How Can I Make My Tehachapi, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Tehachapi, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Tehachapi, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $171,000 | $160,000 | $125,000-$150,000 |
| 3 Bedroom | $222,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $220,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $426,500 | $360,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Tehachapi, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $588 |
| Superior Protection Discount | -$62 | $622 |
| Fire & Security Discount | -$75 | $609 |
| Hail Resistant Roof Discount | -$21 | $663 |
| Newly Constructed Home Discount | -$164 | $520 |
Choose the Right Deductible for your Tehachapi, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kern County | $700 | $612 | $1,312 | $445 | $1,145 | $167 |
| Tehachapi, CA | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Stallion Springs, CA | $400 | $740 | $1,140 | $538 | $938 | $202 |
| Mojave, CA | $2,000 | $504 | $2,504 | $366 | $2,366 | $138 |
| Lamont, CA | $400 | $1,043 | $1,443 | $758 | $1,158 | $285 |
| Fuller Acres, CA | $1,000 | $553 | $1,553 | $402 | $1,402 | $151 |
| Lake Isabella, CA | $100 | $955 | $1,055 | $694 | $794 | $261 |
| Weldon, CA | $2,500 | $467 | $2,967 | $340 | $2,840 | $128 |
| Rosedale, CA | $500 | $661 | $1,161 | $480 | $980 | $181 |
| Castaic, CA | $700 | $1,023 | $1,723 | $743 | $1,443 | $279 |
Identify Top Home Insurance Agents near Tehachapi, CA | Back to Top
| Home Insurance Company Tehachapi, CA | Homeowners Insurance Agency Tehachapi, CA | Address | Popularity Score | Distance from Tehachapi (miles) |
|---|---|---|---|---|
| State Farm | April Clark | 5022 W Avenue N Ste 104, Palmdale, CA, 93551-5757 | 37.6 | |
| State Farm | Kelli Davis | 2665 Calloway Dr Ste 206, Bakersfield, CA, 93312-2619 | 38.2 | |
| Allstate | Jeri Beaven-Mattox | 43642 10th St W, Lancaster, CA, 93534 | 37.1 | |
| State Farm | George Farah | 4300 Stine Rd Ste 609, Bakersfield, CA, 93313-2354 | 33.4 | |
| Travelers | Stockdale Insurance Agency Inc | 1675 Chester Ave Ste 310, Bakersfield, CA, 93301 | 33.4 | |
| State Farm | Kirk Baker | 23504 Cinema Dr, Valencia, CA, 91355-5222 | 48.2 | |
| State Farm | Deedee Townsend | 43803 15th St W, Lancaster, CA, 93534-4756 | 36.6 | |
| Travelers | Wm K Lyons Agency Inc | 2100 F St Ste 200, Bakersfield, CA, 93301 | 33.8 | |
| Allstate | Douglas Huff | 22909 Soledad Canyon Rd, Santa Clarita, CA, 91350 | 48.1 | |
| Allstate | Kimberley Ellison | 25000 Avenue Stanford # 113, Santa Clarita, CA, 91355 | 47.0 |
Compare Rates for Tehachapi, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kern County, CA | $190,600 | $620 | $460 | $840 | $380 |
| Tehachapi, CA | $240,400 | $684 | $510 | $930 | $420 |
| Stallion Springs, CA | $269,600 | $749 | $550 | $1,020 | $470 |
| Mojave, CA | $103,300 | $510 | $380 | $690 | $310 |
| Lamont, CA | $115,500 | $1,056 | $780 | $1,440 | $660 |
| Fuller Acres, CA | $133,100 | $560 | $410 | $760 | $350 |
| Lake Isabella, CA | $119,300 | $967 | $720 | $1,310 | $590 |
| Weldon, CA | $84,500 | $473 | $350 | $640 | $290 |
| Rosedale, CA | $295,700 | $669 | $490 | $910 | $420 |
| Castaic, CA | $472,200 | $1,035 | $770 | $1,410 | $640 |
Research Home Insurance Companies Reviews in Tehachapi, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 10, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would say 3- pretty neutral. They don't bother me much, which is a plus but about once a year they always try to sell more to me. I'm not interested in more insurance, etc.
Date: October 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
The customer service at Allstate is very satisfactory. They're were great at explaining different insurance types to me and even allowed me to pay the full year's insurance in full!
Date: September 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have been impressed in the past by their customer service. However, recently I did experience a problem while trying to insure my father's home as executor as his estate, and I was not satisfied with the help I received.
Fremont home insurance Home Insurance Reviews
Date: December 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Their offerings are good. They have good prices. We have a 4000 square foot house that is insured for $1900 per year.
State Farm Home Insurance Reviews
Date: July 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We haven't had any problems with talking to our agent, or receiving information from him. When I have had questions, he has gotten back to very quickly. They are very knowledgeable and helpful.
Esurance Home Insurance Reviews
Date: May 27, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
It was really nice policies and I really like these type of policy and I really like and love it.
Mercury Home Insurance Reviews
Date: June 14, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Customer Service
There are several things that I really like a lot so I really like my service is of very good quality they serve me quickly and I like their services very much. I'm satisfied with that.