How Can I Make My Honolulu, HI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Honolulu, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Honolulu, HI Home Insurance Coverage Levels | Back to Top
| Honolulu, HI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ala Kapuna St, Ke Ala Mano St, Aliamanu Dr, S Judd St, Poka St, Yvonne Pl, Kapalama Ave, Elena St, Kapulena Loop, Tantalus Dr | $353,500 | $320,000 | $250,000-$300,000 | $519,500 | $460,000 | $500,000-$600,000 |
| Uhu St, Hanakapiai St, Hunakai St, Henry St, Ahua St, Kamehameha IV Rd, Kahai St, Hihiwai St, Loomis St, Halenoho Pl | $451,000 | $380,000 | $500,000-$600,000 | $795,000 | $690,000 | $600,000-$700,000 |
| Pakala St, Auiki St, Cassia Ln, Peter St, N Pauahi St, Kamuela Pl, Kealohilani Ave, Krauss St, Kekupua St, Hanai Loop | $527,500 | $450,000 | $400,000-$500,000 | $656,500 | $550,000 | $600,000-$700,000 |
| Papali Pl, Sweetgum Pl, Halulu Way, Kirkwood St, Old Pali Rd, Ala Leie St, Young St, Laielua Pl, Kalauokalani Way, Macomb Rd | $379,000 | $350,000 | $400,000-$500,000 | $390,500 | $350,000 | $300,000-$350,000 |
| Smith St, N Kuakini St, Linapuni St, Kumukoa Pl, 1st Ave, Judd Hillside Rd, Ala Kula Pl, Kona St, South St, Huapala St | $619,000 | $530,000 | $400,000-$500,000 | $579,000 | $500,000 | $600,000-$700,000 |
| Paa St, Makaala St, Mutual Ln, Hunter St, Pahukui St, Hoe St, Ulupua Pl, Puu Panini Ave, Mokuna Pl, Maono Loop | $675,500 | $590,000 | $600,000-$700,000 | $842,500 | $730,000 | $800,000-$900,000 |
| Hart St, Waikapu Loop, Moreell Cir, Heulu St, Puakala Pl, River St, Malanai Pl, Jennie St, Park Pl, Ahipuu St | $549,500 | $450,000 | $600,000-$700,000 | $438,000 | $380,000 | $400,000-$500,000 |
| Halehaka St, Palekaua St, Aipo St, Bennion Ct, Omilo Ln, Linohau Way, Black Point Rd, Luakaha St, Onini Pl, Kohou St | $611,000 | $520,000 | $600,000-$700,000 | $883,500 | $720,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Honolulu, HI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $1,073 |
| Superior Protection Discount | -$126 | $1,137 |
| Fire & Security Discount | -$101 | $1,162 |
| Hail Resistant Roof Discount | -$38 | $1,225 |
| Newly Constructed Home Discount | -$290 | $972 |
Choose your Honolulu, HI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
Compare Rates for Honolulu, HI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Honolulu, HI | $688,200 | $1,263 | $930 | $1,840 | $910 |
Research Home Insurance Companies Reviews in Honolulu, HI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 07, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Date: November 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: March 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 27, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: September 22, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 13, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: May 12, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: February 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married