Gavop shows you how to buy homeowners insurance in Adair County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Adair County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Clark St, SE Linn Dr, State Hwy 925, Stanzel Dr, NW Dodge St, Orange Ave, Front St, E Division St, SW 6th St, I- 80 | $124,500 | $110,000 | $100,000-$125,000 | $100,500 | $80,000 | $75,000-$100,000 |
| 330th St, Udall Ave, Twp Rd 76N, Fontanelle Rd, McKinley St, Adair-Madison Ave, SW 5th St, Co Rd P25, Co Rd G39, NW Grant St | $111,000 | $90,000 | $100,000-$125,000 | $105,500 | $100,000 | $100,000-$125,000 |
| Jordan Ave, Co Rd P21, Co Rd P13, 780th St, Co Rd N72, Clark St, SW Townline Rd, Co Hwy G49, Victor Ave, NW 4th St | $181,000 | $170,000 | $175,000-$200,000 | $129,000 | $110,000 | $150,000-$175,000 |
| NE 3rd St, 11th St, Butler Ave, 6th St, NW 4th St, 180th St, Nevada Ave, Cass St, Elm St, Lowe | $117,500 | $100,000 | $100,000-$125,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Norfolk Ave, East St, NW 6th St, Co Rd N77, Hillcrest St, Co Rd N72, NE Grant St, Ridge View Park, SE Kent St, SE 6th St | $151,000 | $130,000 | $175,000-$200,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$50 | $575 |
| Home and Two Car | -$100 | $525 |
| Home and Three Car | -$144 | $481 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adair County | $700 | $617 | $1,317 | $449 | $1,149 | $169 |
| Adair County, IA | $2,000 | $617 | $2,617 | $449 | $2,449 | $169 |
| Union, IA | $500 | $803 | $1,303 | $584 | $1,084 | $220 |
| Yale, IA | $1,000 | $566 | $1,566 | $411 | $1,411 | $155 |
| East, IA | $300 | $523 | $823 | $380 | $680 | $143 |
| Dawson, IA | $1,000 | $593 | $1,593 | $431 | $1,431 | $162 |
| Layton, IA | $300 | $636 | $936 | $462 | $762 | $174 |
| Coon Rapids, IA | $700 | $615 | $1,315 | $447 | $1,147 | $168 |
| Clarke County, IA | $400 | $661 | $1,061 | $480 | $880 | $181 |
| Gravity, IA | $2,500 | $318 | $2,818 | $231 | $2,731 | $87 |
| Oakland, IA | $200 | $727 | $927 | $528 | $728 | $199 |
| Irwin, IA | $1,000 | $502 | $1,502 | $365 | $1,365 | $137 |
| Home Insurance Company Adair County, IA | Homeowners Insurance Agency Adair County, IA | Address | Popularity Score | Distance from Adair County (miles) |
|---|---|---|---|---|
| Travelers | Diversity Insurance Inc | 1541 E Grand Ave, Des Moines, IA, 50316 | 49.5 | |
| Travelers | Advantage Insurance | 8421 University Blvd Ste G, Clive, IA, 50325 | 43.1 | |
| State Farm | Scott Jensen | 204 W 7th St, Atlantic, IA, 50022-1452 | 28.5 | |
| Allstate | David Rayer | 4446 128th St, Urbandale, IA, 50323 | 41.5 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th Street Ste 4000 West Des Moines, West Des Moines, IA, 50266 | 38.8 | |
| State Farm | Chad Kuehl | 409 N Jefferson Way, Indianola, IA, 50125-1713 | 47.9 | |
| Travelers | Phillips Insurance & Associates | 1107 Walnut St, Dallas Center, IA, 50063 | 36.5 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th St Ste 4000, West Des Moines, IA, 50266 | 38.8 | |
| Travelers | Jim White Agency Inc | 4000 Ingersoll Ave, Des Moines, IA, 50312 | 45.5 | |
| Travelers | Ecolab | 12421 Meredith Dr, Urbandale, IA, 50398 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Adair County, IA | $93,200 | $625 | $440 | $880 | $440 |
| Adair County, IA | $93,200 | $625 | $450 | $880 | $430 |
| Union, IA | $132,100 | $813 | $590 | $1,130 | $540 |
| Yale, IA | $71,400 | $573 | $380 | $790 | $410 |
| East, IA | $62,700 | $529 | $370 | $720 | $350 |
| Dawson, IA | $77,000 | $600 | $430 | $830 | $400 |
| Layton, IA | $86,700 | $644 | $440 | $890 | $450 |
| Coon Rapids, IA | $81,800 | $622 | $430 | $880 | $450 |
| Clarke County, IA | $105,000 | $669 | $480 | $920 | $440 |
| Gravity, IA | $27,500 | $322 | $220 | $450 | $230 |
| Oakland, IA | $109,500 | $736 | $540 | $1,050 | $510 |
| Irwin, IA | $58,800 | $508 | $350 | $700 | $350 |