How Can I Make My Nicholas County, WV Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Nicholas County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Nicholas County, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $33,500 $30,000 $25,000-$50,000
2 Bedroom $83,500 $80,000 $75,000-$100,000
3 Bedroom $89,500 $80,000 $75,000-$100,000
4 Bedroom $150,500 $120,000 $150,000-$175,000
5 Bedroom $201,000 $170,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Nicholas County, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$114 $486
Superior Protection Discount -$60 $540
Fire & Security Discount -$60 $540
Hail Resistant Roof Discount -$12 $588
Newly Constructed Home Discount -$144 $456

Choose the Right Deductible for your Nicholas County, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Nicholas County $700 $593 $1,293 $431 $1,131 $162
Nicholas County, WV $700 $593 $1,293 $431 $1,131 $162
Cowen, WV $500 $484 $984 $352 $852 $132
Hico, WV $2,000 $672 $2,672 $488 $2,488 $184
Fayetteville, WV $300 $821 $1,121 $597 $897 $224
Flatwoods, WV $2,500 $581 $3,081 $422 $2,922 $159
Handley, WV $300 $502 $802 $365 $665 $137
New River, WV $1,000 $542 $1,542 $394 $1,394 $148
Lewisburg, WV $200 $963 $1,163 $700 $900 $263
Huntersville, WV $2,000 $792 $2,792 $576 $2,576 $217
Charleston, WV $200 $794 $994 $577 $777 $217

Identify Top Home Insurance Agents near Nicholas County, WV | Back to Top

Home Insurance Company Nicholas County, WV Homeowners Insurance Agency Nicholas County, WV Address Popularity Score Distance from Nicholas County (miles)
State Farm Chris Hall 237 Gateway Blvd, Lewisburg, WV, 24901-1175
38.6
State Farm Dean Jeffries 85 Credes Lndg, Elkview, WV, 25071-8168
39.5
State Farm Dan Ritchey 1 Cherry River Plz, Richwood, WV, 26261-1372
15.4
State Farm Jerry Givens 1 Carter Ln, Summersville, WV, 26651-1459
2.9
State Farm Timothy Hopkins 2279 Main Street, Clay, WV, 25043-7001
19.7
State Farm Matt Morris 5 Main Street, Clendenin, WV, 25045
32.9
Allstate Kimberly Parker Francisco 4626 Pennsylvania Ave, Charleston, WV, 25302
40.9
Allstate David Kline 424 Maccorkle Ave Sw, South Charleston, WV, 25303
48.9
State Farm Rod Wightman 1035 Arbuckle Rd, Summersville, WV, 26651
2.7
Erie Shafer Insurance Associates Llc 508 D Main Street, Summersville, WV, 26651
2.9

Compare Rates for Nicholas County, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $490 $990 $500
Nicholas County, WV $88,900 $600 $430 $830 $400
Nicholas County, WV $88,900 $600 $410 $820 $410
Cowen, WV $51,000 $490 $340 $700 $360
Hico, WV $98,900 $680 $460 $950 $490
Fayetteville, WV $150,500 $831 $610 $1,160 $550
Flatwoods, WV $74,000 $588 $430 $830 $400
Handley, WV $55,000 $508 $350 $730 $380
New River, WV $64,600 $549 $390 $760 $370
Lewisburg, WV $215,400 $975 $660 $1,340 $680
Huntersville, WV $139,200 $802 $540 $1,110 $570
Charleston, WV $149,800 $804 $550 $1,150 $600