Gavop's guide to buying homeowners insurance in Esopus, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $135,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $147,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $383,000 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $480,500 | $430,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $584 |
| Home and Two Car | -$109 | $533 |
| Home and Three Car | -$154 | $488 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,392 |
| Hail Damage | $4,948 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
| Home Insurance Company Esopus, NY | Homeowners Insurance Agency Esopus, NY | Address | Popularity Score | Distance from Esopus (miles) |
|---|---|---|---|---|
| Allstate | Armando Romano | 1976 E Main St, Mohegan Lake, NY, 10547 | 36.1 | |
| Allstate | Janine Barsanti | 69 Brookside Ave Ste 202, Chester, NY, 10918 | 36.4 | |
| State Farm | Masato Tani | 1199 Pleasantville Rd, Briarcliff, NY, 10510-1603 | 47.8 | |
| Liberty Mutual Independent | The Coyle Group Of New York In | 30 S Main St, New City, NY, 10956 | 47.4 | |
| State Farm | Diane Williams | 790 Ulster Ave, Kingston, NY, 12401-1710 | 8.2 | |
| Travelers | Westrock Insurance Agency | 151 N Main St Ste 204, New City, NY, 10956 | 47.0 | |
| Allstate | Victor Varela | 280 N Bedford Rd Ste 103, Mount Kisco, NY, 10549 | 44.7 | |
| Allstate | Frank Menes | 47 Civic Center Plz, Poughkeepsie, NY, 12601 | 9.3 | |
| Travelers | Hickey & Hickey Inc | Bedford Village Plaza 460 Old Post Road, Bedford, NY, 10506 | 46.6 | |
| Travelers | Ott Agency | 1451 Rt 208, Wallkill, NY, 12589 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,610 | $770 |
| Ulster County, NY | $221,600 | $818 | $560 | $1,120 | $560 |
| Esopus, NY | $198,500 | $642 | $470 | $900 | $430 |
| Pine Plains, NY | $240,400 | $917 | $670 | $1,300 | $630 |
| Amenia, NY | $247,500 | $947 | $650 | $1,340 | $690 |
| Coxsackie, NY | $161,300 | $619 | $410 | $850 | $440 |
| Cortlandt, NY | $407,100 | $1,258 | $910 | $1,790 | $880 |
| Sullivan County, NY | $167,900 | $661 | $440 | $910 | $470 |
| Stockbridge, MA | $462,000 | $2,001 | $1,440 | $2,860 | $1,420 |
| Wesley Hills, NY | $567,600 | $850 | $590 | $1,180 | $590 |
| Thomaston, CT | $199,400 | $882 | $610 | $1,240 | $630 |
| Sloatsburg, NY | $302,200 | $1,213 | $810 | $1,710 | $900 |
| Chappaqua, NY | $602,500 | $2,705 | $1,870 | $3,840 | $1,970 |