Gavop shows you how to buy homeowners insurance in Meadow Lake, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
2 Bedroom | $89,000 | $80,000 | $75,000-$100,000 |
3 Bedroom | $69,000 | $60,000 | $50,000-$75,000 |
4 Bedroom | $144,500 | $130,000 | $125,000-$150,000 |
5 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$96 | $502 |
Superior Protection Discount | -$54 | $544 |
Fire & Security Discount | -$48 | $550 |
Hail Resistant Roof Discount | -$18 | $580 |
Newly Constructed Home Discount | -$167 | $431 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Valencia County | $1,000 | $775 | $1,775 | $563 | $1,563 | $212 |
Meadow Lake, NM | $1,000 | $591 | $1,591 | $429 | $1,429 | $161 |
Bosque Farms, NM | $100 | $905 | $1,005 | $658 | $758 | $247 |
Isleta Village Proper, NM | $700 | $680 | $1,380 | $494 | $1,194 | $186 |
Sausal, NM | $400 | $815 | $1,215 | $592 | $992 | $223 |
Ponderosa Pine, NM | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
Cedro, NM | $100 | $984 | $1,084 | $715 | $815 | $269 |
North Valley, NM | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
Sandia Park, NM | $400 | $1,014 | $1,414 | $737 | $1,137 | $277 |
Alamillo, NM | $1,000 | $708 | $1,708 | $515 | $1,515 | $194 |
Lemitar, NM | $500 | $845 | $1,345 | $614 | $1,114 | $231 |
Home Insurance Company Meadow Lake, NM | Homeowners Insurance Agency Meadow Lake, NM | Address | Popularity Score | Distance from Meadow Lake (miles) |
---|---|---|---|---|
Travelers | Blue Star Insurance | 424 Becker Ave, Belen, NM, 87002 | 15.1 | |
State Farm | Bob Strilich | 6751 Academy Rd Ne Ste A, Albuquerque, NM, 87109-3376 | 23.6 | |
State Farm | Jerry Jaramillo | 3459 State Hwy 47, Los Lunas, NM, 87031-8286 | 7.3 | |
State Farm | Stephanie Valdez | 5921 Lomas Blvd Ne Suite A, Albuquerque, NM, 87110-6565 | 19.6 | |
Farmers | Amy Slater | 100 San Felipe St Nw, Albuquerque, NM, 87104 | 20.8 | |
Farmers | Fernando Cazares | 959 Hwy 314 Sw Ste B, Los Lunas, NM, 87031 | 9.5 | |
Farmers | Amanda Vigil | 400 Main St Nw, Los Lunas, NM, 87031 | 9.5 | |
State Farm | Ron Pino | 4250 Coors Blvd Sw Ste A, Albuquerque, NM, 87121-5500 | 16.7 | |
Farmers | Angela Villar | 4601 Paradise Blvd Nw Ste J-110, Albuquerque, NM, 87114 | 26.9 | |
Allstate | Martin Baca | 2424 Main St Ne, Los Lunas, NM, 87031 | 7.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
New Mexico | $163,900 | $870 | $630 | $1,230 | $600 |
Valencia County, NM | $133,100 | $785 | $570 | $1,120 | $550 |
Meadow Lake, NM | $64,500 | $598 | $440 | $860 | $420 |
Bosque Farms, NM | $189,100 | $916 | $650 | $1,260 | $610 |
Isleta Village Proper, NM | $80,800 | $688 | $500 | $970 | $470 |
Sausal, NM | $141,000 | $825 | $560 | $1,130 | $570 |
Ponderosa Pine, NM | $228,400 | $986 | $710 | $1,360 | $650 |
Cedro, NM | $233,700 | $996 | $670 | $1,420 | $750 |
North Valley, NM | $214,100 | $960 | $660 | $1,360 | $700 |
Sandia Park, NM | $250,000 | $1,026 | $710 | $1,450 | $740 |
Alamillo, NM | $92,100 | $717 | $520 | $990 | $470 |
Lemitar, NM | $156,000 | $855 | $620 | $1,210 | $590 |