Gavop's guide to buying homeowners insurance in Villas, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Villas, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Delview Rd, Cloverdale Ave, Sandlewood Rd, Mulberry Rd, Jennings Ave, Hollywood Ave, Lennox Ave, W New York Ave, Langs Ave, W Wilde Ave | $117,500 | $100,000 | $100,000-$125,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Arbor Rd, McKinley Ave, Locust Rd, E Ocean Ave, Birch Rd, Terminal Dr, W Tampa Ave, Shadeland Ave, Edna Ave, E Jacksonville Ave | $114,500 | $110,000 | $100,000-$125,000 | $255,000 | $230,000 | $250,000-$300,000 |
| Baywyn Rd, Morris Ave, Capital Ln, Utah Ave, Springtime Rd, Fulling Mill Rd, E Bates Ave, W Atlantic Ave, Pinetree Dr, Tomlin Ave | $136,500 | $120,000 | $150,000-$175,000 | $257,500 | $210,000 | $250,000-$300,000 |
| E Atlantic Ave, Springtime Rd, E Pacific Ave, Nevada Ave, Cornell Ave, Mulberry Rd, Huron Dr, Hornet Rd, Tahoe Dr, Coral Rd | $139,500 | $130,000 | $125,000-$150,000 | $248,500 | $210,000 | $200,000-$250,000 |
| Cedarwood Rd, Holly Ct, Windward Rd, Pinewood Rd, E Virginia Ave, Rose Ln, W Bates Ave, Schellinger Ave, Caroline Ave, Sheridan Dr | $153,000 | $130,000 | $175,000-$200,000 | $289,500 | $240,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $625 |
| Home and Two Car | -$110 | $576 |
| Home and Three Car | -$172 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cape May County | $700 | $977 | $1,677 | $710 | $1,410 | $267 |
| Villas, NJ | $700 | $678 | $1,378 | $493 | $1,193 | $185 |
| Weymouth, NJ | $400 | $744 | $1,144 | $541 | $941 | $203 |
| Longport, NJ | $700 | $2,257 | $2,957 | $1,640 | $2,340 | $617 |
| Margate City, NJ | $100 | $935 | $1,035 | $679 | $779 | $255 |
| Sussex County, DE | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Selbyville-Frankford, DE | $300 | $719 | $1,019 | $522 | $822 | $196 |
| Pittsgrove, NJ | $700 | $736 | $1,436 | $535 | $1,235 | $201 |
| Selbyville, DE | $500 | $756 | $1,256 | $549 | $1,049 | $207 |
| Clayton, DE | $1,500 | $670 | $2,170 | $487 | $1,987 | $183 |
| Ocean City, MD | $400 | $825 | $1,225 | $600 | $1,000 | $225 |
| Delmar, DE | $1,000 | $571 | $1,571 | $415 | $1,415 | $156 |
| Home Insurance Company Villas, NJ | Homeowners Insurance Agency Villas, NJ | Address | Popularity Score | Distance from Villas (miles) |
|---|---|---|---|---|
| Travelers | The Mcmahon Agency Inc | 2131 Asbury Ave, Ocean City, NJ, 8226 | 25.1 | |
| Travelers | Henry D Young Inc | 216 E Broadway, Salem, NJ, 8079 | 47.6 | |
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 32.6 | |
| Travelers | Kollman Group | 2021 Rte 9 Unite 5, Linwood, NJ, 8221 | 30.0 | |
| Travelers | Insurance Agencies Inc | 1601 New Road Ste 100 Po Box 225, Northfield, NJ, 8225 | 31.8 | |
| Travelers | Insurance Agencies Inc | 1601 New Rd Ste 100, Northfield, NJ, 8225 | 31.8 | |
| Allstate | David Risley | 526 Sea Isle Blvd, Ocean View, NJ, 8230 | 15.5 | |
| Farmers | Frank Conroy | 3600 E Landis Ave Ste 23, Vineland, NJ, 8361 | 32.2 | |
| Travelers | The Borelli Agency Inc | 333 Dutch Mill Rd, Malaga, NJ, 8328 | 38.9 | |
| Allstate | James Lucidonio | 120 S White Horse Pike Ste B3, Hammonton, NJ, 8037 | 44.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,520 | $800 |
| Cape May County, NJ | $295,500 | $989 | $670 | $1,360 | $690 |
| Villas, NJ | $181,200 | $686 | $490 | $950 | $460 |
| Weymouth, NJ | $153,500 | $753 | $520 | $1,060 | $540 |
| Longport, NJ | $756,400 | $2,284 | $1,550 | $3,220 | $1,670 |
| Margate City, NJ | $482,100 | $946 | $690 | $1,300 | $610 |
| Sussex County, DE | $242,900 | $720 | $570 | $960 | $390 |
| Selbyville-Frankford, DE | $320,300 | $727 | $570 | $970 | $400 |
| Pittsgrove, NJ | $216,400 | $745 | $530 | $1,020 | $490 |
| Selbyville, DE | $258,800 | $765 | $600 | $1,020 | $420 |
| Clayton, DE | $198,400 | $678 | $540 | $900 | $360 |
| Ocean City, MD | $290,700 | $835 | $660 | $1,050 | $390 |
| Delmar, DE | $141,800 | $578 | $460 | $770 | $310 |