Gavop's guide to buying homeowners insurance in Catawba, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $108,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $191,500 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $269,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $159,000 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $596 |
| Superior Protection Discount | -$64 | $645 |
| Fire & Security Discount | -$78 | $631 |
| Hail Resistant Roof Discount | -$21 | $688 |
| Newly Constructed Home Discount | -$199 | $510 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Catawba, VA | Homeowners Insurance Agency Catawba, VA | Address | Popularity Score | Distance from Catawba (miles) |
|---|---|---|---|---|
| Nationwide | Beveridge & Associates | 2350 Electric Rd, Roanoke, VA, 24018-2309 | 7.6 | |
| Erie | Bill Meador Insurance Agency | 2896 Northview Drive Sw, Roanoke, VA, 24015 | 8.3 | |
| Liberty Mutual Independent | Marsh & Mclennan Agency Llc | 1 S Jefferson St, Roanoke, VA, 24011 | 11.0 | |
| Nationwide | Ryan Harris Insurance And Financial Services Inc | 603 Apperson Dr, Salem, VA, 24153-7022 | 5.5 | |
| Liberty Mutual Independent | Chas Lunsford Sons & Assoc | 16 E Church Ave, Roanoke, VA, 24011 | 11.0 | |
| Allstate | Jason Hamby | 221 Electric Rd, Salem, VA, 24153 | 6.0 | |
| Nationwide | Mitchell Agency Inc The | 4712 Brambleton Ave, Roanoke, VA, 24018-3403 | 9.1 | |
| Travelers | Holdren Eubank & Stanley | 158 W Main St, Bedford, VA, 24523 | 33.5 | |
| Allstate | William Gillespie | 119 W Lee Ave, Vinton, VA, 24179 | 13.1 | |
| Nationwide | Wm Adkins Agency Inc | 3565 Electric Rd Ste G, Roanoke, VA, 24018-4449 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,300 | $640 |
| Roanoke County, VA | $192,100 | $829 | $560 | $1,140 | $580 |
| Catawba, VA | $186,700 | $709 | $500 | $1,010 | $510 |
| Simmonsville, VA | $185,000 | $840 | $600 | $1,150 | $550 |
| Laymantown, VA | $210,700 | $889 | $600 | $1,240 | $640 |
| Locust Grove, VA | $123,200 | $656 | $450 | $900 | $450 |
| Boiling Springs, VA | $131,500 | $687 | $470 | $940 | $470 |
| Rocky Mount, VA | $127,800 | $627 | $430 | $870 | $440 |
| North Shore, VA | $496,900 | $1,662 | $1,150 | $2,310 | $1,160 |
| Dublin, VA | $127,500 | $672 | $480 | $950 | $470 |
| Indian Valley, VA | $137,800 | $710 | $480 | $990 | $510 |
| New River, WV | $64,600 | $549 | $400 | $760 | $360 |