Gavop's guide to buying homeowners insurance in Greenville, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $172,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $156,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $348,000 | $310,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $535 |
| Superior Protection Discount | -$65 | $587 |
| Fire & Security Discount | -$59 | $593 |
| Hail Resistant Roof Discount | -$20 | $632 |
| Newly Constructed Home Discount | -$163 | $489 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,440 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
| Home Insurance Company Greenville, MI | Homeowners Insurance Agency Greenville, MI | Address | Popularity Score | Distance from Greenville (miles) |
|---|---|---|---|---|
| Farmers | Sara Esiline | 211 Maple St, Big Rapids, MI, 49307 | 37.6 | |
| State Farm | Jim Hanlin | 806 Coolidge Rd, East Lansing, MI, 48823-2413 | 48.6 | |
| Farmers | Scott Bates | 3140 Division Ave Sw, Grandville, MI, 49418 | 32.1 | |
| State Farm | Michael Heck | 923 Franklin Avenue, Grand Haven, MI, 49417-3600 | 49.6 | |
| State Farm | Sterling Massey | 5384 Division Ave S, Kentwood, MI, 49548-5631 | 30.0 | |
| Allstate | Mark Noffsinger | 5843 Harvey St, Norton Shores, MI, 49444 | 48.2 | |
| Travelers | Carr Agency Inc | 115 W Main St, Ionia, MI, 48846 | 16.7 | |
| State Farm | Darrean Dunn | 1824 S Pennsylvania Ave Ste B, Lansing, MI, 48910-1891 | 48.6 | |
| Allstate | Corey Gouin | 7493 Cottonwood Dr, Jenison, MI, 49428 | 33.2 | |
| State Farm | Dan Kasischke | 735 W Lake Lansing Road, East Lansing, MI, 48823-8533 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Montcalm County, MI | $101,000 | $700 | $480 | $1,000 | $520 |
| Greenville, MI | $88,500 | $652 | $440 | $890 | $450 |
| Montcalm County, MI | $101,000 | $700 | $480 | $970 | $490 |
| Nelson, MI | $139,500 | $780 | $520 | $1,120 | $600 |
| Northview, MI | $153,600 | $670 | $450 | $930 | $480 |
| Casnovia, MI | $119,500 | $751 | $510 | $1,030 | $520 |
| Mecosta County, MI | $114,700 | $722 | $510 | $1,020 | $510 |
| Everett, MI | $87,100 | $699 | $470 | $990 | $520 |
| Elsie, MI | $87,800 | $700 | $510 | $990 | $480 |
| Gilmore, MI | $109,100 | $735 | $500 | $1,010 | $510 |
| Lansing, MI | $77,100 | $660 | $470 | $910 | $440 |
| Assyria, MI | $158,500 | $805 | $590 | $1,140 | $550 |