Gavop's guide to buying homeowners insurance in Raeford, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $96,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $139,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $286,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $329,500 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $534 |
| Superior Protection Discount | -$63 | $565 |
| Fire & Security Discount | -$63 | $565 |
| Hail Resistant Roof Discount | -$19 | $609 |
| Newly Constructed Home Discount | -$144 | $483 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hoke County | $700 | $768 | $1,468 | $558 | $1,258 | $210 |
| Raeford, NC | $700 | $620 | $1,320 | $451 | $1,151 | $169 |
| Silver City, NC | $500 | $517 | $1,017 | $376 | $876 | $141 |
| Carvers Creek, NC | $2,500 | $762 | $3,262 | $554 | $3,054 | $208 |
| Cedar Creek, NC | $400 | $620 | $1,020 | $451 | $851 | $169 |
| Mineral Springs, NC | $700 | $498 | $1,198 | $362 | $1,062 | $136 |
| East Howellsville, NC | $100 | $521 | $621 | $378 | $478 | $142 |
| Lillington, NC | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Boardman, NC | $300 | $477 | $777 | $347 | $647 | $130 |
| Middle Creek, NC | $200 | $781 | $981 | $568 | $768 | $213 |
| Chatham County, NC | $2,000 | $1,084 | $3,084 | $788 | $2,788 | $296 |
| Home Insurance Company Raeford, NC | Homeowners Insurance Agency Raeford, NC | Address | Popularity Score | Distance from Raeford (miles) |
|---|---|---|---|---|
| Erie | Harris & Company | 110 S Moore Street, Sanford, NC, 27330 | 33.2 | |
| State Farm | Jaime Shannon | 4011 Sycamore Dairy Rd Ste 107, Fayetteville, NC, 28303-3656 | 16.1 | |
| Travelers | Aa Affordable Insurance | 1150 Old Us Hwy 1 S Ste 1a, Southern Pines, NC, 28387 | 15.3 | |
| Erie | Peterson Insurance Associates Inc. | 358 Raleigh Street Suite 101, Holly Springs, NC, 27540 | 49.9 | |
| Liberty Mutual Independent | Southeastern Insurance Service Llc | 214 Fairway Dr, Fayetteville, NC, 28305 | 17.7 | |
| State Farm | John Owen | 2020 Club Pond Rd, Raeford, NC, 28376-4000 | 3.0 | |
| State Farm | Brett Herrmann | 2323 Bragg Blvd, Fayetteville, NC, 28303-4255 | 18.0 | |
| Allstate | Sandy Scott | 100 Westlake Rd Ste 103, Fayetteville, NC, 28314 | 14.9 | |
| Nationwide | Michael L. Warren | 1909 Bragg Blvd. Ste 102a, Fayetteville, NC, 28303-4350 | 18.4 | |
| Nationwide | William E. Johnson Jr. | 1817 Lee Avenue Ext, Sanford, NC, 27330-8486 | 32.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Hoke County, NC | $137,700 | $777 | $570 | $1,100 | $530 |
| Raeford, NC | $110,200 | $628 | $420 | $890 | $470 |
| Silver City, NC | $81,800 | $523 | $350 | $740 | $390 |
| Carvers Creek, NC | $167,500 | $771 | $560 | $1,060 | $500 |
| Cedar Creek, NC | $110,100 | $628 | $450 | $890 | $440 |
| Mineral Springs, NC | $78,600 | $504 | $340 | $720 | $380 |
| East Howellsville, NC | $82,500 | $527 | $360 | $750 | $390 |
| Lillington, NC | $125,100 | $694 | $510 | $960 | $450 |
| Boardman, NC | $75,000 | $483 | $340 | $680 | $340 |
| Middle Creek, NC | $227,900 | $791 | $550 | $1,100 | $550 |
| Chatham County, NC | $251,600 | $1,097 | $760 | $1,510 | $750 |