Gavop's guide to buying homeowners insurance in Vashon Island, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $131,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $301,500 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $361,000 | $310,000 | $350,000-$400,000 |
| 4 Bedroom | $356,500 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $810,000 | $740,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $755 |
| Superior Protection Discount | -$88 | $790 |
| Fire & Security Discount | -$79 | $798 |
| Hail Resistant Roof Discount | -$26 | $851 |
| Newly Constructed Home Discount | -$202 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King County | $2,500 | $1,080 | $3,580 | $785 | $3,285 | $295 |
| Vashon Island, WA | $2,500 | $867 | $3,367 | $630 | $3,130 | $237 |
| Beaux Arts Village, WA | $500 | $2,465 | $2,965 | $1,791 | $2,291 | $674 |
| Puyallup, WA | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Yarrow Point, WA | $500 | $2,871 | $3,371 | $2,087 | $2,587 | $785 |
| South Hill, WA | $2,000 | $746 | $2,746 | $542 | $2,542 | $204 |
| Fall City, WA | $200 | $1,297 | $1,497 | $943 | $1,143 | $355 |
| Martha Lake, WA | $2,000 | $791 | $2,791 | $575 | $2,575 | $216 |
| Snohomish, WA | $400 | $841 | $1,241 | $611 | $1,011 | $230 |
| Alder, WA | $700 | $804 | $1,504 | $584 | $1,284 | $220 |
| McCleary, WA | $100 | $652 | $752 | $474 | $574 | $178 |
| Grand Mound, WA | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Home Insurance Company Vashon Island, WA | Homeowners Insurance Agency Vashon Island, WA | Address | Popularity Score | Distance from Vashon Island (miles) |
|---|---|---|---|---|
| Allstate | Charlie B. Brown | 13260 1st Ave S Ste C, Burien, WA, 98168 | 7.6 | |
| State Farm | Brian Schiffer | 6307 Calif Ave Sw Ste 102, Seattle, WA, 98136-1853 | 9.1 | |
| Farmers | Soutsakhone Soukphaly | 19032 66th Ave S Ste C107, Kent, WA, 98032 | 9.7 | |
| State Farm | Kurt Kwon | 27205 Pacific Hwy S, Federal Way, WA, 98003-2407 | 7.8 | |
| Farmers | Ryan Roy | 33650 6th Ave S Ste 110, Federal Way, WA, 98003 | 9.8 | |
| Farmers | John Partridge | 33720 9th Ave S Ste 2, Federal Way, WA, 98003 | 10.0 | |
| Allstate | Jessie C. Robare | 2210 S 320th St Ste A2-1, Federal Way, WA, 98003 | 9.7 | |
| State Farm | Bruce Powell | 24800 Pacific Hwy S, Kent, WA, 98032-5402 | 7.7 | |
| State Farm | Al Dodson | 117 Sw 152nd St, Burien, WA, 98166-2305 | 6.8 | |
| Allstate | Jeremy Olson | 15403 1st Ave S, Burien, WA, 98148 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,150 | $560 |
| King County, WA | $446,600 | $1,093 | $780 | $1,560 | $780 |
| Vashon Island, WA | $461,400 | $877 | $630 | $1,250 | $620 |
| Beaux Arts Village, WA | $1,257,400 | $2,495 | $1,820 | $3,520 | $1,700 |
| Puyallup, WA | $277,000 | $773 | $560 | $1,100 | $540 |
| Yarrow Point, WA | $2,000,001 | $2,906 | $1,980 | $4,010 | $2,030 |
| South Hill, WA | $262,500 | $755 | $540 | $1,060 | $520 |
| Fall City, WA | $479,200 | $1,313 | $910 | $1,850 | $940 |
| Martha Lake, WA | $371,300 | $801 | $570 | $1,140 | $570 |
| Snohomish, WA | $332,400 | $852 | $590 | $1,220 | $630 |
| Alder, WA | $290,000 | $814 | $550 | $1,160 | $610 |
| McCleary, WA | $172,700 | $660 | $480 | $940 | $460 |
| Grand Mound, WA | $154,800 | $631 | $440 | $900 | $460 |