,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $555 |
| Superior Protection Discount | -$68 | $616 |
| Fire & Security Discount | -$62 | $623 |
| Hail Resistant Roof Discount | -$21 | $664 |
| Newly Constructed Home Discount | -$178 | $507 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Salem | $2,000 | $676 | $2,676 | $492 | $2,492 | $185 |
| Locust Grove, VA | $300 | $648 | $948 | $471 | $771 | $177 |
| Stanleytown, VA | $2,000 | $594 | $2,594 | $432 | $2,432 | $162 |
| Burks Fork, VA | $100 | $708 | $808 | $515 | $615 | $194 |
| Clifton Forge East, VA | $1,500 | $639 | $2,139 | $465 | $1,965 | $175 |
| Massie, VA | $1,000 | $648 | $1,648 | $471 | $1,471 | $177 |
| Sharon, VA | $100 | $557 | $657 | $405 | $505 | $152 |
| Mayo River, VA | $1,000 | $554 | $1,554 | $403 | $1,403 | $151 |
| Robinson, VA | $300 | $916 | $1,216 | $666 | $966 | $250 |
| Home Insurance Company Salem, VA | Homeowners Insurance Agency Salem, VA | Address | Popularity Score | Distance from Salem (miles) |
|---|---|---|---|---|
| Allstate | Albert Vargas | 19423 Forest Rd, Lynchburg, VA, 24502 | 45.9 | |
| Liberty Mutual Independent | Capital Insurance & Bonding Services Co | 401 Campbell Ave Ste 303, Roanoke, VA, 24016 | 5.9 | |
| Travelers | Craighead-Zimmerman & Associates Inc | 27 East Clay Street, Salem, VA, 24153 | 0.6 | |
| Allstate | Bernadette Kincheloe | 4664 Brambleton Ave, Roanoke, VA, 24018 | 5.1 | |
| Allstate | Carrie Mattox | 3622 Old Forest Rd Ste A, Lynchburg, VA, 24501 | 46.9 | |
| Nationwide | Cothran Insurance | 423 Laxton Rd, Lynchburg, VA, 24502 | 45.1 | |
| Nationwide | Mitchell Agency Inc The | 4712 Brambleton Ave, Roanoke, VA, 24018-3403 | 5.1 | |
| Liberty Mutual Independent | Trustpoint Insurance | 120 Roanoke Blvd, Salem, VA, 24153 | 0.4 | |
| State Farm | Ryan Wheeling | 25184 Virgil H Goode Hwy, Boones Mill, VA, 24065-4346 | 12.8 | |
| Farmers | Alli Malus | 1611 E Main St, Salem, VA, 24153 | 1.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,350 | $660 |
| Salem, VA | $174,000 | $685 | $490 | $980 | $490 |
| Locust Grove, VA | $123,200 | $656 | $450 | $930 | $480 |
| Stanleytown, VA | $110,300 | $601 | $410 | $860 | $450 |
| Burks Fork, VA | $139,800 | $717 | $490 | $1,030 | $540 |
| Clifton Forge East, VA | $121,000 | $647 | $430 | $900 | $470 |
| Massie, VA | $160,800 | $656 | $470 | $900 | $430 |
| Sharon, VA | $102,200 | $564 | $380 | $800 | $420 |
| Mayo River, VA | $101,700 | $561 | $410 | $780 | $370 |
| Robinson, VA | $93,100 | $928 | $640 | $1,280 | $640 |