How Can I Make My Sachse, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Sachse, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Sachse, TX Home Insurance Coverage Levels | Back to Top
| Sachse, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Carnoustie Ct, Dunhill Pl, Larchwood Cir, Needham Dr, Fieldcrest Ln, Elm Grove Rd, Tremont Ln, Prestige Ct, Maple Ln, Clack Dr | $129,000 | $110,000 | $125,000-$150,000 | $237,500 | $200,000 | $250,000-$300,000 |
| Dallas Rd, Maple Shade Ave, Kelly Cir, Rocky Pointe Ct, Mazy Ln, Yeager Rd, Madrid Dr, Ben Davis Rd, Crosslands Dr, Valley Creek Dr | $151,000 | $130,000 | $125,000-$150,000 | $234,000 | $220,000 | $200,000-$250,000 |
| Lakewind Ln, Timbercreek Cir, James St, Fairfield Dr, Coral Ridge Dr, N President George Bush Hwy, Oakmont Ct, Shamrock Ct, Indian Hills Dr, Firecrest Dr | $220,000 | $180,000 | $175,000-$200,000 | $158,500 | $140,000 | $175,000-$200,000 |
| Dreammaker Way, Ashwood Ln, Liberty Ln, Creek View Ct, Crestberry Ln, Holly Hills Ln, Fairway Vista Dr, Fawn Valley Ln, Alicia Ann Dr, Foxglove Trl | $171,000 | $140,000 | $125,000-$150,000 | $225,000 | $180,000 | $200,000-$250,000 |
| Bellaire Ln, Chiesa Rd, Bandalia Dr, Knight Dr, Patty Cir, Columbus Dr, Nairn St, Miles Rd, State Hwy 190, Vicksburg Dr | $196,000 | $180,000 | $175,000-$200,000 | $282,000 | $230,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Sachse, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $808 |
| Superior Protection Discount | -$90 | $908 |
| Fire & Security Discount | -$100 | $898 |
| Hail Resistant Roof Discount | -$20 | $977 |
| Newly Constructed Home Discount | -$289 | $708 |
Choose your Sachse, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Sachse, TX | Back to Top
| Home Insurance Company Sachse, TX | Homeowners Insurance Agency Sachse, TX | Address | Popularity Score | Distance from Sachse (miles) |
|---|---|---|---|---|
| Farmers | Jodi Buzek | 1710 Country Club Dr Ste 100, Mansfield, TX, 76063 | 40.2 | |
| State Farm | Ruth Bookhammer | 1106 14th St, Plano, TX, 75074-6202 | 7.6 | |
| Travelers | The Ryan Insurance | 5105 Martin Dr, Rowlett, TX, 75088 | 4.4 | |
| Travelers | Sma Insurance Services | 275 W Campbell Road #115, Richardson, TX, 75080 | 8.1 | |
| Travelers | Reading Insurance Agency | 301 S Sherman #203, Richardson, TX, 75081 | 9.0 | |
| State Farm | Tien Pham | 210 S Greenville Ave Ste 100, Richardson, TX, 75081-4103 | 8.8 | |
| State Farm | Adam Leggett | 600 E Brown St, Wylie, TX, 75098-3717 | 4.4 | |
| Allstate | Thomas R. Crutchfield | 214 S Mesquite St, Arlington, TX, 76010 | 34.5 | |
| Farmers | Margaret Shaffer | 695 Main St Ste 200, Lavon, TX, 75166 | 8.9 | |
| State Farm | Denise Parks | 2861 Ridge Rd Ste 111, Rockwall, TX, 75032-5518 | 8.3 |
Compare Rates for Sachse, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Sachse, TX | $198,400 | $997 | $660 | $1,540 | $880 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Celina, TX | $354,300 | $1,176 | $780 | $1,810 | $1,030 |
| Grapevine, TX | $273,600 | $1,352 | $890 | $2,080 | $1,190 |
| Shady Shores, TX | $288,000 | $2,042 | $1,350 | $3,140 | $1,790 |
| Oak Ridge, TX | $169,400 | $1,759 | $1,160 | $2,710 | $1,550 |
| Pilot Point-Aubrey, TX | $221,900 | $1,506 | $990 | $2,320 | $1,330 |
| Ferris, TX | $102,700 | $1,065 | $700 | $1,640 | $940 |
| Colleyville, TX | $456,100 | $952 | $630 | $1,470 | $840 |
| Campbell, TX | $87,500 | $1,459 | $960 | $2,250 | $1,290 |
| Rains County, TX | $114,000 | $988 | $650 | $1,520 | $870 |
Research Home Insurance Companies Reviews in Sachse, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Customer service from my home insurance company is fairly positive. I've gotten to know the representatives servicing my account, and we have had cordial conversations.
Date: December 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I could save money on my premiums if I didn't have a useless agent. He doesn't do anything to help me, but he sure collects his commission every time I renew my policy. I have been with State Farm for decades, and agents used to actually be helpful when I needed something. STATE FARM does suck!
Date: November 06, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
It is easy to call them and ask for an agent who is familiar with me. Since they are able to do that I find it more easy to discuss certain options and choices for my insurance.
Nationwide Home Insurance Reviews
Date: March 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I believe the customer service at my local Nationwide is a 5. They are friendly and always willing to help.I enjoy dealing with them and recommend them to anyone.
Date: January 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I believe the deductible for my insurance is lower then most companies. I shopped around once and found my quotes form others to be $300 of more a year then my current rate. I believe the deductible is the standard for most.
GEICO Home Insurance Reviews
Date: April 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have a thousand dollar deductible which should cover me in most instances of household damage. No flood insurance so hopefully that doesn't bit me.
Date: April 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Very average from what I've seen, due to our discount it's very cheap though, only like $14.00 a month? So I'm very happy with that.
Farmer's Insurance Home Insurance Reviews
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have gone very well is a pretty good company and manages to satisfy every one of my needs.I feel a great appreciation towards this company.
Date: March 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I don't recall what my exact premium and deductible are but I remember being satisfied when we first decided on what they would be.
Allstate Home Insurance Reviews
Date: February 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
It was the cheapest that I could find. I did research and it was more than a couple hundred dollars cheaper. It wasn't even cheaper to bundle with our car insurance.
Progressive Home Insurance Reviews
Date: April 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium and Deductible works well with my income, and it actually is stress-free because Progressive offers a bundle feature, and I have peace of mind knowing that my pockets wont suffer!
Liberty Mutual Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I would say their offerings are the same as others. They don't strive to be the best. They just want your business like any other company out there. I would give them a 3 for not trying to be the best.
AAA Home Insurance Reviews
Date: March 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The deductible was much lower than the company we had before them so I've been happy. However, I will shop them this month before my March renewal to be sure that they are the best price.
Travelers Home Insurance Reviews
Date: April 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Our first home policy had a higher premium then we are currently paying with our new policy with travelers. we have owned a couple properties and I feel like our current premiums are well priced.
Amica Mutual Insurance Home Insurance Reviews
Date: March 15, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I feel like Amica's policy offerings are on par with other insurance companies. I haven't found any places where their offerings are lacking.