Gavop's guide to buying homeowners insurance in Front Royal, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Front Royal, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Larkin Ridge Rd, Sagar Dr, State Rte 682, State St, Cannon St, James St, View Dr, State Rte 621, E Stonewall Dr, Lexie Ln | $173,000 | $150,000 | $150,000-$175,000 | $124,000 | $120,000 | $125,000-$150,000 |
| Cemetery Rd, Cable St, Red Hawk Rd, Riverview Shores Dr, Martin Rd, Belair Ave, North St, Reliance Woods Ln, Bradford Dr, Headquarter Ln | $296,500 | $260,000 | $300,000-$350,000 | $141,000 | $130,000 | $100,000-$125,000 |
| State Rte 601, Lee St, Coe Dr, Mandys Way, First Eagle Ct, Stiles Dr, Windy Ridge Rd, Donald Dr, Bennys Beach Rd, John Marshall Hwy | $201,000 | $170,000 | $175,000-$200,000 | $133,000 | $110,000 | $100,000-$125,000 |
| Crooked Run Rd, Osprey Ln, Cedar Crossing Ln, Jackson Pl, Thomas Dr, N Lake Ave, State Rte 624, Woods Way, S Lake Ave, Kerfoot Ave | $361,500 | $300,000 | $300,000-$350,000 | $194,000 | $160,000 | $175,000-$200,000 |
| State Rte 612, Pine Shores Dr, McCoys Ford Rd, Shenendoah Heights Rd, Harmony Orchard Rd, Meadow Ln, Bedford Dr, S River Rd, Nelson Rd, Reliance Ln | $329,500 | $290,000 | $300,000-$350,000 | $195,500 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $619 |
| Superior Protection Discount | -$65 | $655 |
| Fire & Security Discount | -$72 | $648 |
| Hail Resistant Roof Discount | -$14 | $705 |
| Newly Constructed Home Discount | -$158 | $562 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $2,000 | $873 | $2,873 | $634 | $2,634 | $238 |
| Front Royal, VA | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
| Warren County, VA | $100 | $873 | $973 | $634 | $734 | $238 |
| Shawneeland, VA | $2,000 | $757 | $2,757 | $550 | $2,550 | $207 |
| Shenandoah Retreat, VA | $400 | $896 | $1,296 | $651 | $1,051 | $245 |
| Fauquier County, VA | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| Warrenton, VA | $400 | $846 | $1,246 | $615 | $1,015 | $231 |
| Nokesville, VA | $700 | $1,285 | $1,985 | $934 | $1,634 | $351 |
| Garretts Mill, MD | $200 | $871 | $1,071 | $633 | $833 | $238 |
| Yorkshire, VA | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Greenbriar, VA | $400 | $1,028 | $1,428 | $747 | $1,147 | $281 |
| Independent Hill, VA | $700 | $1,038 | $1,738 | $754 | $1,454 | $284 |
| Home Insurance Company Front Royal, VA | Homeowners Insurance Agency Front Royal, VA | Address | Popularity Score | Distance from Front Royal (miles) |
|---|---|---|---|---|
| Allstate | Scott A. Bresnahan | 22621 Amendola Ter Ste 165, Ashburn, VA, 20148 | 37.0 | |
| Farmers | Vishal Erry | 3939 University Dr Ste C, Fairfax, VA, 22030 | 47.8 | |
| Erie | Acl Insurance | 4311 Ridgewood Center Drive, Woodbridge, VA, 22192 | 48.9 | |
| Travelers | Blue Ridge Insurance & Title Agency | 110 S Church St, Berryville, VA, 22611 | 19.0 | |
| Liberty Mutual Independent | Brown & Brown Insurance Agency | 11220 Assett Loop Ste 304 , Manassas, VA, 20109 | 37.3 | |
| Allstate | Stace Rader | 128 S Cameron St, Winchester, VA, 22601 | 17.8 | |
| State Farm | Ali Syed | 3913 Old Lee Highway Suite 32-B, Fairfax, VA, 22030-2429 | 47.9 | |
| Allstate | Kamini Narang | 3921 Old Lee Hwy Ste 72a, Fairfax, VA, 22030 | 47.9 | |
| State Farm | Mary Russell | 11230 Waples Mill Rd Ste 116, Fairfax, VA, 22030-6087 | 46.1 | |
| State Farm | Bill Powers | 135 N Royal Ave, Front Royal, VA, 22630-2663 | 0.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,300 | $620 |
| Warren County, VA | $231,000 | $883 | $590 | $1,220 | $630 |
| Front Royal, VA | $193,100 | $720 | $480 | $1,020 | $540 |
| Warren County, VA | $231,000 | $883 | $600 | $1,250 | $650 |
| Shawneeland, VA | $155,500 | $766 | $550 | $1,060 | $510 |
| Shenandoah Retreat, VA | $221,800 | $907 | $620 | $1,300 | $680 |
| Fauquier County, VA | $370,000 | $1,038 | $720 | $1,440 | $720 |
| Warrenton, VA | $312,400 | $856 | $570 | $1,220 | $650 |
| Nokesville, VA | $430,700 | $1,301 | $900 | $1,810 | $910 |
| Garretts Mill, MD | $238,200 | $882 | $700 | $1,110 | $410 |
| Yorkshire, VA | $267,100 | $811 | $550 | $1,150 | $600 |
| Greenbriar, VA | $465,000 | $1,040 | $720 | $1,490 | $770 |
| Independent Hill, VA | $467,700 | $1,051 | $750 | $1,440 | $690 |