How Can I Make My Yuba City, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Yuba City, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Yuba City, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $188,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $171,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $189,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $535,500 | $460,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Yuba City, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $557 |
| Superior Protection Discount | -$68 | $611 |
| Fire & Security Discount | -$48 | $631 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$156 | $523 |
Choose the Right Deductible for your Yuba City, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sutter County | $2,000 | $668 | $2,668 | $485 | $2,485 | $183 |
| Yuba City, CA | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| Rio Oso, CA | $200 | $945 | $1,145 | $686 | $886 | $258 |
| East Colusa, CA | $1,000 | $686 | $1,686 | $498 | $1,498 | $187 |
| Robbins, CA | $500 | $626 | $1,126 | $455 | $955 | $171 |
| Lincoln, CA | $2,500 | $1,054 | $3,554 | $766 | $3,266 | $288 |
| Biggs, CA | $400 | $638 | $1,038 | $464 | $864 | $174 |
| Esparto, CA | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
| Foothill Farms, CA | $200 | $600 | $800 | $436 | $636 | $164 |
| North Highlands, CA | $2,000 | $1,343 | $3,343 | $976 | $2,976 | $367 |
| Mather, CA | $500 | $808 | $1,308 | $587 | $1,087 | $221 |
| Concow, CA | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
Identify Top Home Insurance Agents near Yuba City, CA | Back to Top
| Home Insurance Company Yuba City, CA | Homeowners Insurance Agency Yuba City, CA | Address | Popularity Score | Distance from Yuba City (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Bader | 973 Plsnt Grv Blvd Ste 130, Roseville, CA, 95678-6144 | 30.8 | |
| Farmers | David Bolce | 801 Riverside Ave Ste 206, Roseville, CA, 95678 | 33.3 | |
| Liberty Mutual Independent | Warren G Bender Co | 516 Gibson Dr Ste 240, Roseville, CA, 95678 | 31.3 | |
| Farmers | John Lee | 650 Howe Ave Ste 1030, Sacramento, CA, 95825 | 39.9 | |
| Farmers | Warren Jackson | 621 B St Ste B, Marysville, CA, 95901 | 3.5 | |
| Travelers | Seeley Insurance Services | 10988 Combie Rd Suite 101, Auburn, CA, 95602 | 31.2 | |
| Farmers | Kimberly Miles | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 41.1 | |
| Travelers | Eugene C Yates Insurance Agency | 2021 P St, Sacramento, CA, 95811 | 39.4 | |
| State Farm | Eric Bader | 317 Court St, Woodland, CA, 95695-3982 | 31.6 | |
| State Farm | Saul Hernandez | 9100 Fair Oaks Blvd Ste A, Fair Oaks, CA, 95628-6814 | 38.9 |
Compare Rates for Yuba City, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sutter County, CA | $234,500 | $676 | $500 | $920 | $420 |
| Yuba City, CA | $237,100 | $679 | $500 | $920 | $420 |
| Rio Oso, CA | $361,100 | $956 | $710 | $1,300 | $590 |
| East Colusa, CA | $232,700 | $694 | $510 | $940 | $430 |
| Robbins, CA | $186,300 | $634 | $470 | $860 | $390 |
| Lincoln, CA | $413,300 | $1,067 | $790 | $1,450 | $660 |
| Biggs, CA | $196,000 | $646 | $480 | $880 | $400 |
| Esparto, CA | $242,900 | $709 | $520 | $960 | $440 |
| Foothill Farms, CA | $201,200 | $607 | $450 | $830 | $380 |
| North Highlands, CA | $168,300 | $1,359 | $1,010 | $1,850 | $840 |
| Mather, CA | $306,900 | $818 | $610 | $1,110 | $500 |
| Concow, CA | $202,600 | $655 | $480 | $890 | $410 |
Research Home Insurance Companies Reviews in Yuba City, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 12, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible of the home policy insurance with state farm is kinda high compared to others. However, if you have a different policy with them they will offer you a discount in price.
Travelers Home Insurance Reviews
Date: January 01, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
The policy became the very much offering for people and insurance providers and completley satisfied the policy
Amica Mutual Insurance Home Insurance Reviews
Date: May 26, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
Amica Mutual earned the top spot on our list of best homeowners insurance based on their performance in J.D. Power’s 2018 U.S. Home Insurance Study.
Nationwide Home Insurance Reviews
Date: October 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Nationwide has been fairly responsive and up-front relative to our insurance needs. We've only made 1 claim when we had hail damage to our roof but they took care of our situation fairly well.