Gavop shows you how to buy homeowners insurance in Nantucket, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $276,000 | $250,000 | $300,000-$350,000 |
| 2 Bedroom | $528,500 | $450,000 | $500,000-$600,000 |
| 3 Bedroom | $828,000 | $710,000 | $600,000-$700,000 |
| 4 Bedroom | $1,537,500 | $1,370,000 | More than 10,000,000 |
| 5 Bedroom | $747,500 | $690,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $838 |
| Superior Protection Discount | -$92 | $930 |
| Fire & Security Discount | -$72 | $951 |
| Hail Resistant Roof Discount | -$31 | $992 |
| Newly Constructed Home Discount | -$256 | $767 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nantucket County | $2,500 | $1,030 | $3,530 | $749 | $3,249 | $281 |
| Nantucket, MA | $2,000 | $1,010 | $3,010 | $734 | $2,734 | $276 |
| Madaket, MA | $500 | $2,928 | $3,428 | $2,128 | $2,628 | $800 |
| Edgartown, MA | $2,000 | $2,804 | $4,804 | $2,038 | $4,038 | $766 |
| New Seabury, MA | $400 | $2,492 | $2,892 | $1,811 | $2,211 | $681 |
| Northwest Harwich, MA | $1,500 | $1,532 | $3,032 | $1,114 | $2,614 | $419 |
| Mashpee, MA | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Dukes County, MA | $700 | $1,021 | $1,721 | $742 | $1,442 | $279 |
| Chilmark, MA | $400 | $605 | $1,005 | $440 | $840 | $165 |
| Mattapoisett, MA | $1,000 | $979 | $1,979 | $711 | $1,711 | $267 |
| West Wareham, MA | $400 | $851 | $1,251 | $618 | $1,018 | $232 |
| The Pinehills, MA | $1,000 | $2,393 | $3,393 | $1,739 | $2,739 | $654 |
| Home Insurance Company Nantucket, MA | Homeowners Insurance Agency Nantucket, MA | Address | Popularity Score | Distance from Nantucket (miles) |
|---|---|---|---|---|
| Travelers | Neto Insurance Agency | 96 Rockdale Ave , New Bedford, MA, 2740 | 48.6 | |
| Travelers | Borden Insurance Agency Inc | 960 Kempton St, New Bedford, MA, 2740 | 50.0 | |
| Travelers | Carey Richmond & Viking Ins Agency Of Ma Inc | 700 Pleasant St Suite 120 , New Bedford, MA, 2740 | 48.9 | |
| Travelers | Colburn Group Llc | 163 Front St, Marion, MA, 2738 | 44.5 | |
| Travelers | Paul & Dixon Insurance Agency | 388 County St, New Bedford, MA, 2740 | 48.8 | |
| Travelers | Almeida & Carlson Insurance | 92 Tupper Road, Sandwich, MA, 2563 | 38.6 | |
| Travelers | Snow & Thomson Ins Agcy Inc | 514 Route 28, Harwich Port, MA, 2646 | 25.9 | |
| Travelers | The Fair Insurance Agency Inc | 619 Main Street #7, Barnstable, MA, 2632 | 27.4 | |
| Travelers | Almeida & Carlson Insurance | 92 Tupper Rd, Sandwich, MA, 2563 | 38.6 | |
| Travelers | Kerry Ins Agency Inc | 396 Main St Ste 4, Hyannis, MA, 2601 | 26.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $2,020 | $1,060 |
| Nantucket County, MA | $995,900 | $1,043 | $710 | $1,440 | $730 |
| Nantucket, MA | $995,900 | $1,023 | $690 | $1,420 | $730 |
| Madaket, MA | $772,700 | $2,964 | $1,990 | $4,060 | $2,070 |
| Edgartown, MA | $728,000 | $2,838 | $2,040 | $3,940 | $1,900 |
| New Seabury, MA | $622,000 | $2,522 | $1,740 | $3,510 | $1,770 |
| Northwest Harwich, MA | $384,200 | $1,551 | $1,120 | $2,190 | $1,070 |
| Mashpee, MA | $337,600 | $960 | $660 | $1,350 | $690 |
| Dukes County, MA | $674,600 | $1,034 | $740 | $1,460 | $720 |
| Chilmark, MA | $1,026,800 | $613 | $410 | $850 | $440 |
| Mattapoisett, MA | $419,800 | $991 | $700 | $1,370 | $670 |
| West Wareham, MA | $158,300 | $861 | $590 | $1,230 | $640 |
| The Pinehills, MA | $589,800 | $2,422 | $1,740 | $3,440 | $1,700 |